Affordable & Low-Income Housing in Saint Simons Island, GA 31522
No income-restricted buildings are listed in 31522 — here are the closest ones.
No income-restricted buildings are listed in Saint Simons Island, GA 31522. 17 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 31522
Sawgrass Cove Apartments
534 McIntosh Rd, Darien, GA 31305
9.2 mi away
51 units · 1–2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Tracewood Apartments
1030 N Darien St SW, Darien, GA 31305
10.6 mi away
38 units
- Affordability period may have ended — call to confirm
Brooklyn Homes
61 Brooklyn Homes, Brunswick, GA 31520
11.1 mi away
200 units · 1–3 BR
- Apply through Housing Authority of the City of Brunswick
- Residents waited about 43 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
McIntyre Court
1 McIntyre Ct, Brunswick, GA 31520
11.2 mi away
169 units · 1–3 BR
- Apply through Housing Authority of the City of Brunswick
- Residents waited about 25 months to move in (HUD, Oct 2026)
Glynnvilla Apartments
73 Glynnvilla Apts, Brunswick, GA 31520
11.4 mi away
217 units · 1–3 BR
- Apply through Housing Authority of the City of Brunswick
- Residents waited about 36 months to move in (HUD, Oct 2026)
No nearby buildings match this filter.
Rents and income limits in 31522
- Fair market rent, 2 bedrooms
- $2,070/mo
- Income needed to pay it at 30% of income
- $82,800/yr
- Renters in 31522 paying 30% or more of income on rent
- 52%
Income limits (2026)
Brunswick-St. Simons, GA area · median family income $92,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,400 | $32,250 | $51,600 |
| 2 | $22,150 | $36,850 | $59,000 |
| 3 | $27,320 | $41,450 | $66,350 |
| 4 | $33,000 | $46,050 | $73,700 |
| 5 | $38,680 | $49,750 | $79,600 |
| 6 | $44,360 | $53,450 | $85,500 |
| 7 | $50,040 | $57,150 | $91,400 |
| 8 | $55,720 | $60,800 | $97,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 31522 | Wider area |
|---|---|---|
| Studio | $1,490 | $991 |
| 1 bedroom | $1,670 | $1,114 |
| 2 bedrooms | $2,070 | $1,378 |
| 3 bedrooms | $2,470 | $1,642 |
| 4 bedrooms | $2,910 | $1,938 |
Wider area = Brunswick-St. Simons, GA. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,170 (31305) to $2,070 (31561).
Census figures for 31522 (2020–2024 average): median rent $1,851. Median household income $108,632. 15% of homes are rented. 52% of renters pay 30% or more of their income on rent, and 28% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 31522's fair market rent.
Estimate your Section 8 rent share for 31522Frequently Asked Questions
Is there Section 8 housing in Saint Simons Island, GA 31522?
Yes — this directory lists income-restricted buildings in Saint Simons Island, GA 31522, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Saint Simons Island, GA 31522 have openings?
These lists for Saint Simons Island, GA 31522 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Saint Simons Island, GA 31522?
Use the phone number on each building card in Saint Simons Island, GA 31522. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Saint Simons Island, GA 31522?
In Saint Simons Island, GA 31522, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 31522?
No income-restricted buildings are listed in ZIP 31522 right now. 17 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 31522?
Yes — this page also lists 17 income-restricted buildings in ZIP codes near Saint Simons Island, GA 31522 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Saint Simons Island, GA 31522?
Most income-restricted buildings in Saint Simons Island, GA 31522 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,250, and $46,050 for a 4-person household. Public housing can go up to 80% ($51,600 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saint Simons Island, GA 31522?
For many programs in Saint Simons Island, GA 31522, the 2026 HUD very low-income (50%) limit is $32,250 a year for 1 person and $46,050 for 4 people. The low-income (80%) limit is $51,600 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Saint Simons Island, GA 31522?
There is no single waiting list for Saint Simons Island, GA 31522. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Saint Simons Island, GA 31522?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Saint Simons Island, GA 31522?
In public housing and most Section 8 in Saint Simons Island, GA 31522, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saint Simons Island, GA 31522 is $2,070 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Saint Simons Island, GA 31522?
A Housing Choice Voucher is not automatically accepted at every building in Saint Simons Island, GA 31522. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Saint Simons Island, GA 31522?
This page may still list buildings in Saint Simons Island, GA 31522 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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