Affordable & Low-Income Housing in Clifton Park, NY 12065
4 affordable buildings in 12065 · 19 more within 8 mi
Clifton Park, NY 12065 has 4 income-restricted buildings: 2 tax credit, 2 Section 8, and 3 senior. 19 more are listed within 8 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 12065
Bishop Hubbard Senior Apartments
54 Katherine Dr, Halfmoon, NY 12065
50 units · 49 income-restricted · Studio–1 BR
No buildings in 12065 match this filter.
Nearby
Clifton Park Senior Apts
579 Waite Rd, Rexford, NY 12148
3.4 mi away
70 units · 1–2 BR · People with disabilities
2827 River Road
2827 River Road, Niskayuna, NY 12309
5.2 mi away
6 units · 1 BR · People with disabilities
Schenectady Bnai Brith
22 Knolls Rd, Schenectady, NY 12309
5.7 mi away
50 units · 49 income-restricted · 1 BR
Mechanicville Housing LLC
180 N Main St, Mechanicville, NY 12118
6.5 mi away
101 units · 100 income-restricted · 1 BR
Van Schoonhoven Square
1 Van Schoonhoven Sq, Waterford, NY 12188
6.7 mi away
41 units · 40 income-restricted · Studio–1 BR
Yates Village Phase II (Parcel 1, 2, 3)
2450 Van Vranken Avenue, Schenectady, NY 12308
6.8 mi away
300 units · 285 income-restricted · 1–4+ BR · People with disabilities
- Several buildings — call for addresses
Council Meadows
126 Council Ln, Burnt Hills, NY 12027
6.8 mi away
25 units · 1 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Mosaic Village
55 Sargent Street, Cohoes, NY 12047
6.9 mi away
68 units · 54 income-restricted · 1–3 BR · People with disabilities
Erie Point
175 Main Street, Cohoes, NY 12047
7.3 mi away
40 units · 1–3 BR
- Several buildings — call for addresses
Renaissance Square
104 Irving Street, Schenectady, NY 12308
7.8 mi away
55 units · Studio–2 BR · People with disabilities
Eastside
133 Steinmetz Homes, Schenectady, NY 12304
7.8 mi away
302 units · 1–3 BR
- Apply through Schenectady Municipal Housing Authority
- Residents waited about 54 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Lawrence Commons
2660 Albany St, Schenectady, NY 12304
8 mi away
12 units · 1 BR · People with disabilities
Southgate Apts
185-199 Frank St, Schenectady, NY 12304
8.1 mi away
292 units · 269 income-restricted · 1–3 BR
No nearby buildings match this filter.
Rents and income limits in 12065
- Fair market rent, 2 bedrooms
- $1,890/mo
- Income needed to pay it at 30% of income
- $75,600/yr
- Renters in 12065 paying 30% or more of income on rent
- 40%
Income limits (2026)
Albany-Schenectady-Troy, NY area · median family income $123,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $25,900 | $43,100 | $68,950 |
| 2 | $29,600 | $49,250 | $78,800 |
| 3 | $33,300 | $55,400 | $88,650 |
| 4 | $36,950 | $61,550 | $98,500 |
| 5 | $39,950 | $66,500 | $106,400 |
| 6 | $44,360 | $71,400 | $114,300 |
| 7 | $50,040 | $76,350 | $122,150 |
| 8 | $55,720 | $81,250 | $130,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 12065 | Wider area |
|---|---|---|
| Studio | $1,370 | $1,238 |
| 1 bedroom | $1,570 | $1,425 |
| 2 bedrooms | $1,890 | $1,711 |
| 3 bedrooms | $2,250 | $2,039 |
| 4 bedrooms | $2,480 | $2,249 |
Wider area = Albany-Schenectady-Troy, NY. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,540 (12148) to $2,230 (12151).
Census figures for 12065 (2020–2024 average): median rent $1,495. Median household income $113,873. 30% of homes are rented. 40% of renters pay 30% or more of their income on rent, and 19% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 12065's fair market rent.
Estimate your Section 8 rent share for 12065Frequently Asked Questions
Is there Section 8 housing in Clifton Park, NY 12065?
Yes — this directory lists income-restricted buildings in Clifton Park, NY 12065, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Clifton Park, NY 12065 have openings?
These lists for Clifton Park, NY 12065 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Clifton Park, NY 12065?
Use the phone number on each building card in Clifton Park, NY 12065. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Clifton Park, NY 12065?
In Clifton Park, NY 12065, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 12065?
This directory lists 4 income-restricted buildings in Clifton Park, NY 12065. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 12065?
Yes — this page also lists 19 income-restricted buildings in ZIP codes near Clifton Park, NY 12065 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Clifton Park, NY 12065?
Most income-restricted buildings in Clifton Park, NY 12065 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $43,100, and $61,550 for a 4-person household. Public housing can go up to 80% ($68,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Clifton Park, NY 12065?
For many programs in Clifton Park, NY 12065, the 2026 HUD very low-income (50%) limit is $43,100 a year for 1 person and $61,550 for 4 people. The low-income (80%) limit is $68,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Clifton Park, NY 12065?
There is no single waiting list for Clifton Park, NY 12065. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Clifton Park, NY 12065?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Clifton Park, NY 12065. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Clifton Park, NY 12065?
In public housing and most Section 8 in Clifton Park, NY 12065, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Clifton Park, NY 12065 is $1,890 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Clifton Park, NY 12065?
A Housing Choice Voucher is not automatically accepted at every building in Clifton Park, NY 12065. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Clifton Park, NY 12065?
Yes — this directory flags senior (often 62+) buildings in Clifton Park, NY 12065. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.