Affordable & Low-Income Housing in Southwest Harbor, ME 04679
3 affordable buildings in 04679 · 6 more within 9 mi
Southwest Harbor, ME 04679 has 3 income-restricted buildings: 1 tax credit, 1 public housing, and 1 usda rural. 6 more are listed within 9 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 04679
Ridge Apts
24 Village Green Way, Southwest Harbor, ME 04679
50 units · 1 BR
- Apply through Southwest Harbor Housing Authority
- Residents waited about 12 months to move in (HUD, Oct 2026)
East Ridge Estates
Southwest Harbor, ME 04679
25 units · 1–2 BR
- Affordability period may have ended — call to confirm
No buildings in 04679 match this filter.
Nearby
Maple Lane Apts
24 Maple Ln, Northeast Harbor, ME 04662
1.6 mi away
18 units · 1 BR
- Apply through Mount Desert Housing Authority
- Residents waited about 3 months to move in (HUD, Oct 2026)
Birchwoods
21A Birchwood Ln, Bass Harbor, ME 04653
3.1 mi away
22 units · 1–3 BR
- Apply through Tremont Housing Authority
- Residents waited about 13 months to move in (HUD, Oct 2026)
Malvern Belmont Estates
80 Mount Desert St, Bar Harbor, ME 04609
9 mi away
24 units · 1 BR
- Apply through Bar Harbor Housing Authority
- Residents waited about 5 months to move in (HUD, Oct 2026)
Harbor Hill Estates
23 Highbrook Rd, Bar Harbor, ME 04609
9.1 mi away
25 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Knox District Housing
276 Knox Rd, Bar Harbor, ME 04609
9.5 mi away
14 units · 12 income-restricted · 1 BR · People with disabilities
No nearby buildings match this filter.
Rents and income limits in 04679
- Fair market rent, 2 bedrooms
- $1,360/mo
- Income needed to pay it at 30% of income
- $54,400/yr
- Renters in 04679 paying 30% or more of income on rent
- 50%
Income limits (2026)
Hancock County, ME area · median family income $101,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,250 | $35,450 | $56,700 |
| 2 | $24,300 | $40,500 | $64,800 |
| 3 | $27,350 | $45,550 | $72,900 |
| 4 | $33,000 | $50,600 | $80,950 |
| 5 | $38,680 | $54,650 | $87,450 |
| 6 | $44,360 | $58,700 | $93,950 |
| 7 | $50,040 | $62,750 | $100,400 |
| 8 | $55,720 | $66,800 | $106,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 04679 | Wider area |
|---|---|---|
| Studio | $1,110 | $1,163 |
| 1 bedroom | $1,120 | $1,171 |
| 2 bedrooms | $1,360 | $1,484 |
| 3 bedrooms | $1,850 | $2,050 |
| 4 bedrooms | $1,880 | $2,198 |
Wider area = Hancock County, ME. Two-bedroom fair market rents in 9 nearby ZIPs range from $1,360 (04612) to $2,140 (04653).
Census figures for 04679 (2020–2024 average): median rent $959. Median household income $59,205. 44% of homes are rented. 50% of renters pay 30% or more of their income on rent, and 27% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 04679's fair market rent.
Estimate your Section 8 rent share for 04679Frequently Asked Questions
Is there Section 8 housing in Southwest Harbor, ME 04679?
Yes — this directory lists income-restricted buildings in Southwest Harbor, ME 04679, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Southwest Harbor, ME 04679 have openings?
These lists for Southwest Harbor, ME 04679 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Southwest Harbor, ME 04679?
Use the phone number on each building card in Southwest Harbor, ME 04679. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Southwest Harbor, ME 04679?
In Southwest Harbor, ME 04679, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 04679?
This directory lists 3 income-restricted buildings in Southwest Harbor, ME 04679. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 04679?
Yes — this page also lists 6 income-restricted buildings in ZIP codes near Southwest Harbor, ME 04679 (within about 9 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Southwest Harbor, ME 04679?
Most income-restricted buildings in Southwest Harbor, ME 04679 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,450, and $50,600 for a 4-person household. Public housing can go up to 80% ($56,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Southwest Harbor, ME 04679?
For many programs in Southwest Harbor, ME 04679, the 2026 HUD very low-income (50%) limit is $35,450 a year for 1 person and $50,600 for 4 people. The low-income (80%) limit is $56,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Southwest Harbor, ME 04679?
There is no single waiting list for Southwest Harbor, ME 04679. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Southwest Harbor, ME 04679?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, tax-credit apartments in Southwest Harbor, ME 04679. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Southwest Harbor, ME 04679?
In public housing and most Section 8 in Southwest Harbor, ME 04679, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Southwest Harbor, ME 04679 is $1,360 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Southwest Harbor, ME 04679?
A Housing Choice Voucher is not automatically accepted at every building in Southwest Harbor, ME 04679. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Southwest Harbor, ME 04679?
This page may still list buildings in Southwest Harbor, ME 04679 that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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