Affordable & Low-Income Housing in Crossnore, NC 28616
No income-restricted buildings are listed in 28616 — here are the closest ones.
No income-restricted buildings are listed in Crossnore, NC 28616. 5 income-restricted buildings are listed nearby (within about 6 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 28616
Fields of Toe Apts
400 Beech St, Newland, NC 28657
4.1 mi away
20 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Pine Ridge Apts
195 Jaynes Rd, Newland, NC 28657
4.2 mi away
31 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Arc/Hds Avery Co Gh
198 Cemetery Rd, Newland, NC 28657
4.2 mi away
7 units · 6 income-restricted · Studio · People with disabilities
Deer Park
100 Biggerstaff Rd, Spruce Pine, NC 28777
9.2 mi away
32 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Rockmoor Apartments
197 Beech Haven Road, Banner Elk, NC 28604
10.3 mi away
12 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Spruce Pine
345 Fairground St, Spruce Pine, NC 28777
10.4 mi away
84 units · 1–3 BR
- Apply through Spruce Pine Housing Authority
- Residents waited about 16 months to move in (HUD, Oct 2026)
Cane Creek Village
101 and 102 Rhododendron Circle, Bakersville, NC 28705
11.5 mi away
24 units · 2–3 BR
No nearby buildings match this filter.
Rents and income limits in 28616
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
Income limits (2026)
Avery County, NC area · median family income $88,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,700 | $31,100 | $49,750 |
| 2 | $21,640 | $35,550 | $56,850 |
| 3 | $27,320 | $40,000 | $63,950 |
| 4 | $33,000 | $44,400 | $71,050 |
| 5 | $38,680 | $48,000 | $76,750 |
| 6 | $44,360 | $51,550 | $82,450 |
| 7 | $50,040 | $55,100 | $88,150 |
| 8 | $55,720 | $58,650 | $93,800 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28616 | Wider area |
|---|---|---|
| Studio | $770 | $769 |
| 1 bedroom | $780 | $774 |
| 2 bedrooms | $1,010 | $1,012 |
| 3 bedrooms | $1,340 | $1,346 |
| 4 bedrooms | $1,530 | $1,531 |
Wider area = Avery County, NC. Two-bedroom fair market rents in 7 nearby ZIPs range from $1,010 (28657) to $1,120 (28646).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28616's fair market rent.
Estimate your Section 8 rent share for 28616Frequently Asked Questions
Is there Section 8 housing in Crossnore, NC 28616?
Yes — this directory lists income-restricted buildings in Crossnore, NC 28616, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Crossnore, NC 28616 have openings?
These lists for Crossnore, NC 28616 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Crossnore, NC 28616?
Use the phone number on each building card in Crossnore, NC 28616. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Crossnore, NC 28616?
In Crossnore, NC 28616, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 28616?
No income-restricted buildings are listed in ZIP 28616 right now. 5 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 28616?
Yes — this page also lists 5 income-restricted buildings in ZIP codes near Crossnore, NC 28616 (within about 6 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Crossnore, NC 28616?
Most income-restricted buildings in Crossnore, NC 28616 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,100, and $44,400 for a 4-person household. Public housing can go up to 80% ($49,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Crossnore, NC 28616?
For many programs in Crossnore, NC 28616, the 2026 HUD very low-income (50%) limit is $31,100 a year for 1 person and $44,400 for 4 people. The low-income (80%) limit is $49,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Crossnore, NC 28616?
There is no single waiting list for Crossnore, NC 28616. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Crossnore, NC 28616?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Crossnore, NC 28616?
In public housing and most Section 8 in Crossnore, NC 28616, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Crossnore, NC 28616 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Crossnore, NC 28616?
A Housing Choice Voucher is not automatically accepted at every building in Crossnore, NC 28616. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Crossnore, NC 28616?
This page may still list buildings in Crossnore, NC 28616 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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