Affordable & Low-Income Housing in Collegedale, TN 37315
No income-restricted buildings are listed in 37315 — here are the closest ones.
No income-restricted buildings are listed in Collegedale, TN 37315. 39 income-restricted buildings are listed nearby (within about 8 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 37315
The 20 closest of 39 in nearby ZIPs. Pick a ZIP below to see all of them.
Rainbow Creek Apts
7604 Standifer Gap Rd, Chattanooga, TN 37421
4.7 mi away
150 units · 2–3 BR · People with disabilities
Spring Green Apts
511 Ooltewah Ringgold Rd, Ooltewah, TN 37363
4.7 mi away
48 units · 1–3 BR
- Affordability period may have ended — call to confirm
Orange Grove Development No. Two
7433 Mintom Dr, Chattanooga, TN 37421
5.2 mi away
9 units · 8 income-restricted · 1 BR · People with disabilities
Timber Ridge Cooperative
201 Timber Knoll Dr, Chattanooga, TN 37421
8 mi away
156 units · 84 income-restricted · 1–3 BR
Cleveland Court Apartments
1191 Cedar Ln SW, Cleveland, TN 37311
8.4 mi away
78 units · Studio–1 BR · People with disabilities
Cromwell Hills
3940 Camellia Drive, Chattanooga, TN 37421
9.1 mi away
200 units · 1–4+ BR · People with disabilities
Parktowne Apts
2005 Westland Dr SW, Cleveland, TN 37311
10.7 mi away
84 units · 1–3 BR · People with disabilities
Forest Grove
2350 Blackburn Rd SE, Cleveland, TN 37311
11.6 mi away
96 units · 2–3 BR · People with disabilities
Cleveland Court
1191 Cedar Lane (Smith Dr at Lee Highway), Cleveland, TN 37311
11.8 mi away
78 units · Studio–1 BR
East Tennessee Homes for the Elderly
1955 White St SE, Cleveland, TN 37311
12.1 mi away
78 units · 77 income-restricted · 1 BR
Spring Lake Apts
1525 Spring Pl Rd SE, Cleveland, TN 37311
12.2 mi away
64 units · 1–3 BR · People with disabilities
10th St Townhouse
1002 Tenth St SE, Cleveland, TN 37311
12.5 mi away
2 units · 2 BR
- Affordability period may have ended — call to confirm
Cleveland Summit Apts
44 Inman St, Cleveland, TN 37311
12.6 mi away
79 units · 77 income-restricted · Studio–1 BR
- Affordability period may have ended — call to confirm
2nd St Apts
460 Second St NW, Cleveland, TN 37311
12.6 mi away
3 units · 1–2 BR
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 37315
- Fair market rent, 2 bedrooms
- $1,820/mo
- Income needed to pay it at 30% of income
- $72,800/yr
Income limits (2026)
Chattanooga, TN-GA area · median family income $97,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,450 | $34,100 | $54,550 |
| 2 | $23,400 | $39,000 | $62,350 |
| 3 | $27,320 | $43,850 | $70,150 |
| 4 | $33,000 | $48,700 | $77,900 |
| 5 | $38,680 | $52,600 | $84,150 |
| 6 | $44,360 | $56,500 | $90,400 |
| 7 | $50,040 | $60,400 | $96,600 |
| 8 | $55,720 | $64,300 | $102,850 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 37315 | Wider area |
|---|---|---|
| Studio | $1,600 | $1,181 |
| 1 bedroom | $1,670 | $1,231 |
| 2 bedrooms | $1,820 | $1,340 |
| 3 bedrooms | $2,250 | $1,657 |
| 4 bedrooms | $2,390 | $1,761 |
Wider area = Chattanooga, TN-GA. Two-bedroom fair market rents in 7 nearby ZIPs range from $1,180 (37302) to $1,820 (37363).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 37315's fair market rent.
Estimate your Section 8 rent share for 37315Frequently Asked Questions
Is there Section 8 housing in Collegedale, TN 37315?
Yes — this directory lists income-restricted buildings in Collegedale, TN 37315, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Collegedale, TN 37315 have openings?
These lists for Collegedale, TN 37315 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Collegedale, TN 37315?
Use the phone number on each building card in Collegedale, TN 37315. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Collegedale, TN 37315?
In Collegedale, TN 37315, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 37315?
No income-restricted buildings are listed in ZIP 37315 right now. 39 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 37315?
Yes — this page also lists 39 income-restricted buildings in ZIP codes near Collegedale, TN 37315 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Collegedale, TN 37315?
Most income-restricted buildings in Collegedale, TN 37315 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,100, and $48,700 for a 4-person household. Public housing can go up to 80% ($54,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Collegedale, TN 37315?
For many programs in Collegedale, TN 37315, the 2026 HUD very low-income (50%) limit is $34,100 a year for 1 person and $48,700 for 4 people. The low-income (80%) limit is $54,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Collegedale, TN 37315?
There is no single waiting list for Collegedale, TN 37315. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Collegedale, TN 37315?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Collegedale, TN 37315?
In public housing and most Section 8 in Collegedale, TN 37315, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Collegedale, TN 37315 is $1,820 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Collegedale, TN 37315?
A Housing Choice Voucher is not automatically accepted at every building in Collegedale, TN 37315. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Collegedale, TN 37315?
This page may still list buildings in Collegedale, TN 37315 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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