Affordable & Low-Income Housing in Derby, CT 06418
1 affordable building in 06418 · 42 more within 8 mi
Derby, CT 06418 has 1 income-restricted building: 1 Section 8 and 1 senior. 42 more are listed within 8 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 06418
No buildings in 06418 match this filter.
Nearby
The 20 closest of 42 in nearby ZIPs. Pick a ZIP below to see all of them.
11 May Street
11 May St, Ansonia, CT 06401
0.9 mi away
2 units
- Apply through Housing Authority of the City of Ansonia
- Several buildings — call for addresses
Riverside Apartments
75 Central St Apt 15, Ansonia, CT 06401
1.1 mi away
108 units · 1 BR
- Apply through Housing Authority of the City of Ansonia
- Residents waited about 55 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Wesley Heights
580 Long Hill Ave., Shelton, CT 06484
3.1 mi away
202 units · 92 income-restricted · Studio–2 BR · People with disabilities
Norman Ray House
133 Walnut St, Seymour, CT 06483
4.4 mi away
40 units · 1 BR
- Apply through Housing Authority of the Town of Seymour
- Residents waited about 22 months to move in (HUD, Oct 2026)
Rev Albert A. Callahan
32 Smith St, Seymour, CT 06483
5 mi away
80 units · 1 BR
- Apply through Housing Authority of the Town of Seymour
- Residents waited about 17 months to move in (HUD, Oct 2026)
Woodbridge Elderly Housing
15 Lucy St, Woodbridge, CT 06525
5.4 mi away
30 units
- Affordability period may have ended — call to confirm
Lascana Homes of Orange
329 Smith Farm Road, Orange, CT 06477
5.7 mi away
46 units · 36 income-restricted · 1–3 BR · People experiencing homelessness
Fellowship Place
992-1000 Whalley Ave., New Haven, CT 06515
6.2 mi away
14 units · 1 BR · People with disabilities
Westville Manor
2 Lodge St, New Haven, CT 06515
6.3 mi away
88 units · 1–3 BR
- Apply through Housing Authority of the City of New Haven
Scattered Sites-II
565 Central Ave, New Haven, CT 06515
6.3 mi away
23 units · 1–3 BR
- Apply through Housing Authority of the City of New Haven
- Several buildings — call for addresses
No nearby buildings match this filter.
Rents and income limits in 06418
- Fair market rent, 2 bedrooms
- $1,780/mo
- Income needed to pay it at 30% of income
- $71,200/yr
- Renters in 06418 paying 30% or more of income on rent
- 54%
Income limits (2026)
Waterbury-Shelton, CT area · median family income $114,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $26,150 | $43,600 | $69,750 |
| 2 | $29,900 | $49,800 | $79,700 |
| 3 | $33,650 | $56,050 | $89,650 |
| 4 | $37,350 | $62,250 | $99,600 |
| 5 | $40,350 | $67,250 | $107,600 |
| 6 | $44,360 | $72,250 | $115,550 |
| 7 | $50,040 | $77,200 | $123,550 |
| 8 | $55,720 | $82,200 | $131,500 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 06418 | Wider area |
|---|---|---|
| Studio | $1,260 | $1,249 |
| 1 bedroom | $1,440 | $1,336 |
| 2 bedrooms | $1,780 | $1,745 |
| 3 bedrooms | $2,200 | $2,184 |
| 4 bedrooms | $2,620 | $2,599 |
Wider area = Waterbury-Shelton, CT. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,770 (06483) to $3,290 (06611).
Census figures for 06418 (2020–2024 average): median rent $1,452. Median household income $78,542. 38% of homes are rented. 54% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 06418's fair market rent.
Estimate your Section 8 rent share for 06418Frequently Asked Questions
Is there Section 8 housing in Derby, CT 06418?
Yes — this directory lists income-restricted buildings in Derby, CT 06418, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Derby, CT 06418 have openings?
These lists for Derby, CT 06418 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Derby, CT 06418?
Use the phone number on each building card in Derby, CT 06418. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Derby, CT 06418?
In Derby, CT 06418, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 06418?
This directory lists 1 income-restricted building in Derby, CT 06418. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 06418?
Yes — this page also lists 42 income-restricted buildings in ZIP codes near Derby, CT 06418 (within about 8 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Derby, CT 06418?
Most income-restricted buildings in Derby, CT 06418 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $43,600, and $62,250 for a 4-person household. Public housing can go up to 80% ($69,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Derby, CT 06418?
For many programs in Derby, CT 06418, the 2026 HUD very low-income (50%) limit is $43,600 a year for 1 person and $62,250 for 4 people. The low-income (80%) limit is $69,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Derby, CT 06418?
There is no single waiting list for Derby, CT 06418. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Derby, CT 06418?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8 in Derby, CT 06418. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Derby, CT 06418?
In public housing and most Section 8 in Derby, CT 06418, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Derby, CT 06418 is $1,780 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Derby, CT 06418?
A Housing Choice Voucher is not automatically accepted at every building in Derby, CT 06418. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Derby, CT 06418?
Yes — this directory flags senior (often 62+) buildings in Derby, CT 06418. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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