Affordable & Low-Income Housing in North Tonawanda, NY 14120
9 affordable buildings in 14120 · 36 more within 8 mi
North Tonawanda, NY 14120 has 9 income-restricted buildings: 6 tax credit, 3 Section 8, and 3 senior. 36 more are listed within 8 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 14120
Niagara Village
6935 Village Drive, North Tonawanda, NY 14120
24 units · 1–3 BR · People with disabilities
Carousel Park Apts
100 Oliver St, North Tonawanda, NY 14120
162 units · 161 income-restricted · Studio–1 BR
Shawnee Landing Townhomes
52 John Granville Dr, Wheatfield, NY 14120
64 units · 1–4+ BR · People with disabilities
Grant Street Apartments
25 Grant Street, North Tonawanda, NY 14120
52 units · 1–2 BR · People with disabilities · People experiencing homelessness
Elizabeth C Harvey Apts
525 Oliver St, North Tonawanda, NY 14120
24 units · 1–2 BR · People with disabilities
No buildings in 14120 match this filter.
Nearby
The 20 closest of 36 in nearby ZIPs. Pick a ZIP below to see all of them.
Sweet Home Road
3414 Sweet Home Rd, Amherst, NY 14228
2.8 mi away
10 units · Studio · People with disabilities
Pepper Tree Heights
285 Pepper Tree DR, Amherst, NY 14228
4.3 mi away
101 units · 100 income-restricted · 1 BR
Cambria Commons
5801 Unicorn Dr, Sanborn, NY 14132
4.3 mi away
24 units · 18 income-restricted · 1 BR
- Affordability period may have ended — call to confirm
Tonawanda Towers
5 Main St, Tonawanda, NY 14150
4.4 mi away
101 units · 100 income-restricted · 1 BR · People with disabilities
Peppertree Residence
73 Peppertree Dr, Amherst, NY 14228
4.6 mi away
10 units · 1 BR · People with disabilities
Wheatfield Towers
6849 Plaza Dr, Niagara Falls, NY 14304
4.7 mi away
101 units · 100 income-restricted · 1 BR
Sawyer Gardens
2132 Sawyer Dr, Niagara Falls, NY 14304
4.8 mi away
59 units · 58 income-restricted · 1 BR
Summit View Place
7210 Williams Rd, Wheatfield, NY 14304
4.9 mi away
77 units · 1–2 BR · People experiencing homelessness
St. Isaac Jogues
7200 Williams Rd, Wheatfield, NY 14304
4.9 mi away
50 units · 49 income-restricted · 1 BR
Kibler Senior Housing
284 Main St, Tonawanda, NY 14150
5 mi away
75 units · 74 income-restricted · 1–2 BR
Brewster Mews
925 Robin Rd, Amherst, NY 14228
5.3 mi away
396 units · 337 income-restricted · 1–4+ BR · People with disabilities
2982 Stony Point Rd Apts
2982 Stony Point Rd, Grand Island, NY 14072
5.8 mi away
6 units · Studio · People with disabilities
Geri Rose Garden Apts
3354 Tuscarora Rd, Niagara Falls, NY 14304
6.2 mi away
11 units · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 14120
- Fair market rent, 2 bedrooms
- $1,340/mo
- Income needed to pay it at 30% of income
- $53,600/yr
- Renters in 14120 paying 30% or more of income on rent
- 52%
Income limits (2026)
Buffalo-Cheektowaga, NY area · median family income $101,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,350 | $35,550 | $56,850 |
| 2 | $24,400 | $40,600 | $65,000 |
| 3 | $27,450 | $45,700 | $73,100 |
| 4 | $33,000 | $50,750 | $81,200 |
| 5 | $38,680 | $54,850 | $87,700 |
| 6 | $44,360 | $58,900 | $94,200 |
| 7 | $50,040 | $62,950 | $100,700 |
| 8 | $55,720 | $67,000 | $107,200 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 14120 | Wider area |
|---|---|---|
| Studio | $1,110 | $1,178 |
| 1 bedroom | $1,130 | $1,203 |
| 2 bedrooms | $1,340 | $1,423 |
| 3 bedrooms | $1,630 | $1,732 |
| 4 bedrooms | $1,860 | $1,977 |
Wider area = Buffalo-Cheektowaga, NY. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,270 (14304) to $2,130 (14051).
Census figures for 14120 (2020–2024 average): median rent $954. Median household income $74,871. 28% of homes are rented. 52% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 14120's fair market rent.
Estimate your Section 8 rent share for 14120Frequently Asked Questions
Is there Section 8 housing in North Tonawanda, NY 14120?
Yes — this directory lists income-restricted buildings in North Tonawanda, NY 14120, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in North Tonawanda, NY 14120 have openings?
These lists for North Tonawanda, NY 14120 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in North Tonawanda, NY 14120?
Use the phone number on each building card in North Tonawanda, NY 14120. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in North Tonawanda, NY 14120?
In North Tonawanda, NY 14120, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 14120?
This directory lists 9 income-restricted buildings in North Tonawanda, NY 14120. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 14120?
Yes — this page also lists 36 income-restricted buildings in ZIP codes near North Tonawanda, NY 14120 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in North Tonawanda, NY 14120?
Most income-restricted buildings in North Tonawanda, NY 14120 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,550, and $50,750 for a 4-person household. Public housing can go up to 80% ($56,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in North Tonawanda, NY 14120?
For many programs in North Tonawanda, NY 14120, the 2026 HUD very low-income (50%) limit is $35,550 a year for 1 person and $50,750 for 4 people. The low-income (80%) limit is $56,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in North Tonawanda, NY 14120?
There is no single waiting list for North Tonawanda, NY 14120. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in North Tonawanda, NY 14120?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in North Tonawanda, NY 14120. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in North Tonawanda, NY 14120?
In public housing and most Section 8 in North Tonawanda, NY 14120, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near North Tonawanda, NY 14120 is $1,340 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in North Tonawanda, NY 14120?
A Housing Choice Voucher is not automatically accepted at every building in North Tonawanda, NY 14120. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in North Tonawanda, NY 14120?
Yes — this directory flags senior (often 62+) buildings in North Tonawanda, NY 14120. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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