Affordable & Low-Income Housing in Owens Cross Roads, AL 35763
No income-restricted buildings are listed in 35763 — here are the closest ones.
No income-restricted buildings are listed in Owens Cross Roads, AL 35763. 13 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 35763
Scattered Sites
9021 Mahogany Row SE Apt A, Huntsville, AL 35802
4.7 mi away
76 units · 2–3 BR
- Apply through The Housing Authority of the City of Huntsville
- Residents waited about 36 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Oak Ridge Apts
100 Merritt Dr, New Hope, AL 35760
4.9 mi away
48 units
- Affordability period may have ended — call to confirm
Stone Manor
7720 Benaroya Ln SW, Huntsville, AL 35802
7.1 mi away
49 units · 1–3 BR
- Apply through The Housing Authority of the City of Huntsville
- Residents waited about 19 months to move in (HUD, Oct 2026)
Gateway Place
715 Gallatin St SW, Huntsville, AL 35801
9.9 mi away
86 units · 1–2 BR · People with disabilities
- Apply through The Housing Authority of the City of Huntsville
Russel Erskine Apts.
115 Clinton Ave SW, Huntsville, AL 35801
10.5 mi away
69 units · 1–2 BR · People with disabilities
Todd Towers
204 Greene St NE Apt 101, Huntsville, AL 35801
10.6 mi away
100 units · 1–3 BR
- Apply through The Housing Authority of the City of Huntsville
- Residents waited about 7 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Searcy Homes
400A Holmes Ave NW, Huntsville, AL 35801
10.7 mi away
78 units · 1–3 BR
- Apply through The Housing Authority of the City of Huntsville
- Residents waited about 21 months to move in (HUD, Oct 2026)
Meridian Commons Apartments
111 Walker AVE, Huntsville, AL 35801
10.7 mi away
101 units · 100 income-restricted · 1–2 BR
Lincoln
201A Webster Dr NW, Huntsville, AL 35801
11.1 mi away
193 units · 1–3 BR
- Apply through The Housing Authority of the City of Huntsville
- Residents waited about 21 months to move in (HUD, Oct 2026)
No nearby buildings match this filter.
Rents and income limits in 35763
- Fair market rent, 2 bedrooms
- $2,010/mo
- Income needed to pay it at 30% of income
- $80,400/yr
- Renters in 35763 paying 30% or more of income on rent
- 31%
Income limits (2026)
Huntsville, AL area · median family income $115,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $24,200 | $40,300 | $64,500 |
| 2 | $27,650 | $46,050 | $73,700 |
| 3 | $31,100 | $51,800 | $82,900 |
| 4 | $34,550 | $57,550 | $92,100 |
| 5 | $38,680 | $62,200 | $99,500 |
| 6 | $44,360 | $66,800 | $106,850 |
| 7 | $50,040 | $71,400 | $114,250 |
| 8 | $55,720 | $76,000 | $121,600 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 35763 | Wider area |
|---|---|---|
| Studio | $1,680 | $1,119 |
| 1 bedroom | $1,760 | $1,177 |
| 2 bedrooms | $2,010 | $1,341 |
| 3 bedrooms | $2,600 | $1,735 |
| 4 bedrooms | $3,360 | $2,241 |
Wider area = Huntsville, AL. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,180 (35760) to $1,510 (35741).
Census figures for 35763 (2020–2024 average): median rent $2,297. Median household income $123,497. 7% of homes are rented. 31% of renters pay 30% or more of their income on rent, and 16% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 35763's fair market rent.
Estimate your Section 8 rent share for 35763Frequently Asked Questions
Is there Section 8 housing in Owens Cross Roads, AL 35763?
Yes — this directory lists income-restricted buildings in Owens Cross Roads, AL 35763, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Owens Cross Roads, AL 35763 have openings?
These lists for Owens Cross Roads, AL 35763 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Owens Cross Roads, AL 35763?
Use the phone number on each building card in Owens Cross Roads, AL 35763. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Owens Cross Roads, AL 35763?
In Owens Cross Roads, AL 35763, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 35763?
No income-restricted buildings are listed in ZIP 35763 right now. 13 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 35763?
Yes — this page also lists 13 income-restricted buildings in ZIP codes near Owens Cross Roads, AL 35763 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Owens Cross Roads, AL 35763?
Most income-restricted buildings in Owens Cross Roads, AL 35763 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $40,300, and $57,550 for a 4-person household. Public housing can go up to 80% ($64,500 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Owens Cross Roads, AL 35763?
For many programs in Owens Cross Roads, AL 35763, the 2026 HUD very low-income (50%) limit is $40,300 a year for 1 person and $57,550 for 4 people. The low-income (80%) limit is $64,500 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Owens Cross Roads, AL 35763?
There is no single waiting list for Owens Cross Roads, AL 35763. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Owens Cross Roads, AL 35763?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Owens Cross Roads, AL 35763?
In public housing and most Section 8 in Owens Cross Roads, AL 35763, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Owens Cross Roads, AL 35763 is $2,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Owens Cross Roads, AL 35763?
A Housing Choice Voucher is not automatically accepted at every building in Owens Cross Roads, AL 35763. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Owens Cross Roads, AL 35763?
This page may still list buildings in Owens Cross Roads, AL 35763 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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