Affordable & Low-Income Housing in Cove City, NC 28523
No income-restricted buildings are listed in 28523 — here are the closest ones.
No income-restricted buildings are listed in Cove City, NC 28523. 25 income-restricted buildings are listed nearby (within about 13 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 28523
The 20 closest of 25 in nearby ZIPs. Pick a ZIP below to see all of them.
Trenton Apartments
120 Nc Highway 58 N, Trenton, NC 28585
10.5 mi away
10 units · 2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Arc/Hds Craven Co Gh #1
143 James Street, Vanceboro, NC 28586
10.5 mi away
6 units · 5 income-restricted · 1 BR · People with disabilities
Elmwood Apartments
8501 Main St, Vanceboro, NC 28586
10.7 mi away
24 units · 1–2 BR · People with disabilities · People experiencing homelessness
- 1 vacant unit reported (Oct 2026) — call to confirm
Bailey Lane Apartments
255 Bailey Ln, Vanceboro, NC 28586
11.1 mi away
35 units · 34 income-restricted · 1–3 BR
Arc/Hds Jones County Group Home
1211 Oak Grove Rd, Trenton, NC 28585
12.4 mi away
7 units · 6 income-restricted · 1 BR · People with disabilities
Simon Bright
Kinston, NC 28501
13 mi away
144 units · 1–3 BR
- Apply through Housing Authority of the City of Kinston
- Residents waited about 4 months to move in (HUD, Oct 2026)
Best Village Apts
909 Savannah Lane, Kinston, NC 28501
15.6 mi away
95 units · 94 income-restricted · 2–3 BR
Mitchell Wooten
10A Mitchell Wooten Ct, Kinston, NC 28501
15.7 mi away
108 units · 1–3 BR
- Apply through Housing Authority of the City of Kinston
- Residents waited about 5 months to move in (HUD, Oct 2026)
Scattered Sites
103A N Trianon St, Kinston, NC 28501
15.8 mi away
12 units · 1–3 BR
- Apply through Housing Authority of the City of Kinston
- Several buildings — call for addresses
Richard Green
419A Richard Green Apartments, Kinston, NC 28501
15.8 mi away
100 units · 1–3 BR
- Apply through Housing Authority of the City of Kinston
- Residents waited about 4 months to move in (HUD, Oct 2026)
St. John Village Apartments
912 E Highland Ave, Kinston, NC 28501
15.9 mi away
96 units · 83 income-restricted · 1–4+ BR
Carver Courts
15A Carver Cts, Kinston, NC 28501
16.1 mi away
122 units · 1–3 BR
- Apply through Housing Authority of the City of Kinston
- Residents waited about 6 months to move in (HUD, Oct 2026)
John C. Hood Homes
200 Lincoln St, Kinston, NC 28501
16.1 mi away
30 units · 2 BR
- Apply through Housing Authority of the City of Kinston
- Residents waited about 4 months to move in (HUD, Oct 2026)
Jack Roundtree
709 Marilyn Dr Apt A, Kinston, NC 28501
16.3 mi away
125 units · 2–3 BR
- Apply through Housing Authority of the City of Kinston
- Residents waited about 3 months to move in (HUD, Oct 2026)
Kinston Towers I
511 N Queen St, Kinston, NC 28501
16.3 mi away
148 units · 1–2 BR · People with disabilities · People experiencing homelessness
No nearby buildings match this filter.
Rents and income limits in 28523
- Fair market rent, 2 bedrooms
- $1,080/mo
- Income needed to pay it at 30% of income
- $43,200/yr
- Renters in 28523 paying 30% or more of income on rent
- 59%
Income limits (2026)
Craven County, NC area · median family income $87,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,300 | $30,450 | $48,750 |
| 2 | $21,640 | $34,800 | $55,700 |
| 3 | $27,320 | $39,150 | $62,650 |
| 4 | $33,000 | $43,500 | $69,600 |
| 5 | $38,680 | $47,000 | $75,200 |
| 6 | $44,360 | $50,500 | $80,750 |
| 7 | $50,040 | $53,950 | $86,350 |
| 8 | $55,720 | $57,450 | $91,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28523 | Wider area |
|---|---|---|
| Studio | $810 | $946 |
| 1 bedroom | $820 | $952 |
| 2 bedrooms | $1,080 | $1,246 |
| 3 bedrooms | $1,440 | $1,644 |
| 4 bedrooms | $1,800 | $1,985 |
Wider area = Craven County, NC. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,060 (28585) to $1,080 (28501).
Census figures for 28523 (2020–2024 average): median rent $850. Median household income $45,452. 34% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 3% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28523's fair market rent.
Estimate your Section 8 rent share for 28523Frequently Asked Questions
Is there Section 8 housing in Cove City, NC 28523?
Yes — this directory lists income-restricted buildings in Cove City, NC 28523, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cove City, NC 28523 have openings?
These lists for Cove City, NC 28523 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cove City, NC 28523?
Use the phone number on each building card in Cove City, NC 28523. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cove City, NC 28523?
In Cove City, NC 28523, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 28523?
No income-restricted buildings are listed in ZIP 28523 right now. 25 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 28523?
Yes — this page also lists 25 income-restricted buildings in ZIP codes near Cove City, NC 28523 (within about 13 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cove City, NC 28523?
Most income-restricted buildings in Cove City, NC 28523 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,450, and $43,500 for a 4-person household. Public housing can go up to 80% ($48,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cove City, NC 28523?
For many programs in Cove City, NC 28523, the 2026 HUD very low-income (50%) limit is $30,450 a year for 1 person and $43,500 for 4 people. The low-income (80%) limit is $48,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cove City, NC 28523?
There is no single waiting list for Cove City, NC 28523. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cove City, NC 28523?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cove City, NC 28523?
In public housing and most Section 8 in Cove City, NC 28523, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cove City, NC 28523 is $1,080 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cove City, NC 28523?
A Housing Choice Voucher is not automatically accepted at every building in Cove City, NC 28523. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cove City, NC 28523?
This page may still list buildings in Cove City, NC 28523 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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