Affordable & Low-Income Housing in Spring Gap, MD 21560
No income-restricted buildings are listed in 21560 — here are the closest ones.
No income-restricted buildings are listed in Spring Gap, MD 21560. 23 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 21560
The 20 closest of 23 in nearby ZIPs. Pick a ZIP below to see all of them.
Old Towne Manor
1510 E Oldtown Road, Cumberland, MD 21502
5.2 mi away
138 units · 123 income-restricted · 1–3 BR · People with disabilities
Country Villa Apt
46 W Water St, Fort Ashby, WV 26719
5.3 mi away
23 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
The Cascades
701 E Fourth St, Cumberland, MD 21502
5.4 mi away
71 units · 1–2 BR · People with disabilities
William Booth Tower
220 Somerville Ave, Cumberland, MD 21502
5.4 mi away
114 units · Studio–1 BR · People with disabilities
Jane Frazier Village
202 Memorial Ave, Cumberland, MD 21502
5.5 mi away
125 units · 1–3 BR
- Apply through Housing Authority of the City of Cumberland
- Residents waited about 11 months to move in (HUD, Oct 2026)
Greene Gables
7047 Greene Gables Dr, Ridgeley, WV 26753
6.4 mi away
51 units · 50 income-restricted · 1–3 BR
Baltimore Avenue Apts
205 Baltimore Ave, Cumberland, MD 21502
6.6 mi away
41 units · 1–2 BR
- Affordability period may have ended — call to confirm
Cumberland Manor
229 Baltimore Ave, Cumberland, MD 21502
6.7 mi away
102 units · 101 income-restricted · 1 BR
Cumberland Arms
10 N. Liberty St, Cumberland, MD 21502
6.7 mi away
69 units · 1–2 BR · People with disabilities
Queen City Towers
235 Paca St Apt 511, Cumberland, MD 21502
6.7 mi away
95 units · 1–2 BR
- Apply through Housing Authority of the City of Cumberland
- Residents waited about 11 months to move in (HUD, Oct 2026)
Banneker Gardens
326 Frederick St, Cumberland, MD 21502
7 mi away
25 units · 2–3 BR
- Apply through Housing Authority of the City of Cumberland
- Residents waited about 5 months to move in (HUD, Oct 2026)
Magnolia Greene
13000 Winchester Pike, Lavale, MD 21502
7 mi away
40 units · 36 income-restricted · 2–3 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 21560
- Fair market rent, 2 bedrooms
- $1,020/mo
- Income needed to pay it at 30% of income
- $40,800/yr
Income limits (2026)
Allegany County, MD area · median family income $72,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,950 | $33,250 | $53,200 |
| 2 | $22,800 | $38,000 | $60,800 |
| 3 | $27,320 | $42,750 | $68,400 |
| 4 | $33,000 | $47,500 | $76,000 |
| 5 | $38,680 | $51,300 | $82,100 |
| 6 | $44,360 | $55,100 | $88,200 |
| 7 | $50,040 | $58,900 | $94,250 |
| 8 | $55,720 | $62,700 | $100,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 21560 | Wider area |
|---|---|---|
| Studio | $870 | $862 |
| 1 bedroom | $890 | $888 |
| 2 bedrooms | $1,020 | $1,014 |
| 3 bedrooms | $1,390 | $1,383 |
| 4 bedrooms | $1,480 | $1,468 |
Wider area = Allegany County, MD. Two-bedroom fair market rents in 8 nearby ZIPs range from $940 (26719) to $1,420 (25431).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 21560's fair market rent.
Estimate your Section 8 rent share for 21560Frequently Asked Questions
Is there Section 8 housing in Spring Gap, MD 21560?
Yes — this directory lists income-restricted buildings in Spring Gap, MD 21560, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Spring Gap, MD 21560 have openings?
These lists for Spring Gap, MD 21560 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Spring Gap, MD 21560?
Use the phone number on each building card in Spring Gap, MD 21560. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Spring Gap, MD 21560?
In Spring Gap, MD 21560, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 21560?
No income-restricted buildings are listed in ZIP 21560 right now. 23 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 21560?
Yes — this page also lists 23 income-restricted buildings in ZIP codes near Spring Gap, MD 21560 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Spring Gap, MD 21560?
Most income-restricted buildings in Spring Gap, MD 21560 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $33,250, and $47,500 for a 4-person household. Public housing can go up to 80% ($53,200 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Spring Gap, MD 21560?
For many programs in Spring Gap, MD 21560, the 2026 HUD very low-income (50%) limit is $33,250 a year for 1 person and $47,500 for 4 people. The low-income (80%) limit is $53,200 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Spring Gap, MD 21560?
There is no single waiting list for Spring Gap, MD 21560. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Spring Gap, MD 21560?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Spring Gap, MD 21560?
In public housing and most Section 8 in Spring Gap, MD 21560, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Spring Gap, MD 21560 is $1,020 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Spring Gap, MD 21560?
A Housing Choice Voucher is not automatically accepted at every building in Spring Gap, MD 21560. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Spring Gap, MD 21560?
This page may still list buildings in Spring Gap, MD 21560 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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