Palmetto Terrace I & II — Income-Restricted Housing in Columbia, SC 29203
3021 Howell Ct, Columbia, SC 29203
112 units · 1–3 BR
Leasing office: (803) 254-7769Directions
How to apply
- Call the leasing office at (803) 254-7769 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1968
- Income limit
- 60% AMI
- Bedrooms
- 24 1 bedroom · 48 2 bedrooms · 40 3 bedrooms
- HUD inspection
- HUD inspection score: 96/100 (Mar 2026) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Shaw & Water Street Apts
3837 Shaw St, Columbia, SC 29203
0.7 mi away
10 units · 1–2 BR
- Affordability period may have ended — call to confirm
Medical Drive Apts
3600 Medical Dr, Columbia, SC 29203
0.8 mi away
4 units · 2 BR
- Affordability period may have ended — call to confirm
North Pointe Estates
100 Ripplemeyer Ave Apts 31A-31H, Columbia, SC 29203
0.9 mi away
188 units · 1–4+ BR
Southeast Housing
100 Lorick Cir Apt 4-1, Columbia, SC 29203
0.9 mi away
359 units · 1–3 BR
- Apply through Housing Authority of the City of Columbia
- Residents waited about 68 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Bay Berry Mews
4019 Lester Dr, Columbia, SC 29203
1.2 mi away
100 units · 3–4+ BR · People with disabilities
Rents and income limits in 29203
- Fair market rent, 2 bedrooms
- $1,200/mo
- Income needed to pay it at 30% of income
- $48,000/yr
- Renters in 29203 paying 30% or more of income on rent
- 56%
Income limits (2026)
Columbia, SC area · median family income $92,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,400 | $32,350 | $51,750 |
| 2 | $22,200 | $37,000 | $59,150 |
| 3 | $27,320 | $41,600 | $66,550 |
| 4 | $33,000 | $46,200 | $73,900 |
| 5 | $38,680 | $49,900 | $79,850 |
| 6 | $44,360 | $53,600 | $85,750 |
| 7 | $50,040 | $57,300 | $91,650 |
| 8 | $55,720 | $61,000 | $97,550 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 29203 | Wider area |
|---|---|---|
| Studio | $970 | $992 |
| 1 bedroom | $1,100 | $1,126 |
| 2 bedrooms | $1,200 | $1,226 |
| 3 bedrooms | $1,510 | $1,546 |
| 4 bedrooms | $1,720 | $1,754 |
Wider area = Columbia, SC. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,150 (29204) to $1,650 (29229).
Census figures for 29203 (2020–2024 average): median rent $1,110. Median household income $46,054. 51% of homes are rented. 56% of renters pay 30% or more of their income on rent, and 27% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 29203's fair market rent.
Estimate your Section 8 rent share for 29203Frequently Asked Questions
How do I apply to Palmetto Terrace I & II?
Call (803) 254-7769 and ask about applying, vacancies, and waiting lists at Palmetto Terrace I & II in Columbia, SC 29203. These records do not show openings.
Is Palmetto Terrace I & II Section 8 housing?
Palmetto Terrace I & II is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Palmetto Terrace I & II?
Public records list 112 units at Palmetto Terrace I & II in Columbia, SC 29203. That is a building size, not a count of open apartments.
Are there other affordable apartments near Palmetto Terrace I & II?
Yes — this page lists other income-restricted buildings in 29203 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Palmetto Terrace I & II?
Call the number on this page and ask about the waiting list or how to apply at Palmetto Terrace I & II in Columbia, SC 29203. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Columbia, SC 29203?
Most income-restricted buildings in Columbia, SC 29203 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,350, and $46,200 for a 4-person household. Public housing can go up to 80% ($51,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Columbia, SC 29203?
For many programs in Columbia, SC 29203, the 2026 HUD very low-income (50%) limit is $32,350 a year for 1 person and $46,200 for 4 people. The low-income (80%) limit is $51,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Columbia, SC 29203?
In public housing and most Section 8 in Columbia, SC 29203, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Columbia, SC 29203 is $1,200 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Palmetto Terrace I & II take Section 8 vouchers?
Palmetto Terrace I & II is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.