Affordable & Low-Income Housing in Finksburg, MD 21048
No income-restricted buildings are listed in 21048 — here are the closest ones.
No income-restricted buildings are listed in Finksburg, MD 21048. 38 income-restricted buildings are listed nearby (within about 10 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 21048
The 20 closest of 38 in nearby ZIPs. Pick a ZIP below to see all of them.
Ridge Residences
102 Timber Ridge Dr, Westminster, MD 21157
5.7 mi away
80 units · 79 income-restricted · Studio–1 BR
Tremont Place Apts
500-520 Tremont Drive, Westminster, MD 21157
6.3 mi away
82 units · 40 income-restricted · 1 BR
- Affordability period may have ended — call to confirm
Tremont Place Apts Phase II
300 SHAGBARK495 Tremont Dr, Westminster, MD 21157
6.3 mi away
42 units · 30 income-restricted
Westminster Overlook
30 Locust St, Westminster, MD 21157
6.3 mi away
99 units · 98 income-restricted · 1 BR
Myers Building Apts
28 Liberty St, Westminster, MD 21157
6.4 mi away
22 units
- Affordability period may have ended — call to confirm
Rivendell Homes
40 Caraway Road, Reisterstown, MD 21136
6.4 mi away
12 units · Studio–3 BR · People with disabilities
Westminster Bond Senior
225 Frock Dr, Westminster, MD 21157
6.6 mi away
75 units · 1–2 BR · People with disabilities
Lorien Homes
906 Shirley Manor Rd, Reisterstown, MD 21136
6.9 mi away
11 units · Studio–1 BR · People with disabilities
Westminster Way
19 Union St, Westminster, MD 21157
6.9 mi away
20 units · 2–3 BR
- 5 vacant units reported (Oct 2026) — call to confirm
Kuleana Gardens
1666 Liberty Rd, Eldersburg, MD 21784
6.9 mi away
9 units · 1–2 BR · People with disabilities
Spencer Vlg Apt
6311 Georgetown Blvd. a-1, Eldersburg, MD 21784
7.1 mi away
40 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Pono Homes
6406 Tamarack Cir, Eldersburg, MD 21784
7.1 mi away
7 units · Studio · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 21048
- Fair market rent, 2 bedrooms
- $1,690/mo
- Income needed to pay it at 30% of income
- $67,600/yr
- Renters in 21048 paying 30% or more of income on rent
- 54%
Income limits (2026)
Baltimore-Columbia-Towson, MD area · median family income $134,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $28,150 | $46,900 | $74,800 |
| 2 | $32,200 | $53,600 | $85,450 |
| 3 | $36,200 | $60,300 | $96,150 |
| 4 | $40,200 | $67,000 | $106,800 |
| 5 | $43,450 | $72,400 | $115,350 |
| 6 | $46,650 | $77,750 | $123,900 |
| 7 | $50,040 | $83,100 | $132,450 |
| 8 | $55,720 | $88,450 | $141,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 21048 | Wider area |
|---|---|---|
| Studio | $1,280 | $1,523 |
| 1 bedroom | $1,370 | $1,625 |
| 2 bedrooms | $1,690 | $2,006 |
| 3 bedrooms | $2,130 | $2,509 |
| 4 bedrooms | $2,350 | $2,789 |
Wider area = Baltimore-Columbia-Towson, MD. Two-bedroom fair market rents in 9 nearby ZIPs range from $1,560 (21776) to $2,350 (21117).
Census figures for 21048 (2020–2024 average): Median household income $131,921. 2% of homes are rented. 54% of renters pay 30% or more of their income on rent, and 54% pay half or more.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 21048's fair market rent.
Estimate your Section 8 rent share for 21048Frequently Asked Questions
Is there Section 8 housing in Finksburg, MD 21048?
Yes — this directory lists income-restricted buildings in Finksburg, MD 21048, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Finksburg, MD 21048 have openings?
These lists for Finksburg, MD 21048 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Finksburg, MD 21048?
Use the phone number on each building card in Finksburg, MD 21048. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Finksburg, MD 21048?
In Finksburg, MD 21048, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 21048?
No income-restricted buildings are listed in ZIP 21048 right now. 38 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 21048?
Yes — this page also lists 38 income-restricted buildings in ZIP codes near Finksburg, MD 21048 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Finksburg, MD 21048?
Most income-restricted buildings in Finksburg, MD 21048 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,900, and $67,000 for a 4-person household. Public housing can go up to 80% ($74,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Finksburg, MD 21048?
For many programs in Finksburg, MD 21048, the 2026 HUD very low-income (50%) limit is $46,900 a year for 1 person and $67,000 for 4 people. The low-income (80%) limit is $74,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Finksburg, MD 21048?
There is no single waiting list for Finksburg, MD 21048. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Finksburg, MD 21048?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Finksburg, MD 21048?
In public housing and most Section 8 in Finksburg, MD 21048, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Finksburg, MD 21048 is $1,690 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Finksburg, MD 21048?
A Housing Choice Voucher is not automatically accepted at every building in Finksburg, MD 21048. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Finksburg, MD 21048?
This page may still list buildings in Finksburg, MD 21048 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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