Affordable & Low-Income Housing in Cross Plains, TN 37049
No income-restricted buildings are listed in 37049 — here are the closest ones.
No income-restricted buildings are listed in Cross Plains, TN 37049. 16 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 37049
Washington Square
101 Mt Vernon Ct, White House, TN 37188
6 mi away
40 units · 1–3 BR · People with disabilities
Clearview Apts
3318 Highway 31 W, White House, TN 37188
6.5 mi away
48 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
White House Housing, Inc.
306 Whitson Court, White House, TN 37188
6.9 mi away
12 units · 1–2 BR · People with disabilities
Belmont Lodge Apts
713 McCurdy Rd, White House, TN 37188
7.4 mi away
36 units · 1–2 BR · People with disabilities
- 6 vacant units reported (Oct 2026) — call to confirm
The Flats at Mooreland
115 Mooreland Drive, Springfield, TN 37172
12.1 mi away
76 units · 2–3 BR · People with disabilities
Springfield Apts
400 22nd Ave E, Springfield, TN 37172
12.2 mi away
60 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Woodland Apartments
415 22nd Ave E, Springfield, TN 37172
12.3 mi away
48 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
McKendree at Springfield
1103 5th Ave W, Springfield, TN 37172
12.7 mi away
56 units · 55 income-restricted · 1 BR
Cumberland Square
100 Southfield Dr, Springfield, TN 37172
12.8 mi away
100 units · 99 income-restricted · 1–2 BR
Skyview Terrace Apt Sherwood Mgmt Co
500 Skyview Terrace, Springfield, TN 37172
12.8 mi away
48 units · 1–2 BR
- 7 vacant units reported (Oct 2026) — call to confirm
Carden Heights
812 Central Ave W, Springfield, TN 37172
12.8 mi away
364 units · 1–3 BR
- Apply through Springfield Housing Authority
- Residents waited about 3 months to move in (HUD, Oct 2026)
Robinhood Apartment S
2614 S Main St, Springfield, TN 37172
12.9 mi away
48 units · 1–2 BR
- 14 vacant units reported (Oct 2026) — call to confirm
Country Place Apts
2599 South Main St., Springfield, TN 37172
13 mi away
39 units · 1–3 BR
- 7 vacant units reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 37049
- Fair market rent, 2 bedrooms
- $1,300/mo
- Income needed to pay it at 30% of income
- $52,000/yr
- Renters in 37049 paying 30% or more of income on rent
- 47%
Income limits (2026)
Nashville-Davidson--Murfreesboro--Franklin, TN area · median family income $116,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $24,400 | $40,650 | $65,050 |
| 2 | $27,900 | $46,450 | $74,350 |
| 3 | $31,400 | $52,250 | $83,650 |
| 4 | $34,850 | $58,050 | $92,900 |
| 5 | $38,680 | $62,700 | $100,350 |
| 6 | $44,360 | $67,350 | $107,800 |
| 7 | $50,040 | $72,000 | $115,200 |
| 8 | $55,720 | $76,650 | $122,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 37049 | Wider area |
|---|---|---|
| Studio | $1,150 | $1,585 |
| 1 bedroom | $1,190 | $1,650 |
| 2 bedrooms | $1,300 | $1,798 |
| 3 bedrooms | $1,670 | $2,309 |
| 4 bedrooms | $2,020 | $2,799 |
Wider area = Nashville-Davidson--Murfreesboro--Franklin, TN. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,190 (37048) to $1,700 (37188).
Census figures for 37049 (2020–2024 average): median rent $1,107. Median household income $90,048. 13% of homes are rented. 47% of renters pay 30% or more of their income on rent, and 39% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 37049's fair market rent.
Estimate your Section 8 rent share for 37049Frequently Asked Questions
Is there Section 8 housing in Cross Plains, TN 37049?
Yes — this directory lists income-restricted buildings in Cross Plains, TN 37049, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cross Plains, TN 37049 have openings?
These lists for Cross Plains, TN 37049 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cross Plains, TN 37049?
Use the phone number on each building card in Cross Plains, TN 37049. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cross Plains, TN 37049?
In Cross Plains, TN 37049, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 37049?
No income-restricted buildings are listed in ZIP 37049 right now. 16 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 37049?
Yes — this page also lists 16 income-restricted buildings in ZIP codes near Cross Plains, TN 37049 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cross Plains, TN 37049?
Most income-restricted buildings in Cross Plains, TN 37049 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $40,650, and $58,050 for a 4-person household. Public housing can go up to 80% ($65,050 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cross Plains, TN 37049?
For many programs in Cross Plains, TN 37049, the 2026 HUD very low-income (50%) limit is $40,650 a year for 1 person and $58,050 for 4 people. The low-income (80%) limit is $65,050 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cross Plains, TN 37049?
There is no single waiting list for Cross Plains, TN 37049. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cross Plains, TN 37049?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cross Plains, TN 37049?
In public housing and most Section 8 in Cross Plains, TN 37049, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cross Plains, TN 37049 is $1,300 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cross Plains, TN 37049?
A Housing Choice Voucher is not automatically accepted at every building in Cross Plains, TN 37049. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cross Plains, TN 37049?
This page may still list buildings in Cross Plains, TN 37049 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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