The Pearl on Oyster Bay — Income-Restricted Housing in Bremerton, WA 98312
550 Russell Rd, Bremerton, WA 98312
81 units · 80 income-restricted · 1 BR · People with disabilities
Leasing office: (360) 377-0606Directions
How to apply
- Call the leasing office at (360) 377-0606 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2014
- Income limit
- 60% AMI
- Bedrooms
- 64 1 bedroom
- HUD inspection
- HUD inspection score: 99/100 (Aug 2026) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
Map loads here…
This buildingNearbyOpen a pin for the building name.
Nearby income-restricted buildings
The Summit at Bay Vista
4650 Bay Vista Blvd, Bremerton, WA 98312
0.2 mi away
83 units · 82 income-restricted · 1–2 BR · People with disabilities
- Apply through Housing Authority of the City of Bremerton
- Residents waited about 39 months to move in (HUD, Oct 2026)
Bay Vista West
4798 Bay Vista Blvd, Bremerton, WA 98312
0.3 mi away
69 units · 1–3 BR · People with disabilities
- Apply through Housing Authority of the City of Bremerton
Bay Vista South
265 S Oyster Bay Ave, Bremerton, WA 98312
0.4 mi away
68 units · 1–4+ BR · People with disabilities
- Apply through Housing Authority of the City of Bremerton
- Residents waited about 42 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Pendleton Place
5454 Kitsap Way, Bremerton, WA 98312
0.7 mi away
72 units · Studio–1 BR · People experiencing homelessness
Marion Court Preservation Portfolio
Multiple, Multiple, WA 98312
1.1 mi away
125 units · 122 income-restricted · Studio–3 BR
Frank Chopp Place
704 Chester Avenue, Bremerton, WA 98337
1.8 mi away
57 units · 56 income-restricted · Studio–2 BR · People with disabilities · People experiencing homelessness
Rents and income limits in 98312
- Fair market rent, 2 bedrooms
- $1,880/mo
- Income needed to pay it at 30% of income
- $75,200/yr
- Renters in 98312 paying 30% or more of income on rent
- 47%
Income limits (2026)
Bremerton-Silverdale-Port Orchard, WA area · median family income $129,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $27,250 | $45,400 | $72,600 |
| 2 | $31,150 | $51,850 | $83,000 |
| 3 | $35,050 | $58,350 | $93,350 |
| 4 | $38,900 | $64,800 | $103,700 |
| 5 | $42,050 | $70,000 | $112,000 |
| 6 | $45,150 | $75,200 | $120,300 |
| 7 | $50,040 | $80,400 | $128,600 |
| 8 | $55,720 | $85,550 | $136,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 98312 | Wider area |
|---|---|---|
| Studio | $1,310 | $1,370 |
| 1 bedroom | $1,470 | $1,535 |
| 2 bedrooms | $1,880 | $1,967 |
| 3 bedrooms | $2,520 | $2,637 |
| 4 bedrooms | $2,680 | $2,804 |
Wider area = Bremerton-Silverdale-Port Orchard, WA. Two-bedroom fair market rents in 8 nearby ZIPs range from $1,830 (98337) to $2,860 (98380).
Census figures for 98312 (2020–2024 average): median rent $1,739. Median household income $90,449. 36% of homes are rented. 47% of renters pay 30% or more of their income on rent, and 21% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 98312's fair market rent.
Estimate your Section 8 rent share for 98312Frequently Asked Questions
How do I apply to The Pearl on Oyster Bay?
Call (360) 377-0606 and ask about applying, vacancies, and waiting lists at The Pearl on Oyster Bay in Bremerton, WA 98312. These records do not show openings.
Is The Pearl on Oyster Bay Section 8 housing?
The Pearl on Oyster Bay is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at The Pearl on Oyster Bay?
Public records list 81 units at The Pearl on Oyster Bay in Bremerton, WA 98312. That is a building size, not a count of open apartments.
Are there other affordable apartments near The Pearl on Oyster Bay?
Yes — this page lists other income-restricted buildings in 98312 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into The Pearl on Oyster Bay?
Call the number on this page and ask about the waiting list or how to apply at The Pearl on Oyster Bay in Bremerton, WA 98312. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Bremerton, WA 98312?
Most income-restricted buildings in Bremerton, WA 98312 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $45,400, and $64,800 for a 4-person household. Public housing can go up to 80% ($72,600 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Bremerton, WA 98312?
For many programs in Bremerton, WA 98312, the 2026 HUD very low-income (50%) limit is $45,400 a year for 1 person and $64,800 for 4 people. The low-income (80%) limit is $72,600 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Bremerton, WA 98312?
In public housing and most Section 8 in Bremerton, WA 98312, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Bremerton, WA 98312 is $1,880 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does The Pearl on Oyster Bay take Section 8 vouchers?
The Pearl on Oyster Bay is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.