Spruce Apartments — Income-Restricted Housing in Clear Lake, WI 54005
150 Third St NW, Clear Lake, WI 54005
8 units · 1 BR
Leasing office: (715) 263-3370Directions
How to apply
- Call the leasing office at (715) 263-3370 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1981
- Bedrooms
- 8 1 bedroom
- HUD inspection
- HUD inspection score: 92/100 (Jun 2024) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
- Accessible units
- 1
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Nearby income-restricted buildings
Polk Co Housing
130 3rd St NW, Clear Lake, WI 54005
0 mi away
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- 5 vacant units reported (Oct 2026) — call to confirm
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Paul a Boe Manor
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- Affordability period may have ended — call to confirm
Apple River Apartments
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5.4 mi away
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Rents and income limits in 54005
- Fair market rent, 2 bedrooms
- $1,540/mo
- Income needed to pay it at 30% of income
- $61,600/yr
- Renters in 54005 paying 30% or more of income on rent
- 30%
Income limits (2026)
Polk County, WI area · median family income $97,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,550 | $34,250 | $54,800 |
| 2 | $23,500 | $39,150 | $62,600 |
| 3 | $27,320 | $44,050 | $70,450 |
| 4 | $33,000 | $48,900 | $78,250 |
| 5 | $38,680 | $52,850 | $84,550 |
| 6 | $44,360 | $56,750 | $90,800 |
| 7 | $50,040 | $60,650 | $97,050 |
| 8 | $55,720 | $64,550 | $103,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 54005 | Wider area |
|---|---|---|
| Studio | $1,120 | $781 |
| 1 bedroom | $1,270 | $857 |
| 2 bedrooms | $1,540 | $1,121 |
| 3 bedrooms | $2,040 | $1,437 |
| 4 bedrooms | $2,280 | $1,705 |
Wider area = Polk County, WI. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (54004) to $1,540 (54013).
Census figures for 54005 (2020–2024 average): median rent $969. Median household income $87,813. 20% of homes are rented. 30% of renters pay 30% or more of their income on rent, and 15% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 54005's fair market rent.
Estimate your Section 8 rent share for 54005Frequently Asked Questions
How do I apply to Spruce Apartments?
Call (715) 263-3370 and ask about applying, vacancies, and waiting lists at Spruce Apartments in Clear Lake, WI 54005. These records do not show openings.
Is Spruce Apartments Section 8 housing?
Spruce Apartments is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Spruce Apartments?
Public records list 8 units at Spruce Apartments in Clear Lake, WI 54005. That is a building size, not a count of open apartments.
Are there other affordable apartments near Spruce Apartments?
Yes — this page lists other income-restricted buildings in 54005 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Spruce Apartments?
Call the number on this page and ask about the waiting list or how to apply at Spruce Apartments in Clear Lake, WI 54005. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Clear Lake, WI 54005?
Most income-restricted buildings in Clear Lake, WI 54005 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,250, and $48,900 for a 4-person household. Public housing can go up to 80% ($54,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Clear Lake, WI 54005?
For many programs in Clear Lake, WI 54005, the 2026 HUD very low-income (50%) limit is $34,250 a year for 1 person and $48,900 for 4 people. The low-income (80%) limit is $54,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Clear Lake, WI 54005?
In public housing and most Section 8 in Clear Lake, WI 54005, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Clear Lake, WI 54005 is $1,540 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Spruce Apartments take Section 8 vouchers?
Spruce Apartments is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.