Elsa Retirement — Income-Restricted Housing in Elsa, TX 78543
Elsa, TX 78543
40 units · 1–2 BR
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1992
- Bedrooms
- 36 1 bedroom · 4 2 bedrooms
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Nearby income-restricted buildings
Los Vecinos
PO Box 997, Elsa, TX 78543
0 mi away
119 units · 1–3 BR
- Apply through Elsa Housing Authority
- Residents waited about 5 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
La Posada Apartment
901 Lamar Street, Elsa, TX 78543
1 mi away
74 units · 1–2 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Los Laureles Apts
1100 E Santa Rosa St, McAllen, TX 78538
3.3 mi away
23 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Cielo Lindo Apts
402 Hinojosa Dr, Edcouch, TX 78538
3.4 mi away
34 units · 1–2 BR · People with disabilities · People experiencing homelessness
- 1 vacant unit reported (Oct 2026) — call to confirm
Rents and income limits in 78543
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
- Renters in 78543 paying 30% or more of income on rent
- 81%
Income limits (2026)
McAllen-Edinburg-Mission, TX area · median family income $64,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,900 |
| 2 | $21,640 | $33,500 | $53,600 |
| 3 | $27,320 | $37,700 | $60,300 |
| 4 | $33,000 | $41,850 | $66,950 |
| 5 | $38,680 | $45,200 | $72,350 |
| 6 | $44,360 | $48,550 | $77,700 |
| 7 | $50,040 | $51,900 | $83,050 |
| 8 | $55,250 | $55,250 | $88,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 78543 | Wider area |
|---|---|---|
| Studio | $800 | $801 |
| 1 bedroom | $800 | $806 |
| 2 bedrooms | $1,010 | $1,017 |
| 3 bedrooms | $1,310 | $1,305 |
| 4 bedrooms | $1,440 | $1,439 |
Wider area = McAllen-Edinburg-Mission, TX. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,010 (78558) to $1,070 (78599).
Census figures for 78543 (2020–2024 average): median rent $844. Median household income $44,527. 25% of homes are rented. 81% of renters pay 30% or more of their income on rent, and 23% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 78543's fair market rent.
Estimate your Section 8 rent share for 78543Frequently Asked Questions
How do I apply to Elsa Retirement?
No phone is listed for Elsa Retirement. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Elsa Retirement Section 8 housing?
Elsa Retirement is listed as income-restricted housing in Elsa, TX 78543 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Elsa Retirement?
Public records list 40 units at Elsa Retirement in Elsa, TX 78543. That is a building size, not a count of open apartments.
Are there other affordable apartments near Elsa Retirement?
Yes — this page lists other income-restricted buildings in 78543 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Elsa Retirement?
Call the number on this page and ask about the waiting list or how to apply at Elsa Retirement in Elsa, TX 78543. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Elsa, TX 78543?
Most income-restricted buildings in Elsa, TX 78543 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,850 for a 4-person household. Public housing can go up to 80% ($46,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Elsa, TX 78543?
For many programs in Elsa, TX 78543, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,850 for 4 people. The low-income (80%) limit is $46,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Elsa, TX 78543?
In public housing and most Section 8 in Elsa, TX 78543, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Elsa, TX 78543 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Elsa Retirement take Section 8 vouchers?
This file does not say that Elsa Retirement has a project-based Section 8 contract. Some landlords in Elsa, TX 78543 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Elsa Retirement.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.