Affordable & Low-Income Housing in Gaithersburg, MD 20877
8 affordable buildings in 20877 · 39 more within 6 mi
Gaithersburg, MD 20877 has 8 income-restricted buildings: 5 tax credit, 4 Section 8, and 2 senior. 39 more are listed within 6 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 20877
Camp Hill Square
17825 Washington Grove Ln, Redland, MD 20877
51 units · 10 income-restricted · 2–3 BR
The Crossing at Olde Towne
200 Olde Towne Avenue, Gaithersburg, MD 20877
199 units · 1–3 BR · People with disabilities
No buildings in 20877 match this filter.
Nearby
The 20 closest of 39 in nearby ZIPs. Pick a ZIP below to see all of them.
Montgomery Housing Inc
678 West Side Drive, 31175, MD 20878
1.2 mi away
11 units · 9 income-restricted · 3 BR · People with disabilities
Centennial Housing
18945 Quail Valley Boulevard, Gaithersburg, MD 20879
1.8 mi away
10 units · People with disabilities
Airpark Apartments [aka] Corrigan Square
8511-23 Snouffer School Rd, Gaithersburg, MD 20879
2.1 mi away
106 units
Montgomery Homes VIII
10146 Reprise Dr, Rockville, MD 20850
2.2 mi away
49 units · 2–4+ BR
- Affordability period may have ended — call to confirm
Next Step Housing
9168 Turtle Dove Lane, gaithersburg, MD 20879
2.5 mi away
12 units · 1 BR · People with disabilities
Esperance Homes (Family Services)
13 Shuttle Court, Gaithersburg, MD 20878
2.6 mi away
6 units · 1 BR · People with disabilities
Waterside Homes
9210 Weathervane Place, Gaithersburg, MD 20886
2.9 mi away
11 units · Studio · People with disabilities
Gardens of Traville Senior Apts
14431 Traville Gardens Cir, Rockville, MD 20850
3.2 mi away
230 units · 187 income-restricted · 1–2 BR
Momentum at Shady Grove
16011 Redland Rd, Derwood, MD 20855
3.2 mi away
102 units · 8 income-restricted · 1–2 BR
Covenant Village
18909 Waring Station Rd, Germantown, MD 20874
3.4 mi away
89 units · 74 income-restricted · 1–2 BR
Montgomery Homes VII
20252 Red Buckeye Ct, Germantown, MD 20876
3.8 mi away
35 units · 2–4+ BR
- Affordability period may have ended — call to confirm
Pumpkinseed Court
12711 Pumpkin Seed Ct, Germantown, MD 20874
4 mi away
1 unit
- Affordability period may have ended — call to confirm
Heritage Park aka Dawson Adams Mutual Homes
95 Dawson Ave, Rockville, MD 20850
4.1 mi away
65 units · 2–3 BR
Beall S Grant Apartments
254 N. Washington, Rockville, MD 20850
4.2 mi away
60 units · 51 income-restricted · 1–2 BR
No nearby buildings match this filter.
Rents and income limits in 20877
- Fair market rent, 2 bedrooms
- $2,380/mo
- Income needed to pay it at 30% of income
- $95,200/yr
- Renters in 20877 paying 30% or more of income on rent
- 59%
Income limits (2026)
Washington-Arlington-Alexandria, DC-VA-MD area · median family income $166,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $34,900 | $58,150 | $74,800 |
| 2 | $39,900 | $66,450 | $85,450 |
| 3 | $44,900 | $74,750 | $96,150 |
| 4 | $49,850 | $83,050 | $106,800 |
| 5 | $53,850 | $89,700 | $115,350 |
| 6 | $57,850 | $96,350 | $123,900 |
| 7 | $61,850 | $103,000 | $132,450 |
| 8 | $65,850 | $109,650 | $141,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 20877 | Wider area |
|---|---|---|
| Studio | $2,060 | $2,111 |
| 1 bedroom | $2,150 | $2,204 |
| 2 bedrooms | $2,380 | $2,438 |
| 3 bedrooms | $3,030 | $3,107 |
| 4 bedrooms | $3,570 | $3,658 |
Wider area = Washington-Arlington-Alexandria, DC-VA-MD. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,200 (20899) to $3,000 (20832).
Census figures for 20877 (2020–2024 average): median rent $1,887. Median household income $92,800. 57% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 29% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 20877's fair market rent.
Estimate your Section 8 rent share for 20877Frequently Asked Questions
Is there Section 8 housing in Gaithersburg, MD 20877?
Yes — this directory lists income-restricted buildings in Gaithersburg, MD 20877, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Gaithersburg, MD 20877 have openings?
These lists for Gaithersburg, MD 20877 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Gaithersburg, MD 20877?
Use the phone number on each building card in Gaithersburg, MD 20877. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Gaithersburg, MD 20877?
In Gaithersburg, MD 20877, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 20877?
This directory lists 8 income-restricted buildings in Gaithersburg, MD 20877. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 20877?
Yes — this page also lists 39 income-restricted buildings in ZIP codes near Gaithersburg, MD 20877 (within about 6 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Gaithersburg, MD 20877?
Most income-restricted buildings in Gaithersburg, MD 20877 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $58,150, and $83,050 for a 4-person household. Public housing can go up to 80% ($74,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Gaithersburg, MD 20877?
For many programs in Gaithersburg, MD 20877, the 2026 HUD very low-income (50%) limit is $58,150 a year for 1 person and $83,050 for 4 people. The low-income (80%) limit is $74,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Gaithersburg, MD 20877?
There is no single waiting list for Gaithersburg, MD 20877. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Gaithersburg, MD 20877?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Gaithersburg, MD 20877. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Gaithersburg, MD 20877?
In public housing and most Section 8 in Gaithersburg, MD 20877, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Gaithersburg, MD 20877 is $2,380 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Gaithersburg, MD 20877?
A Housing Choice Voucher is not automatically accepted at every building in Gaithersburg, MD 20877. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Gaithersburg, MD 20877?
Yes — this directory flags senior (often 62+) buildings in Gaithersburg, MD 20877. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.