Surrey Apartments I — Income-Restricted Housing in Memphis, TN 38128
3795-3801 Andreas Dr, Memphis, TN 38128
108 units · 1–3 BR
Leasing office: (901) 377-8513Directions
How to apply
- Call the leasing office at (901) 377-8513 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1974
- Bedrooms
- 22 1 bedroom · 70 2 bedrooms · 16 3 bedrooms
- HUD inspection
- HUD inspection score: 92/100 (Jan 2022) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Ridgemont Group Home
3590 Ridgemont Ave, Memphis, TN 38128
0.8 mi away
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Egypt Central Sfd
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1.1 mi away
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- Affordability period may have ended — call to confirm
Lexington Charter Oaks Apts
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2.4 mi away
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Casa Grace
3815 Austin Peay Hwy, Memphis, TN 38128
2.6 mi away
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Eastern Creek Apartments
Scattered Site, Memphis, TN 38128
3.2 mi away
226 units · 1–3 BR · People with disabilities
- Several buildings — call for addresses
Rents and income limits in 38128
- Fair market rent, 2 bedrooms
- $1,350/mo
- Income needed to pay it at 30% of income
- $54,000/yr
- Renters in 38128 paying 30% or more of income on rent
- 59%
Income limits (2026)
Memphis, TN-MS-AR area · median family income $92,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,500 | $32,450 | $51,950 |
| 2 | $22,250 | $37,100 | $59,350 |
| 3 | $27,320 | $41,750 | $66,750 |
| 4 | $33,000 | $46,350 | $74,150 |
| 5 | $38,680 | $50,100 | $80,100 |
| 6 | $44,360 | $53,800 | $86,050 |
| 7 | $50,040 | $57,500 | $91,950 |
| 8 | $55,720 | $61,200 | $97,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 38128 | Wider area |
|---|---|---|
| Studio | $1,140 | $1,095 |
| 1 bedroom | $1,240 | $1,191 |
| 2 bedrooms | $1,350 | $1,301 |
| 3 bedrooms | $1,780 | $1,717 |
| 4 bedrooms | $2,060 | $1,981 |
Wider area = Memphis, TN-MS-AR. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,010 (38108) to $1,830 (38135).
Census figures for 38128 (2020–2024 average): median rent $1,196. Median household income $47,645. 58% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 27% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 38128's fair market rent.
Estimate your Section 8 rent share for 38128Frequently Asked Questions
How do I apply to Surrey Apartments I?
Call (901) 377-8513 and ask about applying, vacancies, and waiting lists at Surrey Apartments I in Memphis, TN 38128. These records do not show openings.
Is Surrey Apartments I Section 8 housing?
Surrey Apartments I is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Surrey Apartments I?
Public records list 108 units at Surrey Apartments I in Memphis, TN 38128. That is a building size, not a count of open apartments.
Are there other affordable apartments near Surrey Apartments I?
Yes — this page lists other income-restricted buildings in 38128 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Surrey Apartments I?
Call the number on this page and ask about the waiting list or how to apply at Surrey Apartments I in Memphis, TN 38128. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Memphis, TN 38128?
Most income-restricted buildings in Memphis, TN 38128 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,450, and $46,350 for a 4-person household. Public housing can go up to 80% ($51,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Memphis, TN 38128?
For many programs in Memphis, TN 38128, the 2026 HUD very low-income (50%) limit is $32,450 a year for 1 person and $46,350 for 4 people. The low-income (80%) limit is $51,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Memphis, TN 38128?
In public housing and most Section 8 in Memphis, TN 38128, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Memphis, TN 38128 is $1,350 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Surrey Apartments I take Section 8 vouchers?
Surrey Apartments I is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.