Riverside Apts. — Income-Restricted Housing in Celina, TN 38551
521 Brown St, Celina, TN 38551
32 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
How to apply
- Find contact info on USDA's Multifamily Housing programs page.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1986
- Bedrooms
- 16 1 bedroom · 16 2 bedrooms
- USDA rental assistance
- 32 units (tenant pays about 30% of income)
- Accessible units
- 3
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Nearby income-restricted buildings
Cherry Tree Apts II
157 Westmoreland Dr, Celina, TN 38551
0.3 mi away
24 units · 1–2 BR · People with disabilities
Cherry Tree Apts.
100 Westmoreland Dr, Celina, TN 38551
0.3 mi away
56 units · 1–2 BR · People with disabilities
- 2 vacant units reported (Oct 2026) — call to confirm
Southern Oaks Apts
1001 Gainesboro Hwy., Celina, TN 38551
0.3 mi away
42 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Rents and income limits in 38551
- Fair market rent, 2 bedrooms
- $1,000/mo
- Income needed to pay it at 30% of income
- $40,000/yr
- Renters in 38551 paying 30% or more of income on rent
- 24%
Income limits (2026)
Clay County, TN area · median family income $60,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,400 | $27,300 | $43,700 |
| 2 | $21,640 | $31,200 | $49,950 |
| 3 | $27,320 | $35,100 | $56,200 |
| 4 | $33,000 | $39,000 | $62,400 |
| 5 | $38,680 | $42,150 | $67,400 |
| 6 | $44,360 | $45,250 | $72,400 |
| 7 | $48,400 | $48,400 | $77,400 |
| 8 | $51,500 | $51,500 | $82,400 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 38551 | Wider area |
|---|---|---|
| Studio | $760 | $756 |
| 1 bedroom | $760 | $761 |
| 2 bedrooms | $1,000 | $995 |
| 3 bedrooms | $1,360 | $1,360 |
| 4 bedrooms | $1,360 | $1,365 |
Wider area = Clay County, TN. Two-bedroom fair market rents in 4 nearby ZIPs range from $930 (42151) to $1,260 (38541).
Census figures for 38551 (2020–2024 average): median rent $544. Median household income $39,821. 36% of homes are rented. 24% of renters pay 30% or more of their income on rent, and 19% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 38551's fair market rent.
Estimate your Section 8 rent share for 38551Frequently Asked Questions
How do I apply to Riverside Apts.?
No phone is listed for Riverside Apts.. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Riverside Apts. Section 8 housing?
Riverside Apts. is listed as income-restricted housing in Celina, TN 38551 (usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Riverside Apts.?
Public records list 32 units at Riverside Apts. in Celina, TN 38551. That is a building size, not a count of open apartments.
Are there other affordable apartments near Riverside Apts.?
Yes — this page lists other income-restricted buildings in 38551 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Riverside Apts.?
Call the number on this page and ask about the waiting list or how to apply at Riverside Apts. in Celina, TN 38551. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Celina, TN 38551?
Most income-restricted buildings in Celina, TN 38551 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,300, and $39,000 for a 4-person household. Public housing can go up to 80% ($43,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Celina, TN 38551?
For many programs in Celina, TN 38551, the 2026 HUD very low-income (50%) limit is $27,300 a year for 1 person and $39,000 for 4 people. The low-income (80%) limit is $43,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Celina, TN 38551?
In public housing and most Section 8 in Celina, TN 38551, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Celina, TN 38551 is $1,000 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Riverside Apts. take Section 8 vouchers?
This file does not say that Riverside Apts. has a project-based Section 8 contract. Some landlords in Celina, TN 38551 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Riverside Apts..
Sources: HUD LIHTC database, 2024 (released Apr 2026); USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.