Affordable & Low-Income Housing in Mulga, AL 35118
No income-restricted buildings are listed in 35118 — here are the closest ones.
No income-restricted buildings are listed in Mulga, AL 35118. 21 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 35118
The 20 closest of 21 in nearby ZIPs. Pick a ZIP below to see all of them.
Arbors at Ellington
24 Park Rd, Pleasant Grove, AL 35127
5.2 mi away
40 units · 1–2 BR · People with disabilities
Mattie G. Jackson Gardens
6819 Terrace Ct, Fairfield, AL 35064
7.8 mi away
196 units · 1–3 BR
- Apply through Fairfield Housing Authority
- Residents waited about 23 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Demetrius C. Newton Gardens
726 55th Pl, Fairfield, AL 35064
7.9 mi away
102 units · 1–3 BR
- Apply through Fairfield Housing Authority
- Residents waited about 14 months to move in (HUD, Oct 2026)
W. Clyde Williams Terrace
6301 Myron Massey Blvd, Fairfield, AL 35064
8.1 mi away
100 units · 1–2 BR · People with disabilities
1316 Avenue East
1316 Ave E, Birmingham, AL 35218
8.2 mi away
12 units
- Affordability period may have ended — call to confirm
Agape House
2100 Avenue H Ensley, Birmingham, AL 35218
8.2 mi away
18 units · 1 BR · People with disabilities
Tuxedo Trace III
Birmingham, AL 35218
8.2 mi away
5 units
- Apply through Housing Authority of the Birmingham District
- Several buildings — call for addresses
McMillon Adventist Estates
1001 57th St. Ensley, Birmingham, AL 35228
8.3 mi away
65 units · 64 income-restricted · 1 BR
Tuxedo Terrace/Hope IV-Phase I
1503 20th Street Ensley, Birmingham, AL 35218
8.4 mi away
112 units · 56 income-restricted · 1–3 BR
- Apply through Housing Authority of the Birmingham District
- Residents waited about 43 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Tuxedo Terrace Phase I
1512 21st Street Ensley, Birmingham, AL 35218
8.4 mi away
9 units · 1–4+ BR · People with disabilities
- Apply through Housing Authority of the Birmingham District
- Several buildings — call for addresses
Hillside West
5817 Monte Sano Rd, Birmingham, AL 35228
8.5 mi away
74 units
- Affordability period may have ended — call to confirm
Tuxedo Terrace Phase II
1613 21st Street Ensley, Birmingham, AL 35218
8.5 mi away
6 units · 1–4+ BR · People with disabilities
- Apply through Housing Authority of the Birmingham District
- Several buildings — call for addresses
Tuxedo Terrace II
1418 22nd Street Ensley, Birmingham, AL 35218
8.9 mi away
108 units · 54 income-restricted · 1–3 BR
- Apply through Housing Authority of the Birmingham District
- Residents waited about 10 months to move in (HUD, Oct 2026)
Southampton Apts
100 Dugan Avenue, Birmingham, AL 35214
9 mi away
100 units · 2–4+ BR · People with disabilities
Fair Park Apartments
4742 - 4748 Court V, Birmingham, AL 35208
9.5 mi away
20 units · 2 BR · People with disabilities
Cherry Ridge Independent Living Apts
1100 Jeff Germany Pkwy, Birmingham, AL 35214
9.8 mi away
56 units · 47 income-restricted · 1–2 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 35118
- Fair market rent, 2 bedrooms
- $1,210/mo
- Income needed to pay it at 30% of income
- $48,400/yr
- Renters in 35118 paying 30% or more of income on rent
- 45%
Income limits (2026)
Birmingham-Hoover, AL area · median family income $104,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,900 | $36,450 | $58,350 |
| 2 | $25,000 | $41,650 | $66,650 |
| 3 | $28,150 | $46,850 | $75,000 |
| 4 | $33,000 | $52,050 | $83,300 |
| 5 | $38,680 | $56,250 | $90,000 |
| 6 | $44,360 | $60,400 | $96,650 |
| 7 | $50,040 | $64,550 | $103,300 |
| 8 | $55,720 | $68,750 | $110,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 35118 | Wider area |
|---|---|---|
| Studio | $1,040 | $1,177 |
| 1 bedroom | $1,110 | $1,263 |
| 2 bedrooms | $1,210 | $1,375 |
| 3 bedrooms | $1,520 | $1,727 |
| 4 bedrooms | $1,710 | $1,941 |
Wider area = Birmingham-Hoover, AL. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,110 (35218) to $1,600 (35127).
Census figures for 35118 (2020–2024 average): median rent $1,177. Median household income $64,375. 18% of homes are rented. 45% of renters pay 30% or more of their income on rent, and 23% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 35118's fair market rent.
Estimate your Section 8 rent share for 35118Frequently Asked Questions
Is there Section 8 housing in Mulga, AL 35118?
Yes — this directory lists income-restricted buildings in Mulga, AL 35118, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Mulga, AL 35118 have openings?
These lists for Mulga, AL 35118 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Mulga, AL 35118?
Use the phone number on each building card in Mulga, AL 35118. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Mulga, AL 35118?
In Mulga, AL 35118, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 35118?
No income-restricted buildings are listed in ZIP 35118 right now. 21 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 35118?
Yes — this page also lists 21 income-restricted buildings in ZIP codes near Mulga, AL 35118 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Mulga, AL 35118?
Most income-restricted buildings in Mulga, AL 35118 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,450, and $52,050 for a 4-person household. Public housing can go up to 80% ($58,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Mulga, AL 35118?
For many programs in Mulga, AL 35118, the 2026 HUD very low-income (50%) limit is $36,450 a year for 1 person and $52,050 for 4 people. The low-income (80%) limit is $58,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Mulga, AL 35118?
There is no single waiting list for Mulga, AL 35118. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Mulga, AL 35118?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Mulga, AL 35118?
In public housing and most Section 8 in Mulga, AL 35118, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Mulga, AL 35118 is $1,210 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Mulga, AL 35118?
A Housing Choice Voucher is not automatically accepted at every building in Mulga, AL 35118. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Mulga, AL 35118?
This page may still list buildings in Mulga, AL 35118 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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