Affordable & Low-Income Housing in Rosemary Beach, FL 32461
No income-restricted buildings are listed in 32461 — here are the closest ones.
No income-restricted buildings are listed in Rosemary Beach, FL 32461. 2 income-restricted buildings are listed nearby (within about 13 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 32461
Hazelwood Apartment Ltd.
18 Hazelwood Ln, Freeport, FL 32439
13.9 mi away
25 units · 2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Sun Bay Village Apartments
50 Buster Marse Rd, Freeport, FL 32439
14 mi away
26 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Stone Harbor
1 Hunt Club Cir, Panama City Beach, FL 32407
15.9 mi away
160 units · 157 income-restricted · 1–4+ BR
Sand Dunes Apartments
8011 Front Beach Road, Panama City Beach, FL 32407
18.8 mi away
104 units · 1–3 BR · People with disabilities
Gibb Gulf Coast Village
6200 N Lagoon Dr, Panama City, FL 32408
21.1 mi away
40 units · 39 income-restricted · 1–2 BR · People with disabilities
Asbell, Fletcher Black, Massalina
2051 Lisenby Ave, Panama City, FL 32405
23.7 mi away
47 units · 1 BR
- Apply through Panama City Housing Authority
- Residents waited about 13 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 32461
- Fair market rent, 2 bedrooms
- $2,210/mo
- Income needed to pay it at 30% of income
- $88,400/yr
- Renters in 32461 paying 30% or more of income on rent
- 41%
Income limits (2026)
Walton County, FL area · median family income $97,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,550 | $34,200 | $54,700 |
| 2 | $23,450 | $39,050 | $62,500 |
| 3 | $27,320 | $43,950 | $70,300 |
| 4 | $33,000 | $48,800 | $78,100 |
| 5 | $38,680 | $52,750 | $84,350 |
| 6 | $44,360 | $56,650 | $90,600 |
| 7 | $50,040 | $60,550 | $96,850 |
| 8 | $55,720 | $64,450 | $103,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 32461 | Wider area |
|---|---|---|
| Studio | $1,680 | $1,123 |
| 1 bedroom | $2,030 | $1,354 |
| 2 bedrooms | $2,210 | $1,474 |
| 3 bedrooms | $3,060 | $2,041 |
| 4 bedrooms | $3,690 | $2,464 |
Wider area = Walton County, FL. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,440 (32439) to $1,860 (32413).
Census figures for 32461 (2020–2024 average): median rent $2,607. Median household income $145,706. 14% of homes are rented. 41% of renters pay 30% or more of their income on rent, and 27% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 32461's fair market rent.
Estimate your Section 8 rent share for 32461Frequently Asked Questions
Is there Section 8 housing in Rosemary Beach, FL 32461?
Yes — this directory lists income-restricted buildings in Rosemary Beach, FL 32461, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Rosemary Beach, FL 32461 have openings?
These lists for Rosemary Beach, FL 32461 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Rosemary Beach, FL 32461?
Use the phone number on each building card in Rosemary Beach, FL 32461. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Rosemary Beach, FL 32461?
In Rosemary Beach, FL 32461, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 32461?
No income-restricted buildings are listed in ZIP 32461 right now. 2 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 32461?
Yes — this page also lists 2 income-restricted buildings in ZIP codes near Rosemary Beach, FL 32461 (within about 13 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Rosemary Beach, FL 32461?
Most income-restricted buildings in Rosemary Beach, FL 32461 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,200, and $48,800 for a 4-person household. Public housing can go up to 80% ($54,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Rosemary Beach, FL 32461?
For many programs in Rosemary Beach, FL 32461, the 2026 HUD very low-income (50%) limit is $34,200 a year for 1 person and $48,800 for 4 people. The low-income (80%) limit is $54,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Rosemary Beach, FL 32461?
There is no single waiting list for Rosemary Beach, FL 32461. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Rosemary Beach, FL 32461?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Rosemary Beach, FL 32461?
In public housing and most Section 8 in Rosemary Beach, FL 32461, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Rosemary Beach, FL 32461 is $2,210 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Rosemary Beach, FL 32461?
A Housing Choice Voucher is not automatically accepted at every building in Rosemary Beach, FL 32461. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Rosemary Beach, FL 32461?
This page may still list buildings in Rosemary Beach, FL 32461 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.