Affordable & Low-Income Housing in Rumson, NJ 07760
No income-restricted buildings are listed in 07760 — here are the closest ones.
No income-restricted buildings are listed in Rumson, NJ 07760. 43 income-restricted buildings are listed nearby (within about 5 miles). These lists don't show openings — call to ask about vacancies and waiting lists.
Closest to 07760
The 20 closest of 43 in nearby ZIPs. Pick a ZIP below to see all of them.
Middletown Homes 2009
55 Middletown Ave, Navesink, NJ 07716
2.8 mi away
8 units · 1 BR · People with disabilities
Portland Pointe
202 First Ave, Atlantic Highlands, NJ 07716
3.2 mi away
58 units · 57 income-restricted · 1 BR
Red Bank Consumer Home
13 Spring St., Red Bank, NJ 07701
3.2 mi away
3 units · 1 BR · People with disabilities
34-36 West Street
34 West Street, Red Bank, NJ 07701
4 mi away
5 units
- Affordability period may have ended — call to confirm
Oakland Square Apartments
76 Oakland St, Red Bank, NJ 07701
4 mi away
72 units · 12 income-restricted · 1–2 BR
Oceanport Senior Citizens
274 - 278 East Main St, Oceanport, NJ 07757
4.2 mi away
101 units · 100 income-restricted · 1–2 BR · People with disabilities
River Street Commons
49 Catherine St, Red Bank, NJ 07701
4.2 mi away
62 units · 61 income-restricted · Studio–1 BR
- Affordability period may have ended — call to confirm
Hobart Manor
1 Hobart Mnr, Long Branch, NJ 07740
4.2 mi away
57 units · 1–2 BR
- Apply through Long Branch Housing Authority
- Residents waited about 164 months to move in (HUD, Oct 2026)
252 Bridge Avenue
252 Bridge Avenue, Red Bank, NJ 07701
4.3 mi away
1 unit
- Affordability period may have ended — call to confirm
254 Bridge Avenue
254 Bridge Avenue, Red Bank, NJ 07701
4.3 mi away
1 unit
- Affordability period may have ended — call to confirm
295 Shrewsbury Ave
295 Shrewsbury Ave, Red Bank, NJ 07701
4.3 mi away
2 units
- Affordability period may have ended — call to confirm
Seaview Manor
3 Ellis Ave, Long Branch, NJ 07740
4.3 mi away
29 units · 2–3 BR
- Apply through Long Branch Housing Authority
- Residents waited about 122 months to move in (HUD, Oct 2026)
Fort Monmouth Historic Housing
51 Gosselin Avenue, Oceanport, NJ 07757
4.3 mi away
48 units · 5 income-restricted · 2 BR
Seaview Manor #732
2 Hope Ln, Long Branch, NJ 07740
4.4 mi away
40 units
- Affordability period may have ended — call to confirm
Gregory Senior Residences and Maestro An
157 7th Ave, Long Branch, NJ 07740
4.4 mi away
13 units · 1 BR
- Apply through Long Branch Housing Authority
- Residents waited about 16 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
No nearby buildings match this filter.
Rents and income limits in 07760
- Fair market rent, 2 bedrooms
- $2,810/mo
- Income needed to pay it at 30% of income
- $112,400/yr
- Renters in 07760 paying 30% or more of income on rent
- 35%
Income limits (2026)
Monmouth-Ocean, NJ area · median family income $140,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $29,550 | $49,250 | $76,000 |
| 2 | $33,800 | $56,250 | $86,850 |
| 3 | $38,000 | $63,300 | $97,700 |
| 4 | $42,200 | $70,300 | $108,550 |
| 5 | $45,600 | $75,950 | $117,250 |
| 6 | $49,000 | $81,550 | $125,950 |
| 7 | $52,350 | $87,200 | $134,650 |
| 8 | $55,750 | $92,800 | $143,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 07760 | Wider area |
|---|---|---|
| Studio | $2,060 | $1,671 |
| 1 bedroom | $2,270 | $1,847 |
| 2 bedrooms | $2,810 | $2,283 |
| 3 bedrooms | $3,600 | $2,927 |
| 4 bedrooms | $3,990 | $3,241 |
Wider area = Monmouth-Ocean, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,920 (07737) to $3,420 (07702).
Census figures for 07760 (2020–2024 average): median rent $2,610. Median household income $226,635. 13% of homes are rented. 35% of renters pay 30% or more of their income on rent, and 21% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07760's fair market rent.
Estimate your Section 8 rent share for 07760Frequently Asked Questions
Is there Section 8 housing in Rumson, NJ 07760?
Yes — this directory lists income-restricted buildings in Rumson, NJ 07760, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Rumson, NJ 07760 have openings?
These lists for Rumson, NJ 07760 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Rumson, NJ 07760?
Use the phone number on each building card in Rumson, NJ 07760. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Rumson, NJ 07760?
In Rumson, NJ 07760, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 07760?
No income-restricted buildings are listed in ZIP 07760 right now. 43 nearby buildings are shown on this page. Call to confirm openings.
Is there affordable housing near 07760?
Yes — this page also lists 43 income-restricted buildings in ZIP codes near Rumson, NJ 07760 (within about 5 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Rumson, NJ 07760?
Most income-restricted buildings in Rumson, NJ 07760 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $49,250, and $70,300 for a 4-person household. Public housing can go up to 80% ($76,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Rumson, NJ 07760?
For many programs in Rumson, NJ 07760, the 2026 HUD very low-income (50%) limit is $49,250 a year for 1 person and $70,300 for 4 people. The low-income (80%) limit is $76,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Rumson, NJ 07760?
There is no single waiting list for Rumson, NJ 07760. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Rumson, NJ 07760?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Rumson, NJ 07760?
In public housing and most Section 8 in Rumson, NJ 07760, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Rumson, NJ 07760 is $2,810 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Rumson, NJ 07760?
A Housing Choice Voucher is not automatically accepted at every building in Rumson, NJ 07760. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Rumson, NJ 07760?
This page may still list buildings in Rumson, NJ 07760 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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