Affordable & Low-Income Housing in Oxford, MD 21654
No income-restricted buildings are listed in 21654 — here are the closest ones.
No income-restricted buildings are listed in Oxford, MD 21654. 19 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 21654
Magnolia Meadows
7080 Lauren Ln Apt 1001, Easton, MD 21601
4.9 mi away
303 units · 205 income-restricted
Talbot Apts
Route 1, Trappe, MD 21673
5.8 mi away
24 units
- Affordability period may have ended — call to confirm
Park View at Easton
640 Mecklenburg Ave, Easton, MD 21601
5.9 mi away
80 units · 79 income-restricted · 1–2 BR
Quail Meadows
106 Meadow Dr, Easton, MD 21601
6.1 mi away
32 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Parkway Apts.
11 Jowite St, Easton, MD 21601
6.2 mi away
45 units · 1–3 BR
- 15 vacant units reported (Oct 2026) — call to confirm
Jowite Apts
406 Moton St, Easton, MD 21601
6.2 mi away
24 units
- Affordability period may have ended — call to confirm
Glenwood Street Jr
222 Glenwood Ave, Easton, MD 21601
6.4 mi away
2 units
- Affordability period may have ended — call to confirm
Pleasant Woods
31 Pleasant Aly, Easton, MD 21601
6.4 mi away
12 units
- Affordability period may have ended — call to confirm
Locust Street Apts
23 Locust St, Easton, MD 21601
6.6 mi away
2 units
- Affordability period may have ended — call to confirm
Deaf Independent Residence III
13 Wrightson Ave, Easton, MD 21601
7.2 mi away
9 units · 1 BR · People with disabilities
Galloway Meadows
29418 Matthewstown Rd, Easton, MD 21601
7.4 mi away
32 units · 1–2 BR · People with disabilities
Mulberry Hill Apts IV
1070 N Washington St, Easton, MD 21601
7.9 mi away
16 units
- Affordability period may have ended — call to confirm
Mulberry Estates
1020 N Washington St, Easton, MD 21601
7.9 mi away
128 units · 1–2 BR · People with disabilities
- 14 vacant units reported (Oct 2026) — call to confirm
HMDE Village
113 Mitchell St., Saint Michaels, MD 21663
8.6 mi away
80 units · 1 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 21654
- Fair market rent, 2 bedrooms
- $1,440/mo
- Income needed to pay it at 30% of income
- $57,600/yr
- Renters in 21654 paying 30% or more of income on rent
- 82%
Income limits (2026)
Talbot County, MD area · median family income $117,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $24,700 | $41,150 | $65,800 |
| 2 | $28,200 | $47,000 | $75,200 |
| 3 | $31,750 | $52,900 | $84,600 |
| 4 | $35,250 | $58,750 | $94,000 |
| 5 | $38,680 | $63,450 | $101,550 |
| 6 | $44,360 | $68,150 | $109,050 |
| 7 | $50,040 | $72,850 | $116,600 |
| 8 | $55,720 | $77,550 | $124,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 21654 | Wider area |
|---|---|---|
| Studio | $1,090 | $1,081 |
| 1 bedroom | $1,280 | $1,260 |
| 2 bedrooms | $1,440 | $1,421 |
| 3 bedrooms | $1,990 | $1,968 |
| 4 bedrooms | $2,400 | $2,375 |
Wider area = Talbot County, MD. Two-bedroom fair market rents in 7 nearby ZIPs range from $1,270 (21663) to $1,990 (21662).
Census figures for 21654 (2020–2024 average): Median household income $82,772. 14% of homes are rented. 82% of renters pay 30% or more of their income on rent, and 42% pay half or more.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 21654's fair market rent.
Estimate your Section 8 rent share for 21654Frequently Asked Questions
Is there Section 8 housing in Oxford, MD 21654?
Yes — this directory lists income-restricted buildings in Oxford, MD 21654, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Oxford, MD 21654 have openings?
These lists for Oxford, MD 21654 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Oxford, MD 21654?
Use the phone number on each building card in Oxford, MD 21654. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Oxford, MD 21654?
In Oxford, MD 21654, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 21654?
No income-restricted buildings are listed in ZIP 21654 right now. 19 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 21654?
Yes — this page also lists 19 income-restricted buildings in ZIP codes near Oxford, MD 21654 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Oxford, MD 21654?
Most income-restricted buildings in Oxford, MD 21654 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $41,150, and $58,750 for a 4-person household. Public housing can go up to 80% ($65,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Oxford, MD 21654?
For many programs in Oxford, MD 21654, the 2026 HUD very low-income (50%) limit is $41,150 a year for 1 person and $58,750 for 4 people. The low-income (80%) limit is $65,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Oxford, MD 21654?
There is no single waiting list for Oxford, MD 21654. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Oxford, MD 21654?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Oxford, MD 21654?
In public housing and most Section 8 in Oxford, MD 21654, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Oxford, MD 21654 is $1,440 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Oxford, MD 21654?
A Housing Choice Voucher is not automatically accepted at every building in Oxford, MD 21654. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Oxford, MD 21654?
This page may still list buildings in Oxford, MD 21654 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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