Affordable & Low-Income Housing in Guntersville, AL 35976
9 affordable buildings in 35976 · 21 more within 11 mi
Guntersville, AL 35976 has 9 income-restricted buildings: 5 tax credit, 3 public housing, 2 senior, and 3 usda rural. 21 more are listed within 11 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 35976
Hembree Homes
1400 West St, Guntersville, AL 35976
144 units · 1–3 BR
- Apply through The Guntersville Housing Authority
- Residents waited about 5 months to move in (HUD, Oct 2026)
Crain Courts
816 Jordan St, Guntersville, AL 35976
140 units · 1–3 BR
- Apply through The Guntersville Housing Authority
- Residents waited about 9 months to move in (HUD, Oct 2026)
Addn Martin Manor
757 Ringold St, Guntersville, AL 35976
66 units · 1–2 BR
- Apply through The Guntersville Housing Authority
- Residents waited about 7 months to move in (HUD, Oct 2026)
Cedar Ridge Apts
215 Cedar Ridge Rd, Guntersville, AL 35976
48 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Mountain Lakes Apts
2300 Deerman St, Guntersville, AL 35976
40 units · 2 BR
- 10 vacant units reported (Oct 2026) — call to confirm
Ridgewood Apts
2500 Deerman St, Guntersville, AL 35976
32 units · 1–3 BR
- 12 vacant units reported (Oct 2026) — call to confirm
Cedar Ridge Apts
215 Cedar Ridge Dr, Guntersville, AL 35976
48 units
- Affordability period may have ended — call to confirm
No buildings in 35976 match this filter.
Nearby
The 20 closest of 21 in nearby ZIPs. Pick a ZIP below to see all of them.
Johnson Homes
1137 Mt Olive Drive, Albertville, AL 35950
4.7 mi away
3 units · 1 BR · People with disabilities
Angela Meadows
2940 George Wallace Dr, Albertville, AL 35951
7.3 mi away
48 units · 40 income-restricted · 1–3 BR · People with disabilities
Alameda
201 S Cahill Rd Apt 2A, Albertville, AL 35950
7.7 mi away
164 units · 1–3 BR
- Apply through Albertville Housing Authority
- Residents waited about 10 months to move in (HUD, Oct 2026)
Cryar Homes
209 S Cahill Rd, Albertville, AL 35950
7.8 mi away
40 units · 1–3 BR · People with disabilities
Emerald Court
1105 Head Street, Albertville, AL 35950
7.8 mi away
48 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Ashbrook
67 Ashbrook Ln, Albertville, AL 35951
8.5 mi away
72 units · 1–3 BR · People with disabilities
Willow Creek Apts
1000-1 Baltimore Ave, Albertville, AL 35950
9.8 mi away
108 units · 85 income-restricted · 2–3 BR
Brandywine I Apt
311 3rd St SE, Arab, AL 35016
10 mi away
24 units · 1–2 BR
- 19 vacant units reported (Oct 2026) — call to confirm
Montreat Village Apts
Arab, AL 35016
10.5 mi away
54 units
- Affordability period may have ended — call to confirm
Stone Creek
720 Cullman Rd, Arab, AL 35016
10.7 mi away
105 units · 1–3 BR
- Apply through Ha Arab
- Residents waited about 10 months to move in (HUD, Oct 2026)
Mallard Pointe Apts
110 Eighth St NW, Arab, AL 35016
10.7 mi away
74 units · 1–3 BR · People with disabilities
Hunters Landing Apt
110 8th St NW, Arab, AL 35016
10.8 mi away
50 units · 1–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Greentree Apts
830 Cullman Rd, Arab, AL 35016
10.9 mi away
24 units · 1–2 BR · People with disabilities
Annie Lee Gardens
1621 Sundown Dr NW, Arab, AL 35016
12 mi away
40 units · 1–2 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 35976
- Fair market rent, 2 bedrooms
- $990/mo
- Income needed to pay it at 30% of income
- $39,600/yr
- Renters in 35976 paying 30% or more of income on rent
- 37%
Income limits (2026)
Marshall County, AL area · median family income $89,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,200 | $28,650 | $45,800 |
| 2 | $21,640 | $32,750 | $52,350 |
| 3 | $27,320 | $36,850 | $58,900 |
| 4 | $33,000 | $40,900 | $65,450 |
| 5 | $38,680 | $44,200 | $70,700 |
| 6 | $44,360 | $47,450 | $75,950 |
| 7 | $50,040 | $50,750 | $81,150 |
| 8 | $54,000 | $54,000 | $86,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 35976 | Wider area |
|---|---|---|
| Studio | $750 | $702 |
| 1 bedroom | $810 | $707 |
| 2 bedrooms | $990 | $925 |
| 3 bedrooms | $1,370 | $1,281 |
| 4 bedrooms | $1,380 | $1,285 |
Wider area = Marshall County, AL. Two-bedroom fair market rents in 4 nearby ZIPs range from $920 (35951) to $990 (35747).
Census figures for 35976 (2020–2024 average): median rent $849. Median household income $72,643. 25% of homes are rented. 37% of renters pay 30% or more of their income on rent, and 15% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 35976's fair market rent.
Estimate your Section 8 rent share for 35976Frequently Asked Questions
Is there Section 8 housing in Guntersville, AL 35976?
Yes — this directory lists income-restricted buildings in Guntersville, AL 35976, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Guntersville, AL 35976 have openings?
These lists for Guntersville, AL 35976 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Guntersville, AL 35976?
Use the phone number on each building card in Guntersville, AL 35976. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Guntersville, AL 35976?
In Guntersville, AL 35976, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 35976?
This directory lists 9 income-restricted buildings in Guntersville, AL 35976. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 35976?
Yes — this page also lists 21 income-restricted buildings in ZIP codes near Guntersville, AL 35976 (within about 11 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Guntersville, AL 35976?
Most income-restricted buildings in Guntersville, AL 35976 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $28,650, and $40,900 for a 4-person household. Public housing can go up to 80% ($45,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Guntersville, AL 35976?
For many programs in Guntersville, AL 35976, the 2026 HUD very low-income (50%) limit is $28,650 a year for 1 person and $40,900 for 4 people. The low-income (80%) limit is $45,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Guntersville, AL 35976?
There is no single waiting list for Guntersville, AL 35976. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Guntersville, AL 35976?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, tax-credit apartments in Guntersville, AL 35976. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Guntersville, AL 35976?
In public housing and most Section 8 in Guntersville, AL 35976, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Guntersville, AL 35976 is $990 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Guntersville, AL 35976?
A Housing Choice Voucher is not automatically accepted at every building in Guntersville, AL 35976. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Guntersville, AL 35976?
Yes — this directory flags senior (often 62+) buildings in Guntersville, AL 35976. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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