Affordable & Low-Income Housing in Oakboro, NC 28129
No income-restricted buildings are listed in 28129 — here are the closest ones.
No income-restricted buildings are listed in Oakboro, NC 28129. 30 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 28129
The 20 closest of 30 in nearby ZIPs. Pick a ZIP below to see all of them.
Locust Grove
199 East Main Street, Locust, NC 28097
5.7 mi away
72 units
- Affordability period may have ended — call to confirm
Town Centre Apartments
259 C Town Centre Drive Adjacent to the Village Apartments, Locust, NC 28097
6.3 mi away
60 units · 2–3 BR
As Stanly Co. G.H. #3
824 Blake Rd, Albemarle, NC 28001
10.5 mi away
6 units · 4 income-restricted · Studio · People with disabilities
Albemarle Central School Apartments
219 E North Street, Albemarle, NC 28001
11.1 mi away
53 units · Studio–2 BR
Cac of Stanly Co.
425 Pee Dee Ave, Albemarle, NC 28001
11.2 mi away
11 units · 10 income-restricted · 1 BR · People with disabilities
ARC/HDS Stanly County Group Home #1
610 E Main St, Albemarle, NC 28001
11.3 mi away
7 units · 5 income-restricted · 1 BR · People with disabilities
South 4th Street Apts
315 S Morrow Ave, Albemarle, NC 28001
11.5 mi away
7 units · 1 BR
- Affordability period may have ended — call to confirm
As Stanly Co. G.H. #1
510 N 4th St, Albemarle, NC 28001
11.5 mi away
7 units · 6 income-restricted · Studio · People with disabilities
Heathfield Apts II
143 145 147 149 S Morrow Av, Albemarle, NC 28001
11.5 mi away
4 units · 3 BR
- Affordability period may have ended — call to confirm
Morrow Ave Apts
237 S Morrow Ave, Albemarle, NC 28001
11.5 mi away
1 unit
- Affordability period may have ended — call to confirm
Heathfield Apts
223 S Morrow Ave, Albemarle, NC 28001
11.5 mi away
72 units · 36 income-restricted · 1–2 BR
- Affordability period may have ended — call to confirm
Heathfield Apts II
143 S Morrow Ave, Albemarle, NC 28001
11.6 mi away
4 units · 3 BR
- Affordability period may have ended — call to confirm
West Drive Apts
320 W Dr, Albemarle, NC 28001
11.7 mi away
1 unit · 3 BR
- Affordability period may have ended — call to confirm
Amhurst Gardens/Elizabeth Heights
405 Grigg St, Albemarle, NC 28001
11.7 mi away
200 units · 1–3 BR
- Apply through City of Albemarle Department of Public Housing
- Residents waited about 17 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 28129
- Fair market rent, 2 bedrooms
- $1,040/mo
- Income needed to pay it at 30% of income
- $41,600/yr
- Renters in 28129 paying 30% or more of income on rent
- 48%
Income limits (2026)
Stanly County, NC area · median family income $80,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,650 | $29,450 | $47,050 |
| 2 | $21,640 | $33,600 | $53,750 |
| 3 | $27,320 | $37,800 | $60,450 |
| 4 | $33,000 | $41,950 | $67,150 |
| 5 | $38,680 | $45,350 | $72,550 |
| 6 | $44,360 | $48,700 | $77,900 |
| 7 | $50,040 | $52,050 | $83,300 |
| 8 | $55,400 | $55,400 | $88,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28129 | Wider area |
|---|---|---|
| Studio | $790 | $769 |
| 1 bedroom | $800 | $774 |
| 2 bedrooms | $1,040 | $1,012 |
| 3 bedrooms | $1,430 | $1,388 |
| 4 bedrooms | $1,490 | $1,447 |
Wider area = Stanly County, NC. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (28163) to $1,040 (28001).
Census figures for 28129 (2020–2024 average): median rent $944. Median household income $69,906. 14% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 11% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28129's fair market rent.
Estimate your Section 8 rent share for 28129Frequently Asked Questions
Is there Section 8 housing in Oakboro, NC 28129?
Yes — this directory lists income-restricted buildings in Oakboro, NC 28129, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Oakboro, NC 28129 have openings?
These lists for Oakboro, NC 28129 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Oakboro, NC 28129?
Use the phone number on each building card in Oakboro, NC 28129. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Oakboro, NC 28129?
In Oakboro, NC 28129, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 28129?
No income-restricted buildings are listed in ZIP 28129 right now. 30 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 28129?
Yes — this page also lists 30 income-restricted buildings in ZIP codes near Oakboro, NC 28129 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Oakboro, NC 28129?
Most income-restricted buildings in Oakboro, NC 28129 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,450, and $41,950 for a 4-person household. Public housing can go up to 80% ($47,050 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Oakboro, NC 28129?
For many programs in Oakboro, NC 28129, the 2026 HUD very low-income (50%) limit is $29,450 a year for 1 person and $41,950 for 4 people. The low-income (80%) limit is $47,050 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Oakboro, NC 28129?
There is no single waiting list for Oakboro, NC 28129. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Oakboro, NC 28129?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Oakboro, NC 28129?
In public housing and most Section 8 in Oakboro, NC 28129, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Oakboro, NC 28129 is $1,040 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Oakboro, NC 28129?
A Housing Choice Voucher is not automatically accepted at every building in Oakboro, NC 28129. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Oakboro, NC 28129?
This page may still list buildings in Oakboro, NC 28129 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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