Affordable & Low-Income Housing in Zellwood, FL 32798
No income-restricted buildings are listed in 32798 — here are the closest ones.
No income-restricted buildings are listed in Zellwood, FL 32798. 19 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 32798
Maine Ave Apts
499 Plymouth Rock Pl, Apopka, FL 32712
4.8 mi away
40 units · 1–3 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Life Concepts Group Home I
27 W 1st St, Apopka, FL 32703
5.6 mi away
6 units · 1 BR · People with disabilities
Life Concepts Independent Living I
251 Alabama Ave, Apopka, FL 32703
6.2 mi away
10 units · 9 income-restricted · 1 BR · People with disabilities
Life Concepts Group Home II
222 N. Wekiwa Springs Road, Apopka, FL 32703
7.8 mi away
15 units · Studio–1 BR · People with disabilities
Villas of Mt. Dora
3001 Javens Cir, Mount Dora, FL 32757
8.1 mi away
70 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
The Ridge at Mount Dora Apts.
3000 Lake Center Dr, Mount Dora, FL 32757
8.2 mi away
44 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Lakebreeze Apts.
1575 David Walker Dr, Tavares, FL 32778
9.6 mi away
36 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Colonial Pines Apts
895 Mansfield Rd, Tavares, FL 32778
10.3 mi away
30 units · 2–3 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Colony West Apts
750 W Main St, Tavares, FL 32778
10.5 mi away
18 units · 2–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Sierra Village Apts
51 Sierra Dr, Tavares, FL 32778
11 mi away
50 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No nearby buildings match this filter.
Rents and income limits in 32798
- Fair market rent, 2 bedrooms
- $1,370/mo
- Income needed to pay it at 30% of income
- $54,800/yr
- Renters in 32798 paying 30% or more of income on rent
- 62%
Income limits (2026)
Orlando-Kissimmee-Sanford, FL area · median family income $97,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $24,150 | $40,250 | $64,350 |
| 2 | $27,600 | $46,000 | $73,550 |
| 3 | $31,050 | $51,750 | $82,750 |
| 4 | $34,450 | $57,450 | $91,900 |
| 5 | $38,680 | $62,050 | $99,300 |
| 6 | $44,360 | $66,650 | $106,650 |
| 7 | $50,040 | $71,250 | $114,000 |
| 8 | $55,720 | $75,850 | $121,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 32798 | Wider area |
|---|---|---|
| Studio | $1,150 | $1,658 |
| 1 bedroom | $1,210 | $1,726 |
| 2 bedrooms | $1,370 | $1,959 |
| 3 bedrooms | $1,730 | $2,445 |
| 4 bedrooms | $2,090 | $2,856 |
Wider area = Orlando-Kissimmee-Sanford, FL. Two-bedroom fair market rents in 7 nearby ZIPs range from $1,370 (34705) to $2,320 (32712).
Census figures for 32798 (2020–2024 average): median rent $1,131. Median household income $63,178. 11% of homes are rented. 62% of renters pay 30% or more of their income on rent, and 47% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 32798's fair market rent.
Estimate your Section 8 rent share for 32798Frequently Asked Questions
Is there Section 8 housing in Zellwood, FL 32798?
Yes — this directory lists income-restricted buildings in Zellwood, FL 32798, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Zellwood, FL 32798 have openings?
These lists for Zellwood, FL 32798 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Zellwood, FL 32798?
Use the phone number on each building card in Zellwood, FL 32798. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Zellwood, FL 32798?
In Zellwood, FL 32798, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 32798?
No income-restricted buildings are listed in ZIP 32798 right now. 19 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 32798?
Yes — this page also lists 19 income-restricted buildings in ZIP codes near Zellwood, FL 32798 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Zellwood, FL 32798?
Most income-restricted buildings in Zellwood, FL 32798 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $40,250, and $57,450 for a 4-person household. Public housing can go up to 80% ($64,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Zellwood, FL 32798?
For many programs in Zellwood, FL 32798, the 2026 HUD very low-income (50%) limit is $40,250 a year for 1 person and $57,450 for 4 people. The low-income (80%) limit is $64,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Zellwood, FL 32798?
There is no single waiting list for Zellwood, FL 32798. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Zellwood, FL 32798?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Zellwood, FL 32798?
In public housing and most Section 8 in Zellwood, FL 32798, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Zellwood, FL 32798 is $1,370 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Zellwood, FL 32798?
A Housing Choice Voucher is not automatically accepted at every building in Zellwood, FL 32798. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Zellwood, FL 32798?
This page may still list buildings in Zellwood, FL 32798 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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