Affordable & Low-Income Housing in Carolina, PR 00985
8 affordable buildings in 00985 · 84 more within 7 mi
Carolina, PR 00985 has 8 income-restricted buildings: 1 tax credit, 6 public housing, 1 Section 8, and 1 senior. 84 more are listed within 7 miles. These lists don't show openings — call to ask about vacancies and waiting lists.
In 00985
Lagos De Blasina
1 Ave Roberto Clemente Apt 1, Carolina, PR 00985
240 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 21 months to move in (HUD, Oct 2026)
Felipe Sanchez Osorio
Carolina, PR 00985
153 units · 1–2 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 103 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
- Most residents are 62 or older
Cata¿to Gardens
Carolina, PR 00985
124 units · 2–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 20 months to move in (HUD, Oct 2026)
El Coral
2 Res El Faro Apt 1, Carolina, PR 00985
100 units · 2–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 13 months to move in (HUD, Oct 2026)
El Faro
1 Res El Coral Apt 39, Carolina, PR 00985
100 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 24 months to move in (HUD, Oct 2026)
La Esmeralda
1 Res Las Esmeraldas Apt 1, Carolina, PR 00985
84 units · 2–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 24 months to move in (HUD, Oct 2026)
No buildings in 00985 match this filter.
Nearby
The 20 closest of 84 in nearby ZIPs. Pick a ZIP below to see all of them.
Villa Esperanza Apartments
24-16 Calle 35, Carolina, PR 00983
1.5 mi away
100 units · 99 income-restricted · Studio–1 BR
Jardines de Country Club Apartments
Calle 8 Jard. De Country Clb, Carolina, PR 00983
2.2 mi away
105 units · 1 BR
Sabana Abajo
1 Res Sabana Abajo Apt 221, Carolina, PR 00982
2.8 mi away
500 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 12 months to move in (HUD, Oct 2026)
Santa Catalina
1 Res Sabana Abajo Apt 69, Carolina, PR 00982
2.8 mi away
92 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
Los Mirtos
2 Res Los Mirtos Apt 17, Carolina, PR 00987
3.1 mi away
240 units · 2–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 5 months to move in (HUD, Oct 2026)
Carolina Housing
1 Carolina Housing Apt 63, Carolina, PR 00987
3.4 mi away
92 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 9 months to move in (HUD, Oct 2026)
Yuquiyu I
49 Carr 188 Apt 37, Loiza, PR 00772
3.4 mi away
150 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 9 months to move in (HUD, Oct 2026)
Jardines De Loiza Apts II
State Rd 188, Loiza, PR 00772
3.4 mi away
27 units · 2–3 BR · People with disabilities
Loma Alta
1 Res Loma Alta Ste 1, Carolina, PR 00987
3.5 mi away
50 units · 3 BR
- Apply through Puerto Rico Public Housing Administration
Las Camelias Apartments
419 Calle Vinyater Apt 1001, San Juan, PR 00924
3.8 mi away
166 units · 3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 8 months to move in (HUD, Oct 2026)
Alturas De Country
582 Ave Iturregui Apt 1, Carolina, PR 00982
3.9 mi away
71 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 14 months to move in (HUD, Oct 2026)
Brisas De Loiza
State Road 188 KM.6.2, Loiza, PR 00772
4 mi away
70 units · 1–4+ BR
- 1 vacant unit reported (Oct 2026) — call to confirm
San Martin
1 Res San Martin Apt 211, San Juan, PR 00924
4 mi away
300 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 17 months to move in (HUD, Oct 2026)
El Flamboyan
581 Calle Dominica Apt 36, San Juan, PR 00924
4.1 mi away
136 units · 1–3 BR
- Apply through Puerto Rico Public Housing Administration
- Residents waited about 13 months to move in (HUD, Oct 2026)
No nearby buildings match this filter.
Rents and income limits in 00985
- Fair market rent, 2 bedrooms
- $670/mo
- Income needed to pay it at 30% of income
- $26,800/yr
- Renters in 00985 paying 30% or more of income on rent
- 48%
Income limits (2026)
San Juan-Guaynabo, PR area · median family income $41,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $14,500 | $14,500 | $23,200 |
| 2 | $16,600 | $16,600 | $26,500 |
| 3 | $18,650 | $18,650 | $29,800 |
| 4 | $20,700 | $20,700 | $33,100 |
| 5 | $22,400 | $22,400 | $35,750 |
| 6 | $24,050 | $24,050 | $38,400 |
| 7 | $25,700 | $25,700 | $41,050 |
| 8 | $27,350 | $27,350 | $43,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns. Here HUD sets the extremely low limit equal to the very low limit, because of how it is calculated for low-income areas.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 00985 | Wider area |
|---|---|---|
| Studio | $560 | $592 |
| 1 bedroom | $570 | $604 |
| 2 bedrooms | $670 | $706 |
| 3 bedrooms | $870 | $920 |
| 4 bedrooms | $1,060 | $1,117 |
Wider area = San Juan-Guaynabo, PR. Two-bedroom fair market rents in 12 nearby ZIPs range from $600 (00772) to $980 (00979).
Census figures for 00985 (2020–2024 average): median rent $601. Median household income $33,863. 35% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 00985's fair market rent.
Estimate your Section 8 rent share for 00985Frequently Asked Questions
Is there Section 8 housing in Carolina, PR 00985?
Yes — this directory lists income-restricted buildings in Carolina, PR 00985, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Carolina, PR 00985 have openings?
These lists for Carolina, PR 00985 don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Carolina, PR 00985?
Use the phone number on each building card in Carolina, PR 00985. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Carolina, PR 00985?
In Carolina, PR 00985, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in ZIP 00985?
This directory lists 8 income-restricted buildings in Carolina, PR 00985. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Is there affordable housing near 00985?
Yes — this page also lists 84 income-restricted buildings in ZIP codes near Carolina, PR 00985 (within about 7 miles). Pick a nearby ZIP to see every building there.
People Also Ask
How do I qualify for affordable housing in Carolina, PR 00985?
Most income-restricted buildings in Carolina, PR 00985 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $14,500, and $20,700 for a 4-person household. Public housing can go up to 80% ($23,200 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Carolina, PR 00985?
For many programs in Carolina, PR 00985, the 2026 HUD very low-income (50%) limit is $14,500 a year for 1 person and $20,700 for 4 people. The low-income (80%) limit is $23,200 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Carolina, PR 00985?
There is no single waiting list for Carolina, PR 00985. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Carolina, PR 00985?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Carolina, PR 00985. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Carolina, PR 00985?
In public housing and most Section 8 in Carolina, PR 00985, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Carolina, PR 00985 is $670 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Carolina, PR 00985?
A Housing Choice Voucher is not automatically accepted at every building in Carolina, PR 00985. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Carolina, PR 00985?
Yes — this directory flags senior (often 62+) buildings in Carolina, PR 00985. Use the Seniors filter on the list. Age rules vary; call to confirm.
Nearby ZIP codes
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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