Cleaborn Pointe at Heritage Landing IV — Income-Restricted Housing in Memphis, TN 38126
404 Cynthia Pl, Memphis, TN 38126
67 units · 15 income-restricted · 1–3 BR
- Apply through Memphis Housing Authority
- Residents waited about 12 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Housing authority: (901) 544-1102Directions
How to apply
- Apply through Memphis Housing Authority. They run this development and take applications.
- Call the housing authority at (901) 544-1102.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 5 1 bedroom · 34 2 bedrooms · 29 3 bedrooms
- Average tenant rent
- $353/mo
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Nearby income-restricted buildings
Cleaborn Pointe at Heritage Landing III
485 Cynthia Pl, Memphis, TN 38126
0.1 mi away
105 units · 32 income-restricted · 1–3 BR
- Apply through Memphis Housing Authority
- Residents waited about 20 months to move in (HUD, Oct 2026)
Cleaborn Home Redevelopment 1
460 S Lauderdale St, Memphis, TN 38126
0.2 mi away
84 units · 1–2 BR · People with disabilities
Cleaborn Pointe at Heritage Landing I
360 S Lauderdale St, Memphis, TN 38126
0.2 mi away
84 units · 44 income-restricted · 1–2 BR
- Apply through Memphis Housing Authority
- Residents waited about 34 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Cleaborn Pointe at Heritage Landing II
408 S Lauderdale St, Memphis, TN 38126
0.2 mi away
106 units · 105 income-restricted · 1–3 BR
- Apply through Memphis Housing Authority
- Residents waited about 30 months to move in (HUD, Oct 2026)
Memphis 2004
683 St Paul Ave, Memphis, TN 38126
0.2 mi away
144 units · 4+ BR · People with disabilities
Springdale Creek Apts II
727 Linden Yard Dr, Memphis, TN 38126
0.2 mi away
28 units · 2–3 BR · People with disabilities
2019 South City Phase III
363 Foote Lane, Memphis, TN 38126
0.3 mi away
126 units · 1–3 BR · People with disabilities
Rents and income limits in 38126
- Fair market rent, 2 bedrooms
- $1,000/mo
- Income needed to pay it at 30% of income
- $40,000/yr
- Renters in 38126 paying 30% or more of income on rent
- 57%
Income limits (2026)
Memphis, TN-MS-AR area · median family income $92,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,500 | $32,450 | $51,950 |
| 2 | $22,250 | $37,100 | $59,350 |
| 3 | $27,320 | $41,750 | $66,750 |
| 4 | $33,000 | $46,350 | $74,150 |
| 5 | $38,680 | $50,100 | $80,100 |
| 6 | $44,360 | $53,800 | $86,050 |
| 7 | $50,040 | $57,500 | $91,950 |
| 8 | $55,720 | $61,200 | $97,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 38126 | Wider area |
|---|---|---|
| Studio | $840 | $1,095 |
| 1 bedroom | $910 | $1,191 |
| 2 bedrooms | $1,000 | $1,301 |
| 3 bedrooms | $1,310 | $1,717 |
| 4 bedrooms | $1,510 | $1,981 |
Wider area = Memphis, TN-MS-AR. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,010 (38108) to $1,750 (38103).
Census figures for 38126 (2020–2024 average): median rent $787. Median household income $30,071. 88% of homes are rented. 57% of renters pay 30% or more of their income on rent, and 30% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 38126's fair market rent.
Estimate your Section 8 rent share for 38126Frequently Asked Questions
How do I apply to Cleaborn Pointe at Heritage Landing IV?
Apply through Memphis Housing Authority, which runs Cleaborn Pointe at Heritage Landing IV. Call (901) 544-1102. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Cleaborn Pointe at Heritage Landing IV Section 8 housing?
Cleaborn Pointe at Heritage Landing IV is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Cleaborn Pointe at Heritage Landing IV?
Public records list 67 units at Cleaborn Pointe at Heritage Landing IV in Memphis, TN 38126. That is a building size, not a count of open apartments.
Are there other affordable apartments near Cleaborn Pointe at Heritage Landing IV?
Yes — this page lists other income-restricted buildings in 38126 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Cleaborn Pointe at Heritage Landing IV?
Call the number on this page and ask about the waiting list or how to apply at Cleaborn Pointe at Heritage Landing IV in Memphis, TN 38126. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Memphis, TN 38126?
Most income-restricted buildings in Memphis, TN 38126 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,450, and $46,350 for a 4-person household. Public housing can go up to 80% ($51,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Memphis, TN 38126?
For many programs in Memphis, TN 38126, the 2026 HUD very low-income (50%) limit is $32,450 a year for 1 person and $46,350 for 4 people. The low-income (80%) limit is $51,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Memphis, TN 38126?
In public housing and most Section 8 in Memphis, TN 38126, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Memphis, TN 38126 is $1,000 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Cleaborn Pointe at Heritage Landing IV take Section 8 vouchers?
This file does not say that Cleaborn Pointe at Heritage Landing IV has a project-based Section 8 contract. Some landlords in Memphis, TN 38126 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Cleaborn Pointe at Heritage Landing IV.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.