Cumberland Garden Phase 3 — Income-Restricted Housing in Allentown, PA 18103
433 E Cumberland St, Allentown, PA 18103
56 units · 1–3 BR
- Apply through Allentown Housing Authority
- Residents waited about 80 months to move in (HUD, Oct 2026)
Housing authority: (610) 439-8678Directions
How to apply
- Apply through Allentown Housing Authority. They run this development and take applications.
- Call the housing authority at (610) 439-8678.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 4 1 bedroom · 31 2 bedrooms · 21 3 bedrooms
- Average tenant rent
- $569/mo
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Nearby income-restricted buildings
Cumberland Phase I Rehab
507 E Cumberland St, Allentown, PA 18103
0.1 mi away
62 units · 1–3 BR
- Apply through Allentown Housing Authority
- Residents waited about 110 months to move in (HUD, Oct 2026)
Constitution Dr Apts
1012 Constitution Dr, Allentown, PA 18103
0.3 mi away
3 units · 2 BR
- Affordability period may have ended — call to confirm
Woodward Street
641 S Woodward St, Allentown, PA 18103
0.8 mi away
7 units · 1–3 BR
- Affordability period may have ended — call to confirm
Market Street Apts
345 Market St, Allentown, PA 18103
1 mi away
7 units
- Affordability period may have ended — call to confirm
Allentown, Pennsylvania Suppor
909 S 6th St, Allentown, PA 18103
1.1 mi away
18 units · 1–2 BR · People with disabilities
S 7th St Apts
1112 S Seventh St, Allentown, PA 18103
1.2 mi away
5 units · 1–2 BR
- Affordability period may have ended — call to confirm
Rents and income limits in 18103
- Fair market rent, 2 bedrooms
- $1,850/mo
- Income needed to pay it at 30% of income
- $74,000/yr
- Renters in 18103 paying 30% or more of income on rent
- 57%
Income limits (2026)
Allentown-Bethlehem-Easton, PA area · median family income $104,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,950 | $36,550 | $58,450 |
| 2 | $25,050 | $41,800 | $66,800 |
| 3 | $28,200 | $47,000 | $75,150 |
| 4 | $33,000 | $52,200 | $83,500 |
| 5 | $38,680 | $56,400 | $90,200 |
| 6 | $44,360 | $60,600 | $96,900 |
| 7 | $50,040 | $64,750 | $103,550 |
| 8 | $55,720 | $68,950 | $110,250 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 18103 | Wider area |
|---|---|---|
| Studio | $1,310 | $1,302 |
| 1 bedroom | $1,530 | $1,519 |
| 2 bedrooms | $1,850 | $1,839 |
| 3 bedrooms | $2,320 | $2,306 |
| 4 bedrooms | $2,500 | $2,482 |
Wider area = Allentown-Bethlehem-Easton, PA. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,530 (18032) to $2,610 (18034).
Census figures for 18103 (2020–2024 average): median rent $1,368. Median household income $72,895. 37% of homes are rented. 57% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 18103's fair market rent.
Estimate your Section 8 rent share for 18103Frequently Asked Questions
How do I apply to Cumberland Garden Phase 3?
Apply through Allentown Housing Authority, which runs Cumberland Garden Phase 3. Call (610) 439-8678. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Cumberland Garden Phase 3 Section 8 housing?
Cumberland Garden Phase 3 is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Cumberland Garden Phase 3?
Public records list 56 units at Cumberland Garden Phase 3 in Allentown, PA 18103. That is a building size, not a count of open apartments.
Are there other affordable apartments near Cumberland Garden Phase 3?
Yes — this page lists other income-restricted buildings in 18103 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Cumberland Garden Phase 3?
Call the number on this page and ask about the waiting list or how to apply at Cumberland Garden Phase 3 in Allentown, PA 18103. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Allentown, PA 18103?
Most income-restricted buildings in Allentown, PA 18103 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,550, and $52,200 for a 4-person household. Public housing can go up to 80% ($58,450 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Allentown, PA 18103?
For many programs in Allentown, PA 18103, the 2026 HUD very low-income (50%) limit is $36,550 a year for 1 person and $52,200 for 4 people. The low-income (80%) limit is $58,450 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Allentown, PA 18103?
In public housing and most Section 8 in Allentown, PA 18103, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Allentown, PA 18103 is $1,850 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Cumberland Garden Phase 3 take Section 8 vouchers?
This file does not say that Cumberland Garden Phase 3 has a project-based Section 8 contract. Some landlords in Allentown, PA 18103 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Cumberland Garden Phase 3.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.