Affordable & Low-Income Housing in Spanish Fort, AL 36527
1 affordable building in 36527 · 10 more within 9 mi
Spanish Fort, AL 36527 has 1 income-restricted building: 1 tax credit. 10 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 36527
The Kensley Apts
31230 Stagecoach Rd, Spanish Fort, AL 36527
104 units · 2–3 BR · People with disabilities
No buildings in 36527 match this filter.
Nearby
Arbors by the Bay
27642 Us Hwy 98, Daphne, AL 36526
5.4 mi away
150 units · 1–3 BR · People with disabilities
Daphne Group Home
513 Main St, Daphne, AL 36526
8.3 mi away
10 units · 9 income-restricted · People with disabilities
Viola Bertolla Group Home
4260 N Magnolia St, Loxley, AL 36551
8.8 mi away
10 units · 9 income-restricted · 1 BR · People with disabilities
Loxley Station Development
63 Ribbon Rail Ct, Loxley, AL 36551
9.4 mi away
48 units · 3 BR · People with disabilities
Loxley Arms Apts
2290 S. Holley St., Loxley, AL 36551
9.6 mi away
36 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Cathedral Place Apts.
351 Conti St, Mobile, AL 36602
9.7 mi away
192 units · 190 income-restricted · Studio–1 BR
Loxley Apartments
31 Celeste Ct, Loxley, AL 36551
9.8 mi away
54 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Blackwood Estates
26648 S Holley St, Loxley, AL 36551
9.9 mi away
56 units · 2–3 BR
- Affordability period may have ended — call to confirm
Baptist Oaks
800 Conti St, Mobile, AL 36602
10.2 mi away
53 units · Studio–1 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 36527
- Fair market rent, 2 bedrooms
- $1,630/mo
- Income needed to pay it at 30% of income
- $65,200/yr
- Renters in 36527 paying 30% or more of income on rent
- 43%
Income limits (2026)
Daphne-Fairhope-Foley, AL area · median family income $102,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,500 | $35,800 | $57,300 |
| 2 | $24,600 | $40,900 | $65,450 |
| 3 | $27,650 | $46,000 | $73,650 |
| 4 | $33,000 | $51,150 | $81,800 |
| 5 | $38,680 | $55,250 | $88,350 |
| 6 | $44,360 | $59,300 | $94,900 |
| 7 | $50,040 | $63,450 | $101,450 |
| 8 | $55,720 | $67,500 | $108,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 36527 | Wider area |
|---|---|---|
| Studio | $1,340 | $1,180 |
| 1 bedroom | $1,500 | $1,317 |
| 2 bedrooms | $1,630 | $1,434 |
| 3 bedrooms | $2,110 | $1,855 |
| 4 bedrooms | $2,670 | $2,347 |
Wider area = Daphne-Fairhope-Foley, AL. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,130 (36602) to $1,640 (36559).
Census figures for 36527 (2020–2024 average): median rent $1,432. Median household income $120,189. 24% of homes are rented. 43% of renters pay 30% or more of their income on rent, and 23% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 36527's fair market rent.
Estimate your Section 8 rent share for 36527Frequently Asked Questions
Is there Section 8 housing in Spanish Fort, AL 36527?
Yes — this directory lists income-restricted buildings in Spanish Fort, AL 36527, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Spanish Fort, AL 36527 have openings?
These lists for Spanish Fort, AL 36527 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Spanish Fort, AL 36527?
Use the phone number on each building card in Spanish Fort, AL 36527. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Spanish Fort, AL 36527?
In Spanish Fort, AL 36527, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 36527?
This directory lists 1 income-restricted building in Spanish Fort, AL 36527. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 36527?
Yes — this page also lists 10 income-restricted buildings in ZIP codes near Spanish Fort, AL 36527 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Spanish Fort, AL 36527?
Most income-restricted buildings in Spanish Fort, AL 36527 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,800, and $51,150 for a 4-person household. Public housing can go up to 80% ($57,300 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Spanish Fort, AL 36527?
For many programs in Spanish Fort, AL 36527, the 2026 HUD very low-income (50%) limit is $35,800 a year for 1 person and $51,150 for 4 people. The low-income (80%) limit is $57,300 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Spanish Fort, AL 36527?
There is no single waiting list for Spanish Fort, AL 36527. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Spanish Fort, AL 36527?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Spanish Fort, AL 36527. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Spanish Fort, AL 36527?
In public housing and most Section 8 in Spanish Fort, AL 36527, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Spanish Fort, AL 36527 is $1,630 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Spanish Fort, AL 36527?
A Housing Choice Voucher is not automatically accepted at every building in Spanish Fort, AL 36527. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Spanish Fort, AL 36527?
This page may still list buildings in Spanish Fort, AL 36527 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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