Affordable & Low-Income Housing in New York, NY 10128
13 affordable buildings in 10128 · 326 more within 2 mi
New York, NY 10128 has 13 income-restricted buildings: 11 tax credit, 1 public housing, 2 Section 8, and 1 senior. 326 more are listed within 2 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 10128
Stanley Isaacs
405 E 92nd St, New York, NY 10128
1,320 units · 1–3 BR
- Apply through New York City Housing Authority
One Carnegie Hill
215 East 96th Street, New York, NY 10128
261 units · 53 income-restricted · Studio–3 BR
Related 205 East 92nd Street Apartments
205 East 92nd St, New York, NY 10128
231 units · 47 income-restricted · 1–4+ BR
1850 Second Ave
1850 Second Ave, New York, NY 10128
48 units · Studio–2 BR
- Affordability period may have ended — call to confirm
No buildings in 10128 match this filter.
Nearby
The 20 closest of 326 in nearby ZIPs. Pick a ZIP below to see all of them.
1865 Second Ave Assoc
1865 Second Ave, New York, NY 10029
0.3 mi away
17 units · 2 BR
- Affordability period may have ended — call to confirm
Carnegie Park Terrace
1501 Lexington Ave, New York, NY 10029
0.3 mi away
160 units · 32 income-restricted · Studio–2 BR
1500 Lexington Avenue
1500 Lexington Ave, New York, NY 10029
0.3 mi away
211 units · 42 income-restricted · Studio–2 BR
Metro East 99th Street LLC
301 East 99th Street, New York, NY 10029
0.4 mi away
175 units · 174 income-restricted · 1–2 BR
Fort Washington Avenue Cluster (Park Ave)
1267 Park Ave, New York, NY 10029
0.4 mi away
6 units · Studio–3 BR
- Several buildings — call for addresses
Round VI (Operation Fightback)
1924 Second Ave, New York, NY 10029
0.4 mi away
77 units · 76 income-restricted
The Gilbert
1912 First Avenue, New York, NY 10029
0.5 mi away
92 units · Studio–3 BR · People with disabilities · People experiencing homelessness
George Washington
110 E 99th St, New York, NY 10029
0.5 mi away
1,960 units · 1–3 BR
- Apply through New York City Housing Authority
Draper Hall
1918 First Ave, New York, NY 10029
0.5 mi away
203 units · 202 income-restricted · Studio–2 BR · People with disabilities
Metro North Court
1952 Second Ave, New York, NY 10029
0.5 mi away
91 units · 90 income-restricted · 1–3 BR
East Harlem Housing
111 E 100th St, New York, NY 10029
0.5 mi away
51 units · Studio–3 BR · People experiencing homelessness
Carver
65 E 99th St, New York, NY 10029
0.5 mi away
1,246 units · 1–3 BR
- Apply through New York City Housing Authority
East 105 Street Cluster
301 E 102nd St, New York, NY 10029
0.6 mi away
12 units
- Several buildings — call for addresses
Hobbs Ciena Apts
305 E 102nd St, New York, NY 10029
0.6 mi away
81 units · 70 income-restricted · 1–3 BR
Hobbs Court
315 E 102nd St, New York, NY 10029
0.6 mi away
1,224 units · 1,218 income-restricted · Studio–3 BR
No nearby buildings match this filter.
Rents and income limits in 10128
- Fair market rent, 2 bedrooms
- $4,460/mo
- Income needed to pay it at 30% of income
- $178,400/yr
- Renters in 10128 paying 30% or more of income on rent
- 41%
Income limits (2026)
New York, NY area · median family income $104,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $35,650 | $59,400 | $95,000 |
| 2 | $40,750 | $67,850 | $108,600 |
| 3 | $45,850 | $76,350 | $122,150 |
| 4 | $50,900 | $84,800 | $135,700 |
| 5 | $55,000 | $91,600 | $146,600 |
| 6 | $59,050 | $98,400 | $157,450 |
| 7 | $63,150 | $105,200 | $168,300 |
| 8 | $67,200 | $111,950 | $179,150 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 10128 | Wider area |
|---|---|---|
| Studio | $3,890 | $2,593 |
| 1 bedroom | $4,100 | $2,729 |
| 2 bedrooms | $4,460 | $2,971 |
| 3 bedrooms | $5,640 | $3,760 |
| 4 bedrooms | $6,190 | $4,121 |
Wider area = New York, NY. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,620 (10029) to $4,460 (10044).
Census figures for 10128 (2020–2024 average): median rent $2,647. Median household income $147,772. 69% of homes are rented. 41% of renters pay 30% or more of their income on rent, and 24% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 10128's fair market rent.
Estimate your Section 8 rent share for 10128Frequently Asked Questions
Is there Section 8 housing in New York, NY 10128?
Yes — this directory lists income-restricted buildings in New York, NY 10128, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in New York, NY 10128 have openings?
These lists for New York, NY 10128 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in New York, NY 10128?
Use the phone number on each building card in New York, NY 10128. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in New York, NY 10128?
In New York, NY 10128, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 10128?
This directory lists 13 income-restricted buildings in New York, NY 10128. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 10128?
Yes — this page also lists 326 income-restricted buildings in ZIP codes near New York, NY 10128 (within about 2 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in New York, NY 10128?
Most income-restricted buildings in New York, NY 10128 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $59,400, and $84,800 for a 4-person household. Public housing can go up to 80% ($95,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in New York, NY 10128?
For many programs in New York, NY 10128, the 2026 HUD very low-income (50%) limit is $59,400 a year for 1 person and $84,800 for 4 people. The low-income (80%) limit is $95,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in New York, NY 10128?
There is no single waiting list for New York, NY 10128. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in New York, NY 10128?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in New York, NY 10128. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in New York, NY 10128?
In public housing and most Section 8 in New York, NY 10128, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near New York, NY 10128 is $4,460 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in New York, NY 10128?
A Housing Choice Voucher is not automatically accepted at every building in New York, NY 10128. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in New York, NY 10128?
Yes — this directory flags senior (often 62+) buildings in New York, NY 10128. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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