Cole Road Apts — Income-Restricted Housing in Lake City, SC 29560
324 Koger Cir, Lake City, SC 29560
40 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
How to apply
- Managed by Fitch Irick Management, LLC. USDA does not publish a phone number for this property.
- Find contact info on USDA's Multifamily Housing programs page.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1999
- Income limit
- 60% AMI
- Bedrooms
- 12 1 bedroom · 24 2 bedrooms · 4 3 bedrooms
- USDA rental assistance
- 39 units (tenant pays about 30% of income)
- Accessible units
- 2
- Managed by
- Fitch Irick Management, LLC
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Nearby income-restricted buildings
Palmetto Frond Apts
304 Frond Cir, Lake City, SC 29560
0.1 mi away
32 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Lake City Apts
220 Kelley St, Lake City, SC 29560
2.3 mi away
38 units · 1–3 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Durant Drive Apt-Lake City HA
398 N. Matthews Road, Lake City, SC 29560
2.5 mi away
112 units · 1–4+ BR
Mingle Court, Brentwood Circle
398 N. Matthews Road, Lake City, SC 29560
2.5 mi away
187 units · 1–4+ BR
Rents and income limits in 29560
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
- Renters in 29560 paying 30% or more of income on rent
- 52%
Income limits (2026)
Florence, SC area · median family income $79,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,700 | $27,800 | $44,450 |
| 2 | $21,640 | $31,750 | $50,800 |
| 3 | $27,320 | $35,700 | $57,150 |
| 4 | $33,000 | $39,650 | $63,450 |
| 5 | $38,680 | $42,850 | $68,550 |
| 6 | $44,360 | $46,000 | $73,650 |
| 7 | $49,200 | $49,200 | $78,700 |
| 8 | $52,350 | $52,350 | $83,800 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 29560 | Wider area |
|---|---|---|
| Studio | $860 | $982 |
| 1 bedroom | $860 | $987 |
| 2 bedrooms | $1,010 | $1,121 |
| 3 bedrooms | $1,300 | $1,444 |
| 4 bedrooms | $1,430 | $1,545 |
Wider area = Florence, SC. Two-bedroom fair market rents in 4 nearby ZIPs range from $890 (29556) to $1,010 (29530).
Census figures for 29560 (2020–2024 average): median rent $709. Median household income $46,601. 38% of homes are rented. 52% of renters pay 30% or more of their income on rent, and 37% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 29560's fair market rent.
Estimate your Section 8 rent share for 29560Frequently Asked Questions
How do I apply to Cole Road Apts?
No phone is listed for Cole Road Apts. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Cole Road Apts Section 8 housing?
Cole Road Apts is listed as income-restricted housing in Lake City, SC 29560 (lihtc, usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Cole Road Apts?
Public records list 40 units at Cole Road Apts in Lake City, SC 29560. That is a building size, not a count of open apartments.
Are there other affordable apartments near Cole Road Apts?
Yes — this page lists other income-restricted buildings in 29560 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Cole Road Apts?
Call the number on this page and ask about the waiting list or how to apply at Cole Road Apts in Lake City, SC 29560. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Lake City, SC 29560?
Most income-restricted buildings in Lake City, SC 29560 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,800, and $39,650 for a 4-person household. Public housing can go up to 80% ($44,450 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Lake City, SC 29560?
For many programs in Lake City, SC 29560, the 2026 HUD very low-income (50%) limit is $27,800 a year for 1 person and $39,650 for 4 people. The low-income (80%) limit is $44,450 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Lake City, SC 29560?
In public housing and most Section 8 in Lake City, SC 29560, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Lake City, SC 29560 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Cole Road Apts take Section 8 vouchers?
This file does not say that Cole Road Apts has a project-based Section 8 contract. Some landlords in Lake City, SC 29560 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Cole Road Apts.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.