Affordable & Low-Income Housing in Silver Bay, NY 12874
No income-restricted buildings are listed in 12874 — here are the closest ones.
No income-restricted buildings are listed in Silver Bay, NY 12874. These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 12874
Mountain Vista Asso
12 Vista Way, Ticonderoga, NY 12883
11.6 mi away
20 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Skenesborough Harbor
8 Elizabeth St, Whitehall, NY 12887
12.5 mi away
41 units · 40 income-restricted · Studio–1 BR
Lakeside Manor Apts
38 Fowler Ave, Schroon Lake, NY 12870
14.5 mi away
24 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Elizabethtown/Schroon Lake/Port Henry
14 Leland Ave, Schroon Lake, NY 12870
14.6 mi away
40 units · 1–2 BR
Mountain Meadows
1 Leland Ave, Schroon Lake, NY 12870
14.6 mi away
40 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
White Water Manor
10 Manor Rd, North Creek, NY 12839
22 mi away
24 units · 1 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Peaceful Valley Townhouses
30 Peaceful Valley Rd, North Creek, NY 12853
22.7 mi away
20 units · 1–3 BR · People with disabilities
Cedars Senior Living Community
51 Evergreen Ln, Queensbury, NY 12804
24 mi away
62 units · 1–2 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 12874
- Fair market rent, 2 bedrooms
- $1,220/mo
- Income needed to pay it at 30% of income
- $48,800/yr
Income limits (2026)
Glens Falls, NY area · median family income $94,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,950 | $33,250 | $53,200 |
| 2 | $22,800 | $38,000 | $60,800 |
| 3 | $27,320 | $42,750 | $68,400 |
| 4 | $33,000 | $47,500 | $76,000 |
| 5 | $38,680 | $51,300 | $82,100 |
| 6 | $44,360 | $55,100 | $88,200 |
| 7 | $50,040 | $58,900 | $94,250 |
| 8 | $55,720 | $62,700 | $100,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 12874 | Wider area |
|---|---|---|
| Studio | $940 | $1,066 |
| 1 bedroom | $960 | $1,073 |
| 2 bedrooms | $1,220 | $1,347 |
| 3 bedrooms | $1,570 | $1,745 |
| 4 bedrooms | $1,610 | $1,770 |
Wider area = Glens Falls, NY. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,220 (12836) to $1,410 (12819).
Census figures for 12874 (2020–2024 average): Median household income $158,500 (uncertain estimate). 19% of homes are rented.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 12874's fair market rent.
Estimate your Section 8 rent share for 12874Frequently Asked Questions
Is there Section 8 housing in Silver Bay, NY 12874?
Yes — this directory lists income-restricted buildings in Silver Bay, NY 12874, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Silver Bay, NY 12874 have openings?
These lists for Silver Bay, NY 12874 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Silver Bay, NY 12874?
Use the phone number on each building card in Silver Bay, NY 12874. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Silver Bay, NY 12874?
In Silver Bay, NY 12874, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 12874?
No income-restricted buildings are listed in ZIP 12874 right now. Call to confirm openings.
People Also Ask
How do I qualify for affordable housing in Silver Bay, NY 12874?
Most income-restricted buildings in Silver Bay, NY 12874 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $33,250, and $47,500 for a 4-person household. Public housing can go up to 80% ($53,200 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Silver Bay, NY 12874?
For many programs in Silver Bay, NY 12874, the 2026 HUD very low-income (50%) limit is $33,250 a year for 1 person and $47,500 for 4 people. The low-income (80%) limit is $53,200 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Silver Bay, NY 12874?
There is no single waiting list for Silver Bay, NY 12874. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Silver Bay, NY 12874?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Silver Bay, NY 12874?
In public housing and most Section 8 in Silver Bay, NY 12874, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Silver Bay, NY 12874 is $1,220 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Silver Bay, NY 12874?
A Housing Choice Voucher is not automatically accepted at every building in Silver Bay, NY 12874. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Silver Bay, NY 12874?
This page may still list buildings in Silver Bay, NY 12874 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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