Affordable & Low-Income Housing in Waterbury Center, VT 05677
1 affordable building in 05677 · 26 more within 10 mi
Waterbury Center, VT 05677 has 1 income-restricted building: 1 tax credit. 26 more are listed within 10 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 05677
Green Mountain Seminary
38 Hollow Rd, Waterbury Center, VT 05677
16 units · 14 income-restricted · 1–2 BR
No buildings in 05677 match this filter.
Nearby
The 20 closest of 26 in nearby ZIPs. Pick a ZIP below to see all of them.
River Bend Apartments
605-635 Maple Street, Stowe, VT 05672
4.8 mi away
16 units · 11 income-restricted · Studio–4+ BR · People experiencing homelessness
- Several buildings — call for addresses
North Branch Phase II
89 Elm St, Montpelier, VT 05602
11.4 mi away
16 units · 10 income-restricted · 1–3 BR
Pioneer Apts
155 Main St Apt 111, Montpelier, VT 05602
11.5 mi away
60 units · 1 BR
- Apply through Montpelier Housing Authority
- Residents waited about 6 months to move in (HUD, Oct 2026)
Seven Saint Paul Street
7 St Paul St, Montpelier, VT 05602
11.6 mi away
7 units · 1 BR · People with disabilities
Winooski River Apartments
37 Barre St, Montpelier, VT 05602
11.7 mi away
15 units · 12 income-restricted · Studio–3 BR
- Several buildings — call for addresses
Bailey Baldwin Barre
37 Barre St, Montpelier, VT 05602
11.7 mi away
15 units · 11 income-restricted · Studio–3 BR
- Affordability period may have ended — call to confirm
Barre Street Apartments
39-40 Barre St, Montpelier, VT 05602
11.7 mi away
19 units · 17 income-restricted · Studio–3 BR
Copley Hospital
528 Washington Hwy, Morrisville, VT 05661
11.8 mi away
38 units · 1–2 BR · People with disabilities
River Station Apts
193 Barre St, Montpelier, VT 05602
12 mi away
36 units · 29 income-restricted · 1–3 BR
Arthur's Main Street Housing
53 Lower Main St, Morrisville, VT 05661
12 mi away
18 units · 13 income-restricted · 1–2 BR
No nearby buildings match this filter.
Rents and income limits in 05677
- Fair market rent, 2 bedrooms
- $2,030/mo
- Income needed to pay it at 30% of income
- $81,200/yr
- Renters in 05677 paying 30% or more of income on rent
- 100%
Income limits (2026)
Washington County, VT area · median family income $114,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $23,950 | $39,900 | $63,850 |
| 2 | $27,400 | $45,600 | $73,000 |
| 3 | $30,800 | $51,300 | $82,100 |
| 4 | $34,200 | $57,000 | $91,200 |
| 5 | $38,680 | $61,600 | $98,500 |
| 6 | $44,360 | $66,150 | $105,800 |
| 7 | $50,040 | $70,700 | $113,100 |
| 8 | $55,720 | $75,250 | $120,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 05677 | Wider area |
|---|---|---|
| Studio | $1,450 | $1,242 |
| 1 bedroom | $1,570 | $1,363 |
| 2 bedrooms | $2,030 | $1,783 |
| 3 bedrooms | $2,590 | $2,230 |
| 4 bedrooms | $2,690 | $2,343 |
Wider area = Washington County, VT. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,580 (05661) to $1,870 (05602).
Census figures for 05677 (2020–2024 average): Median household income $157,139. 9% of homes are rented. 100% of renters pay 30% or more of their income on rent, and 100% pay half or more.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 05677's fair market rent.
Estimate your Section 8 rent share for 05677Frequently Asked Questions
Is there Section 8 housing in Waterbury Center, VT 05677?
Yes — this directory lists income-restricted buildings in Waterbury Center, VT 05677, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Waterbury Center, VT 05677 have openings?
These lists for Waterbury Center, VT 05677 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Waterbury Center, VT 05677?
Use the phone number on each building card in Waterbury Center, VT 05677. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Waterbury Center, VT 05677?
In Waterbury Center, VT 05677, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 05677?
This directory lists 1 income-restricted building in Waterbury Center, VT 05677. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 05677?
Yes — this page also lists 26 income-restricted buildings in ZIP codes near Waterbury Center, VT 05677 (within about 10 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Waterbury Center, VT 05677?
Most income-restricted buildings in Waterbury Center, VT 05677 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $39,900, and $57,000 for a 4-person household. Public housing can go up to 80% ($63,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Waterbury Center, VT 05677?
For many programs in Waterbury Center, VT 05677, the 2026 HUD very low-income (50%) limit is $39,900 a year for 1 person and $57,000 for 4 people. The low-income (80%) limit is $63,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Waterbury Center, VT 05677?
There is no single waiting list for Waterbury Center, VT 05677. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Waterbury Center, VT 05677?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Waterbury Center, VT 05677. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Waterbury Center, VT 05677?
In public housing and most Section 8 in Waterbury Center, VT 05677, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Waterbury Center, VT 05677 is $2,030 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Waterbury Center, VT 05677?
A Housing Choice Voucher is not automatically accepted at every building in Waterbury Center, VT 05677. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Waterbury Center, VT 05677?
This page may still list buildings in Waterbury Center, VT 05677 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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