The Keys — Income-Restricted Housing in Ardmore, OK 73401
106 3rd St, SW, Ardmore, OK 73401
12 units · 1 BR · People with disabilities
Leasing office: (580) 226-3580Directions
How to apply
- Call the leasing office at (580) 226-3580 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1995
- Bedrooms
- 12 1 bedroom
- HUD inspection
- HUD inspection score: 80/100 (Apr 2026) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Chambrooke Homes of Ardmore
600 S Washington St, Ardmore, OK 73401
0.3 mi away
40 units · 2–4+ BR · People with disabilities
Columbia Crossing
600 S. Washington St., Ardmore, OK 73401
0.3 mi away
44 units · Studio–3 BR · People with disabilities
Ardmore Affordable Housing
1412 Third Ave NE, Ardmore, OK 73401
1.3 mi away
45 units · 3 BR · People with disabilities
Rents and income limits in 73401
- Fair market rent, 2 bedrooms
- $1,090/mo
- Income needed to pay it at 30% of income
- $43,600/yr
- Renters in 73401 paying 30% or more of income on rent
- 44%
Income limits (2026)
Carter County, OK area · median family income $80,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,900 | $28,150 | $45,050 |
| 2 | $21,640 | $32,200 | $51,450 |
| 3 | $27,320 | $36,200 | $57,900 |
| 4 | $33,000 | $40,200 | $64,300 |
| 5 | $38,680 | $43,450 | $69,450 |
| 6 | $44,360 | $46,650 | $74,600 |
| 7 | $49,850 | $49,850 | $79,750 |
| 8 | $53,100 | $53,100 | $84,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 73401 | Wider area |
|---|---|---|
| Studio | $800 | $762 |
| 1 bedroom | $880 | $836 |
| 2 bedrooms | $1,090 | $1,040 |
| 3 bedrooms | $1,380 | $1,318 |
| 4 bedrooms | $1,620 | $1,548 |
Wider area = Carter County, OK. Two-bedroom fair market rents in 4 nearby ZIPs range from $950 (73436) to $1,130 (73032).
Census figures for 73401 (2020–2024 average): median rent $1,006. Median household income $61,989. 37% of homes are rented. 44% of renters pay 30% or more of their income on rent, and 22% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 73401's fair market rent.
Estimate your Section 8 rent share for 73401Frequently Asked Questions
How do I apply to The Keys?
Call (580) 226-3580 and ask about applying, vacancies, and waiting lists at The Keys in Ardmore, OK 73401. These records do not show openings.
Is The Keys Section 8 housing?
The Keys is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at The Keys?
Public records list 12 units at The Keys in Ardmore, OK 73401. That is a building size, not a count of open apartments.
Are there other affordable apartments near The Keys?
Yes — this page lists other income-restricted buildings in 73401 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into The Keys?
Call the number on this page and ask about the waiting list or how to apply at The Keys in Ardmore, OK 73401. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Ardmore, OK 73401?
Most income-restricted buildings in Ardmore, OK 73401 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $28,150, and $40,200 for a 4-person household. Public housing can go up to 80% ($45,050 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Ardmore, OK 73401?
For many programs in Ardmore, OK 73401, the 2026 HUD very low-income (50%) limit is $28,150 a year for 1 person and $40,200 for 4 people. The low-income (80%) limit is $45,050 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Ardmore, OK 73401?
In public housing and most Section 8 in Ardmore, OK 73401, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Ardmore, OK 73401 is $1,090 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does The Keys take Section 8 vouchers?
The Keys is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.