St. Cloud — Income-Restricted Housing in Rapid City, SD 57701
1212 E St Cloud, Rapid City, SD 57701
16 units · 15 income-restricted · 1–2 BR · People with disabilities
Leasing office: (605) 343-4550Directions
How to apply
- Call the leasing office at (605) 343-4550 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1983
- Bedrooms
- 6 1 bedroom · 9 2 bedrooms
- HUD inspection
- HUD inspection score: 98/100 (Jan 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Sheridan/Queen Heights
115 N Lacrosse St, Rapid City, SD 57701
0.8 mi away
140 units · 2–3 BR
- Apply through Pennington County Housing and Redevelopment Commission
- Residents waited about 25 months to move in (HUD, Oct 2026)
The Radiant
28 Racine Street, Rapid City, SD 57701
0.8 mi away
42 units · 30 income-restricted · 1–3 BR
Estes Park
1230 Estes Park Ct, Rapid City, SD 57701
0.9 mi away
39 units · 1–2 BR
- Affordability period may have ended — call to confirm
Sundial Square Apts I
106 Waterloo St, Rapid City, SD 57701
0.9 mi away
21 units
- Affordability period may have ended — call to confirm
Indiana Home
232 E Indiana St, Rapid City, SD 57701
1 mi away
12 units · 1 BR · People with disabilities
Driftwood Estates
408 E Fairlane Dr, Rapid City, SD 57701
1.2 mi away
60 units · 59 income-restricted · 2–3 BR
Rents and income limits in 57701
- Fair market rent, 2 bedrooms
- $1,310/mo
- Income needed to pay it at 30% of income
- $52,400/yr
- Renters in 57701 paying 30% or more of income on rent
- 54%
Income limits (2026)
Rapid City, SD area · median family income $101,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,300 | $35,500 | $56,750 |
| 2 | $24,350 | $40,550 | $64,850 |
| 3 | $27,400 | $45,600 | $72,950 |
| 4 | $33,000 | $50,650 | $81,050 |
| 5 | $38,680 | $54,750 | $87,550 |
| 6 | $44,360 | $58,800 | $94,050 |
| 7 | $50,040 | $62,850 | $100,550 |
| 8 | $55,720 | $66,900 | $107,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 57701 | Wider area |
|---|---|---|
| Studio | $910 | $996 |
| 1 bedroom | $1,000 | $1,093 |
| 2 bedrooms | $1,310 | $1,430 |
| 3 bedrooms | $1,680 | $1,833 |
| 4 bedrooms | $2,190 | $2,390 |
Wider area = Rapid City, SD. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,250 (57718) to $1,820 (57706).
Census figures for 57701 (2020–2024 average): median rent $961. Median household income $56,461. 39% of homes are rented. 54% of renters pay 30% or more of their income on rent, and 23% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 57701's fair market rent.
Estimate your Section 8 rent share for 57701Frequently Asked Questions
How do I apply to St. Cloud?
Call (605) 343-4550 and ask about applying, vacancies, and waiting lists at St. Cloud in Rapid City, SD 57701. These records do not show openings.
Is St. Cloud Section 8 housing?
St. Cloud is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at St. Cloud?
Public records list 16 units at St. Cloud in Rapid City, SD 57701. That is a building size, not a count of open apartments.
Are there other affordable apartments near St. Cloud?
Yes — this page lists other income-restricted buildings in 57701 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into St. Cloud?
Call the number on this page and ask about the waiting list or how to apply at St. Cloud in Rapid City, SD 57701. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Rapid City, SD 57701?
Most income-restricted buildings in Rapid City, SD 57701 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,500, and $50,650 for a 4-person household. Public housing can go up to 80% ($56,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Rapid City, SD 57701?
For many programs in Rapid City, SD 57701, the 2026 HUD very low-income (50%) limit is $35,500 a year for 1 person and $50,650 for 4 people. The low-income (80%) limit is $56,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Rapid City, SD 57701?
In public housing and most Section 8 in Rapid City, SD 57701, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Rapid City, SD 57701 is $1,310 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does St. Cloud take Section 8 vouchers?
St. Cloud is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.