Affordable & Low-Income Housing in Youngstown, FL 32466
No income-restricted buildings are listed in 32466 — here are the closest ones.
No income-restricted buildings are listed in Youngstown, FL 32466. 1 income-restricted building is listed nearby (within about 15 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 32466
Gatewood Apartments
7100 Noel Road, Panama City, FL 32404
9.2 mi away
37 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Pinnacle at Hammock Crossings
2216 Hammock Square Drive, Lynn Haven, FL 32444
15.9 mi away
92 units · 1–3 BR
Reserve at Northshore
2101 W Hwy 390, Lynn Haven, FL 32444
16.2 mi away
200 units · 40 income-restricted · 1–4+ BR
Champion/Johnson Memorial
739 Sanders Ln, Panama City, FL 32401
17.8 mi away
40 units · 1–3 BR
- Apply through Housing Authority of Springfield
- Residents waited about 42 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Dickinson, Kirkland, Oakland Gardens
1025 Everitt Ave, Panama City, FL 32401
17.9 mi away
193 units · 1–3 BR
- Apply through Panama City Housing Authority
- Residents waited about 14 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Kurze II
1009 N Church Ave, Panama City, FL 32401
18.1 mi away
20 units
- Affordability period may have ended — call to confirm
Magnolia Pointe (Panama City)
2437 E 11th St, Panama City, FL 32401
18.1 mi away
100 units · 2–4+ BR
- Affordability period may have ended — call to confirm
The Park at Palo Alto
1450 N Palo Alto Ave Apt 324, Panama City, FL 32401
18.2 mi away
120 units · 12 income-restricted · 1–3 BR
- Apply through Panama City Housing Authority
- Residents waited about 22 months to move in (HUD, Oct 2026)
No nearby buildings match this filter.
Rents and income limits in 32466
- Fair market rent, 2 bedrooms
- $1,520/mo
- Income needed to pay it at 30% of income
- $60,800/yr
- Renters in 32466 paying 30% or more of income on rent
- 80%
Income limits (2026)
Panama City, FL area · median family income $98,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,800 | $34,650 | $55,400 |
| 2 | $23,750 | $39,600 | $63,300 |
| 3 | $27,320 | $44,550 | $71,200 |
| 4 | $33,000 | $49,450 | $79,100 |
| 5 | $38,680 | $53,450 | $85,450 |
| 6 | $44,360 | $57,400 | $91,800 |
| 7 | $50,040 | $61,350 | $98,100 |
| 8 | $55,720 | $65,300 | $104,450 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 32466 | Wider area |
|---|---|---|
| Studio | $1,290 | $1,414 |
| 1 bedroom | $1,340 | $1,517 |
| 2 bedrooms | $1,520 | $1,651 |
| 3 bedrooms | $1,960 | $2,101 |
| 4 bedrooms | $2,430 | $2,567 |
Wider area = Panama City, FL. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,110 (32430) to $1,570 (32404).
Census figures for 32466 (2020–2024 average): median rent $1,231. Median household income $60,337. 16% of homes are rented. 80% of renters pay 30% or more of their income on rent, and 41% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 32466's fair market rent.
Estimate your Section 8 rent share for 32466Frequently Asked Questions
Is there Section 8 housing in Youngstown, FL 32466?
Yes — this directory lists income-restricted buildings in Youngstown, FL 32466, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Youngstown, FL 32466 have openings?
These lists for Youngstown, FL 32466 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Youngstown, FL 32466?
Use the phone number on each building card in Youngstown, FL 32466. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Youngstown, FL 32466?
In Youngstown, FL 32466, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 32466?
No income-restricted buildings are listed in ZIP 32466 right now. 1 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 32466?
Yes — this page also lists 1 income-restricted building in ZIP codes near Youngstown, FL 32466 (within about 15 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Youngstown, FL 32466?
Most income-restricted buildings in Youngstown, FL 32466 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,650, and $49,450 for a 4-person household. Public housing can go up to 80% ($55,400 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Youngstown, FL 32466?
For many programs in Youngstown, FL 32466, the 2026 HUD very low-income (50%) limit is $34,650 a year for 1 person and $49,450 for 4 people. The low-income (80%) limit is $55,400 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Youngstown, FL 32466?
There is no single waiting list for Youngstown, FL 32466. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Youngstown, FL 32466?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Youngstown, FL 32466?
In public housing and most Section 8 in Youngstown, FL 32466, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Youngstown, FL 32466 is $1,520 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Youngstown, FL 32466?
A Housing Choice Voucher is not automatically accepted at every building in Youngstown, FL 32466. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Youngstown, FL 32466?
This page may still list buildings in Youngstown, FL 32466 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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