Affordable & Low-Income Housing in Lakeland, FL 33810
3 affordable buildings in 33810 · 24 more within 9 mi
Lakeland, FL 33810 has 3 income-restricted buildings: 2 tax credit and 1 public housing. 24 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 33810
Cottages at Williamstown
1450 Kennedy Blvd, Lakeland, FL 33810
48 units · 1–2 BR
- Apply through Housing Authority of the City of Lakeland
- Residents waited about 21 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
No buildings in 33810 match this filter.
Nearby
The 20 closest of 24 in nearby ZIPs. Pick a ZIP below to see all of them.
Country Manor Apts.
7425 Us Highway 98 N, Lakeland, FL 33809
4.2 mi away
48 units · 1–2 BR
- 5 vacant units reported (Oct 2026) — call to confirm
Providence Reserve
815 Providence Reserve Loop, Lakeland, FL 33805
5.7 mi away
220 units · 218 income-restricted · 2–4+ BR
Sterling Place
600 Old Combee Rd, Lakeland, FL 33809
5.9 mi away
70 units · 69 income-restricted · 1 BR
Colton/Bonnei
2626 N Florida Ave, Lakeland, FL 33805
6.2 mi away
56 units · 1–3 BR
- Apply through Housing Authority of the City of Lakeland
- Residents waited about 30 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Villages at Noah S Landing
4700 Melody Lane, Lakeland, FL 33805
6.4 mi away
126 units · 2–4+ BR · People with disabilities
Dakota Park
1403 Kettles Ave Apt 102, Lakeland, FL 33805
6.6 mi away
40 units · 20 income-restricted · 2–3 BR
- Apply through Housing Authority of the City of Lakeland
- Residents waited about 32 months to move in (HUD, Oct 2026)
Washington Oaks/The Manor
150 W 14th St, Lakeland, FL 33805
6.7 mi away
197 units · 108 income-restricted · 1–3 BR
- Apply through Housing Authority of the City of Lakeland
- Residents waited about 29 months to move in (HUD, Oct 2026)
Peace River Center Properties Inc.
728 East Bella Vista St., Lakeland, FL 33805
6.8 mi away
19 units · 18 income-restricted · Studio–1 BR · People with disabilities
Twin Lakes Estates Phase I
615 Navy Dr, Lakeland, FL 33815
7.7 mi away
100 units · 1–2 BR
- Apply through Housing Authority of the City of Lakeland
Twin Lakes Estates Phase II - Family
550 Air Force St, Lakeland, FL 33815
7.7 mi away
132 units · 14 income-restricted
- Apply through Housing Authority of the City of Lakeland
No nearby buildings match this filter.
Rents and income limits in 33810
- Fair market rent, 2 bedrooms
- $1,800/mo
- Income needed to pay it at 30% of income
- $72,000/yr
- Renters in 33810 paying 30% or more of income on rent
- 48%
Income limits (2026)
Lakeland-Winter Haven, FL area · median family income $83,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,350 | $30,600 | $48,900 |
| 2 | $21,640 | $34,950 | $55,900 |
| 3 | $27,320 | $39,300 | $62,900 |
| 4 | $33,000 | $43,650 | $69,850 |
| 5 | $38,680 | $47,150 | $75,450 |
| 6 | $44,360 | $50,650 | $81,050 |
| 7 | $50,040 | $54,150 | $86,650 |
| 8 | $55,720 | $57,650 | $92,250 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 33810 | Wider area |
|---|---|---|
| Studio | $1,410 | $1,258 |
| 1 bedroom | $1,500 | $1,338 |
| 2 bedrooms | $1,800 | $1,608 |
| 3 bedrooms | $2,470 | $2,212 |
| 4 bedrooms | $3,010 | $2,688 |
Wider area = Lakeland-Winter Haven, FL. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,350 (33815) to $1,820 (33809).
Census figures for 33810 (2020–2024 average): median rent $1,539. Median household income $69,986. 23% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 29% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 33810's fair market rent.
Estimate your Section 8 rent share for 33810Frequently Asked Questions
Is there Section 8 housing in Lakeland, FL 33810?
Yes — this directory lists income-restricted buildings in Lakeland, FL 33810, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Lakeland, FL 33810 have openings?
These lists for Lakeland, FL 33810 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Lakeland, FL 33810?
Use the phone number on each building card in Lakeland, FL 33810. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Lakeland, FL 33810?
In Lakeland, FL 33810, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 33810?
This directory lists 3 income-restricted buildings in Lakeland, FL 33810. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 33810?
Yes — this page also lists 24 income-restricted buildings in ZIP codes near Lakeland, FL 33810 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Lakeland, FL 33810?
Most income-restricted buildings in Lakeland, FL 33810 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,600, and $43,650 for a 4-person household. Public housing can go up to 80% ($48,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Lakeland, FL 33810?
For many programs in Lakeland, FL 33810, the 2026 HUD very low-income (50%) limit is $30,600 a year for 1 person and $43,650 for 4 people. The low-income (80%) limit is $48,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Lakeland, FL 33810?
There is no single waiting list for Lakeland, FL 33810. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Lakeland, FL 33810?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, tax-credit apartments in Lakeland, FL 33810. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Lakeland, FL 33810?
In public housing and most Section 8 in Lakeland, FL 33810, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Lakeland, FL 33810 is $1,800 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Lakeland, FL 33810?
A Housing Choice Voucher is not automatically accepted at every building in Lakeland, FL 33810. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Lakeland, FL 33810?
This page may still list buildings in Lakeland, FL 33810 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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