Affordable & Low-Income Housing in Sabael, NY 12864
No income-restricted buildings are listed in 12864 — here are the closest ones.
No income-restricted buildings are listed in Sabael, NY 12864. 2 income-restricted buildings are listed nearby (within about 11 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 12864
Indian Lake Sr Hsg
85 White Birch Ln, Indian Lake, NY 12842
4.1 mi away
16 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Indian Lake Apts, LLC
107 Gundel Ct, Indian Lake, NY 12842
4.1 mi away
16 units · 8 income-restricted · 1–3 BR
White Water Manor
10 Manor Rd, North Creek, NY 12839
15.8 mi away
24 units · 1 BR
- 3 vacant units reported (Oct 2026) — call to confirm
Peaceful Valley Townhouses
30 Peaceful Valley Rd, North Creek, NY 12853
16.7 mi away
20 units · 1–3 BR · People with disabilities
Elizabethtown/Schroon Lake/Port Henry
14 Leland Ave, Schroon Lake, NY 12870
28.2 mi away
40 units · 1–2 BR
Mountain Meadows
1 Leland Ave, Schroon Lake, NY 12870
28.2 mi away
40 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Lakeside Manor Apts
38 Fowler Ave, Schroon Lake, NY 12870
28.4 mi away
24 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Lakeside Terrace
110 S Shore Rd, Old Forge, NY 13420
33.3 mi away
25 units · 1–2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Ivy Terrace
127 Ivy Ter, Tupper Lake, NY 12986
35.4 mi away
90 units · 1–3 BR
- Apply through Tupper Lake Housing Authority
- Residents waited about 6 months to move in (HUD, Oct 2026)
Tupper Lake Apts
305 McLaughlin Ave, Tupper Lake, NY 12986
36.4 mi away
8 units · 2–3 BR · People experiencing homelessness
No nearby buildings match this filter.
Rents and income limits in 12864
- Fair market rent, 2 bedrooms
- $1,290/mo
- Income needed to pay it at 30% of income
- $51,600/yr
Income limits (2026)
Hamilton County, NY area · median family income $94,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,800 | $33,000 | $52,750 |
| 2 | $22,600 | $37,700 | $60,300 |
| 3 | $27,320 | $42,400 | $67,850 |
| 4 | $33,000 | $47,100 | $75,350 |
| 5 | $38,680 | $50,900 | $81,400 |
| 6 | $44,360 | $54,650 | $87,450 |
| 7 | $50,040 | $58,450 | $93,450 |
| 8 | $55,720 | $62,200 | $99,500 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 12864 | Wider area |
|---|---|---|
| Studio | $970 | $968 |
| 1 bedroom | $990 | $982 |
| 2 bedrooms | $1,290 | $1,287 |
| 3 bedrooms | $1,550 | $1,542 |
| 4 bedrooms | $1,710 | $1,703 |
Wider area = Hamilton County, NY. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,220 (12856) to $1,570 (12164).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 12864's fair market rent.
Estimate your Section 8 rent share for 12864Frequently Asked Questions
Is there Section 8 housing in Sabael, NY 12864?
Yes — this directory lists income-restricted buildings in Sabael, NY 12864, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Sabael, NY 12864 have openings?
These lists for Sabael, NY 12864 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Sabael, NY 12864?
Use the phone number on each building card in Sabael, NY 12864. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Sabael, NY 12864?
In Sabael, NY 12864, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 12864?
No income-restricted buildings are listed in ZIP 12864 right now. 2 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 12864?
Yes — this page also lists 2 income-restricted buildings in ZIP codes near Sabael, NY 12864 (within about 11 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Sabael, NY 12864?
Most income-restricted buildings in Sabael, NY 12864 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $33,000, and $47,100 for a 4-person household. Public housing can go up to 80% ($52,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Sabael, NY 12864?
For many programs in Sabael, NY 12864, the 2026 HUD very low-income (50%) limit is $33,000 a year for 1 person and $47,100 for 4 people. The low-income (80%) limit is $52,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Sabael, NY 12864?
There is no single waiting list for Sabael, NY 12864. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Sabael, NY 12864?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Sabael, NY 12864?
In public housing and most Section 8 in Sabael, NY 12864, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Sabael, NY 12864 is $1,290 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Sabael, NY 12864?
A Housing Choice Voucher is not automatically accepted at every building in Sabael, NY 12864. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Sabael, NY 12864?
This page may still list buildings in Sabael, NY 12864 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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