Affordable & Low-Income Housing in Upper Jay, NY 12987
No income-restricted buildings are listed in 12987 — here are the closest ones.
No income-restricted buildings are listed in Upper Jay, NY 12987. 2 income-restricted buildings are listed nearby (within about 9 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 12987
Bonnieview Terrace
1038 Bonnie View Rd, Wilmington, NY 12997
3.5 mi away
24 units · 1–2 BR
- Affordability period may have ended — call to confirm
New York Rural Preservation
47 Hopkinton Tpke, Au Sable Forks, NY 12912
6.6 mi away
246 units · 217 income-restricted · 1–2 BR
Greenwood Apartments
89 Greenwood St, Lake Placid, NY 12946
12.5 mi away
123 units · 1 BR · People with disabilities
West Valley Townhouses
16 Com Link Way, Lake Placid, NY 12946
12.6 mi away
12 units · 1–3 BR · People with disabilities · People experiencing homelessness
Mackenzie Overlook
120 Wesvalley Road, Lake Placid, NY 12946
12.7 mi away
60 units · 54 income-restricted · 1–2 BR
Bouquet River Housing
20 Lawrence Way, Elizabethtown, NY 12932
13.3 mi away
12 units · 1–2 BR
- Affordability period may have ended — call to confirm
Sr Citizens Overlook, Inc
1 Main St, Bloomingdale, NY 12913
16.4 mi away
30 units · 1 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Helen Hill Apts
7 Front St, Saranac Lake, NY 12983
18.3 mi away
12 units · 1–3 BR · People with disabilities
Lake Flower Apts.
14 Kiwassa Rd, Saranac Lake, NY 12983
18.6 mi away
78 units · 1 BR
- Apply through Harrietstown Housing Authority
- Residents waited about 6 months to move in (HUD, Oct 2026)
No nearby buildings match this filter.
Rents and income limits in 12987
- Fair market rent, 2 bedrooms
- $1,550/mo
- Income needed to pay it at 30% of income
- $62,000/yr
Income limits (2026)
Essex County, NY area · median family income $94,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,800 | $33,000 | $52,750 |
| 2 | $22,600 | $37,700 | $60,300 |
| 3 | $27,320 | $42,400 | $67,850 |
| 4 | $33,000 | $47,100 | $75,350 |
| 5 | $38,680 | $50,900 | $81,400 |
| 6 | $44,360 | $54,650 | $87,450 |
| 7 | $50,040 | $58,450 | $93,450 |
| 8 | $55,720 | $62,200 | $99,500 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 12987 | Wider area |
|---|---|---|
| Studio | $1,130 | $858 |
| 1 bedroom | $1,180 | $895 |
| 2 bedrooms | $1,550 | $1,171 |
| 3 bedrooms | $1,880 | $1,425 |
| 4 bedrooms | $2,160 | $1,631 |
Wider area = Essex County, NY. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,180 (12912) to $1,760 (12942).
Census figures for 12987 (2020–2024 average): Median household income $127,083 (uncertain estimate). 6% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 12987's fair market rent.
Estimate your Section 8 rent share for 12987Frequently Asked Questions
Is there Section 8 housing in Upper Jay, NY 12987?
Yes — this directory lists income-restricted buildings in Upper Jay, NY 12987, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Upper Jay, NY 12987 have openings?
These lists for Upper Jay, NY 12987 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Upper Jay, NY 12987?
Use the phone number on each building card in Upper Jay, NY 12987. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Upper Jay, NY 12987?
In Upper Jay, NY 12987, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 12987?
No income-restricted buildings are listed in ZIP 12987 right now. 2 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 12987?
Yes — this page also lists 2 income-restricted buildings in ZIP codes near Upper Jay, NY 12987 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Upper Jay, NY 12987?
Most income-restricted buildings in Upper Jay, NY 12987 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $33,000, and $47,100 for a 4-person household. Public housing can go up to 80% ($52,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Upper Jay, NY 12987?
For many programs in Upper Jay, NY 12987, the 2026 HUD very low-income (50%) limit is $33,000 a year for 1 person and $47,100 for 4 people. The low-income (80%) limit is $52,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Upper Jay, NY 12987?
There is no single waiting list for Upper Jay, NY 12987. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Upper Jay, NY 12987?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Upper Jay, NY 12987?
In public housing and most Section 8 in Upper Jay, NY 12987, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Upper Jay, NY 12987 is $1,550 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Upper Jay, NY 12987?
A Housing Choice Voucher is not automatically accepted at every building in Upper Jay, NY 12987. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Upper Jay, NY 12987?
This page may still list buildings in Upper Jay, NY 12987 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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