Affordable & Low-Income Housing in Martinsburg, WV 25404
8 affordable buildings in 25404 · 20 more within 9 mi
Martinsburg, WV 25404 has 8 income-restricted buildings: 6 tax credit, 2 Section 8, 2 senior, and 3 usda rural. 20 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 25404
Hoffmaster Houses
323 Lutz Ave, Martinsburg, WV 25404
14 units · 12 income-restricted · Studio · People with disabilities
Woodbury Corners
200 Woodbury Ave, Martinsburg, WV 25404
48 units · 1 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Joshua Gardens Apts
214 Joshua Dr, Martinsburg, WV 25404
46 units · 1–2 BR · People with disabilities
- 6 vacant units reported (Oct 2026) — call to confirm
Lindsey Terrace Apts
11 Advantage Dr, Martinsburg, WV 25404
40 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
- Several buildings — call for addresses
High Street
621 N High St, Martinsburg, WV 25404
2 units · 3 BR
- Affordability period may have ended — call to confirm
No buildings in 25404 match this filter.
Nearby
Roberts Gardens Apt
281 Roberts Dr, Martinsburg, WV 25401
2.8 mi away
64 units · 1–2 BR
- 5 vacant units reported (Oct 2026) — call to confirm
Polo Greene Town Homes
10 Worthy Dr, Martinsburg, WV 25401
3.6 mi away
64 units · 2–3 BR
- Affordability period may have ended — call to confirm
Nar Roberts, Jr.
91 Tavern Road, Martinsburg, WV 25401
4 mi away
24 units · 1 BR · People with disabilities
Senior Towers
200 E Stephen St, Martinsburg, WV 25401
4.4 mi away
94 units · 93 income-restricted · 1 BR
Martin's Landing Apartment Homes and Timberleaf Estates
2100 Martin's Landing Circle, Martinsburg, WV 25401
4.5 mi away
257 units · 2–4+ BR
Martinsburg Housing
300 Silver Ln, Martinsburg, WV 25401
4.7 mi away
327 units · 1–3 BR
- Apply through Housing Authority of the City of Martinsburg
- Residents waited about 27 months to move in (HUD, Oct 2026)
Baker I LP
85 Megan St, Martinsburg, WV 25401
5.4 mi away
56 units · 1–2 BR
- 6 vacant units reported (Oct 2026) — call to confirm
Wv Preservation Apt
900 Fountainhead Lane, Martinsburg, WV 25401
5.4 mi away
305 units · 1–2 BR
- 12 vacant units reported (Oct 2026) — call to confirm
Shepherds Glen Apt
15 Pheasant Ridge Ct, Shepherdstown, WV 25443
5.6 mi away
44 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Lowe Gardens Apartments
350 S Church ST, Shepherstown, WV 25443
6.3 mi away
24 units · 1 BR · People with disabilities
Marlowe Gardens
65 Bowie Dr, Falling Waters, WV 25419
6.6 mi away
36 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
North Conocheauge
5 N Conococheague St, Williamsport, MD 21795
8.6 mi away
4 units · 3 income-restricted
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 25404
- Fair market rent, 2 bedrooms
- $1,220/mo
- Income needed to pay it at 30% of income
- $48,800/yr
- Renters in 25404 paying 30% or more of income on rent
- 52%
Income limits (2026)
Martinsburg, WV area · median family income $96,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,250 | $33,750 | $54,000 |
| 2 | $23,150 | $38,600 | $61,700 |
| 3 | $27,320 | $43,400 | $69,400 |
| 4 | $33,000 | $48,200 | $77,100 |
| 5 | $38,680 | $52,100 | $83,300 |
| 6 | $44,360 | $55,950 | $89,450 |
| 7 | $50,040 | $59,800 | $95,650 |
| 8 | $55,720 | $63,650 | $101,800 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 25404 | Wider area |
|---|---|---|
| Studio | $890 | $884 |
| 1 bedroom | $950 | $949 |
| 2 bedrooms | $1,220 | $1,215 |
| 3 bedrooms | $1,690 | $1,682 |
| 4 bedrooms | $1,920 | $1,913 |
Wider area = Martinsburg, WV. Two-bedroom fair market rents in 10 nearby ZIPs range from $1,110 (25401) to $1,510 (25405).
Census figures for 25404 (2020–2024 average): median rent $1,292. Median household income $70,633. 40% of homes are rented. 52% of renters pay 30% or more of their income on rent, and 23% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 25404's fair market rent.
Estimate your Section 8 rent share for 25404Frequently Asked Questions
Is there Section 8 housing in Martinsburg, WV 25404?
Yes — this directory lists income-restricted buildings in Martinsburg, WV 25404, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Martinsburg, WV 25404 have openings?
These lists for Martinsburg, WV 25404 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Martinsburg, WV 25404?
Use the phone number on each building card in Martinsburg, WV 25404. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Martinsburg, WV 25404?
In Martinsburg, WV 25404, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 25404?
This directory lists 8 income-restricted buildings in Martinsburg, WV 25404. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 25404?
Yes — this page also lists 20 income-restricted buildings in ZIP codes near Martinsburg, WV 25404 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Martinsburg, WV 25404?
Most income-restricted buildings in Martinsburg, WV 25404 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $33,750, and $48,200 for a 4-person household. Public housing can go up to 80% ($54,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Martinsburg, WV 25404?
For many programs in Martinsburg, WV 25404, the 2026 HUD very low-income (50%) limit is $33,750 a year for 1 person and $48,200 for 4 people. The low-income (80%) limit is $54,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Martinsburg, WV 25404?
There is no single waiting list for Martinsburg, WV 25404. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Martinsburg, WV 25404?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Martinsburg, WV 25404. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Martinsburg, WV 25404?
In public housing and most Section 8 in Martinsburg, WV 25404, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Martinsburg, WV 25404 is $1,220 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Martinsburg, WV 25404?
A Housing Choice Voucher is not automatically accepted at every building in Martinsburg, WV 25404. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Martinsburg, WV 25404?
Yes — this directory flags senior (often 62+) buildings in Martinsburg, WV 25404. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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