Affordable & Low-Income Housing in Cedar Grove, NJ 07009
1 affordable building in 07009 · 31 more within 4 mi
Cedar Grove, NJ 07009 has 1 income-restricted building: 1 Section 8 and 1 senior. 31 more are listed within 4 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 07009
Cedar Grove Senior Citizen
100 Cedar Ridge Dr, Cedar Grove, NJ 07009
150 units · 149 income-restricted · Studio–1 BR
No buildings in 07009 match this filter.
Nearby
The 20 closest of 31 in nearby ZIPs. Pick a ZIP below to see all of them.
Verona Senior Citizens Apartments
100 Hillwood Ter, Verona, NJ 07044
1.5 mi away
159 units · Studio–1 BR
The Hilltop Residences #1708
52 Hilltop Dr, North Caldwell, NJ 07006
1.9 mi away
50 units · 49 income-restricted · 1–3 BR
Grafton Avenue Apts. #366
273 Valley Rd, Montclair, NJ 07042
2.2 mi away
14 units
- Affordability period may have ended — call to confirm
Project Live X
26 Mount Prospect Ave, Verona, NJ 07044
2.3 mi away
3 units · 1 BR · People with disabilities
Hilltop Apartments (White Rock)
Hilltop Drive and White Rock Road, North Caldwell, NJ 07006
2.3 mi away
49 units
FIRST MONTCLAIR HOUSE a/k/a/ Montclair Senior Citi
56 Walnut St, Montclair, NJ 07042
3.2 mi away
131 units · 130 income-restricted · Studio–2 BR
Clifton Consumer Home
123 Luisser Street, Clifton, NJ 07012
3.3 mi away
4 units · People with disabilities
Pineridge of Montclair
60 Glenridge Ave, Montclair, NJ 07042
3.5 mi away
48 units · 47 income-restricted · 1 BR
1 Grant Street
1 Grant Street, Montlcair, NJ 07042
3.6 mi away
10 units
- Affordability period may have ended — call to confirm
Matthew G. Carter Apartments
20-80 Glen Ridge AVE, Montclair, NJ 07042
3.6 mi away
126 units · 70 income-restricted · 1–3 BR
The Montclarion
10 Pine Street, Montclair, NJ 07042
3.6 mi away
56 units · 12 income-restricted
- Affordability period may have ended — call to confirm
Kinder Towers
400 Hoover Ave, Bloomfield, NJ 07003
3.9 mi away
100 units · 99 income-restricted · Studio–1 BR
West Caldwell Group Home
7 Essex Pl, West Caldwell, NJ 07006
3.9 mi away
6 units · 1 BR · People with disabilities
Senior Horizons at Clifton #691
714 Clifton Ave, Clifton, NJ 07013
4 mi away
125 units
- Affordability period may have ended — call to confirm
No nearby buildings match this filter.
Rents and income limits in 07009
- Fair market rent, 2 bedrooms
- $2,520/mo
- Income needed to pay it at 30% of income
- $100,800/yr
- Renters in 07009 paying 30% or more of income on rent
- 38%
Income limits (2026)
Newark, NJ area · median family income $138,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $29,050 | $48,450 | $74,800 |
| 2 | $33,200 | $55,400 | $85,450 |
| 3 | $37,350 | $62,300 | $96,150 |
| 4 | $41,500 | $69,200 | $106,800 |
| 5 | $44,850 | $74,750 | $115,350 |
| 6 | $48,150 | $80,300 | $123,900 |
| 7 | $51,500 | $85,850 | $132,450 |
| 8 | $55,720 | $91,350 | $141,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 07009 | Wider area |
|---|---|---|
| Studio | $1,850 | $1,637 |
| 1 bedroom | $2,090 | $1,850 |
| 2 bedrooms | $2,520 | $2,233 |
| 3 bedrooms | $3,140 | $2,785 |
| 4 bedrooms | $3,600 | $3,188 |
Wider area = Newark, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,210 (07012) to $3,350 (07004).
Census figures for 07009 (2020–2024 average): median rent $1,896. Median household income $151,625. 16% of homes are rented. 38% of renters pay 30% or more of their income on rent, and 22% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07009's fair market rent.
Estimate your Section 8 rent share for 07009Frequently Asked Questions
Is there Section 8 housing in Cedar Grove, NJ 07009?
Yes — this directory lists income-restricted buildings in Cedar Grove, NJ 07009, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Cedar Grove, NJ 07009 have openings?
These lists for Cedar Grove, NJ 07009 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Cedar Grove, NJ 07009?
Use the phone number on each building card in Cedar Grove, NJ 07009. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Cedar Grove, NJ 07009?
In Cedar Grove, NJ 07009, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 07009?
This directory lists 1 income-restricted building in Cedar Grove, NJ 07009. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 07009?
Yes — this page also lists 31 income-restricted buildings in ZIP codes near Cedar Grove, NJ 07009 (within about 4 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Cedar Grove, NJ 07009?
Most income-restricted buildings in Cedar Grove, NJ 07009 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $48,450, and $69,200 for a 4-person household. Public housing can go up to 80% ($74,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cedar Grove, NJ 07009?
For many programs in Cedar Grove, NJ 07009, the 2026 HUD very low-income (50%) limit is $48,450 a year for 1 person and $69,200 for 4 people. The low-income (80%) limit is $74,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Cedar Grove, NJ 07009?
There is no single waiting list for Cedar Grove, NJ 07009. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Cedar Grove, NJ 07009?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8 in Cedar Grove, NJ 07009. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Cedar Grove, NJ 07009?
In public housing and most Section 8 in Cedar Grove, NJ 07009, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cedar Grove, NJ 07009 is $2,520 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Cedar Grove, NJ 07009?
A Housing Choice Voucher is not automatically accepted at every building in Cedar Grove, NJ 07009. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Cedar Grove, NJ 07009?
Yes — this directory flags senior (often 62+) buildings in Cedar Grove, NJ 07009. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
Map loads here…
This ZIPNearbyOpen a pin for the building name.