Winton Terrace — Income-Restricted Housing in Cincinnati, OH 45232
58 Craft St, Cincinnati, OH 45232
608 units · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 13 months to move in (HUD, Oct 2026)
Housing authority: (513) 977-5661Directions
How to apply
- Apply through Cincinnati Metropolitan Housing Authority. They run this development and take applications.
- Call the housing authority at (513) 977-5661.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 92 1 bedroom · 275 2 bedrooms · 241 3 bedrooms
- Average tenant rent
- $238/mo
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Nearby income-restricted buildings
Findlater Gardens
590 Dutch Colony Dr, Cincinnati, OH 45232
0.7 mi away
649 units · 1–3 BR
- Apply through Cincinnati Metropolitan Housing Authority
- Residents waited about 25 months to move in (HUD, Oct 2026)
Garden Hill / Washington Park Housing
5480 Gardenview Ln, Cincinnati, OH 45232
0.9 mi away
245 units · 237 income-restricted · 1–4+ BR
St. Bernard Commons
5007 Greenlee Ave., Saint Bernard, OH 45217
1.2 mi away
42 units · 41 income-restricted · 1 BR
Booth Residence
6000 Townvista Dr, Finneytown, OH 45224
1.5 mi away
150 units · 149 income-restricted · 1–2 BR
Catherine Booth Residence
6385 Center Hill Avenue, Finneytown, OH 45224
1.6 mi away
96 units · 95 income-restricted · 1 BR
Northside Partners
1410 Apjones St, Cincinnati, OH 45223
1.6 mi away
4 units
- Affordability period may have ended — call to confirm
Seymour Station Apts
300 W Seymour Ave, Cincinnati, OH 45216
1.8 mi away
12 units · 8 income-restricted
- Affordability period may have ended — call to confirm
Rents and income limits in 45232
- Fair market rent, 2 bedrooms
- $1,040/mo
- Income needed to pay it at 30% of income
- $41,600/yr
- Renters in 45232 paying 30% or more of income on rent
- 40%
Income limits (2026)
Cincinnati, OH-KY-IN area · median family income $109,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $23,100 | $38,500 | $61,550 |
| 2 | $26,400 | $44,000 | $70,350 |
| 3 | $29,700 | $49,500 | $79,150 |
| 4 | $33,000 | $54,950 | $87,900 |
| 5 | $38,680 | $59,350 | $94,950 |
| 6 | $44,360 | $63,750 | $102,000 |
| 7 | $50,040 | $68,150 | $109,000 |
| 8 | $55,720 | $72,550 | $116,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 45232 | Wider area |
|---|---|---|
| Studio | $760 | $1,052 |
| 1 bedroom | $810 | $1,128 |
| 2 bedrooms | $1,040 | $1,442 |
| 3 bedrooms | $1,370 | $1,897 |
| 4 bedrooms | $1,540 | $2,141 |
Wider area = Cincinnati, OH-KY-IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,140 (45225) to $1,480 (45267).
Census figures for 45232 (2020–2024 average): median rent $616. Median household income $28,367. 79% of homes are rented. 40% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 45232's fair market rent.
Estimate your Section 8 rent share for 45232Frequently Asked Questions
How do I apply to Winton Terrace?
Apply through Cincinnati Metropolitan Housing Authority, which runs Winton Terrace. Call (513) 977-5661. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Winton Terrace Section 8 housing?
Winton Terrace is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Winton Terrace?
Public records list 608 units at Winton Terrace in Cincinnati, OH 45232. That is a building size, not a count of open apartments.
Are there other affordable apartments near Winton Terrace?
Yes — this page lists other income-restricted buildings in 45232 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Winton Terrace?
Call the number on this page and ask about the waiting list or how to apply at Winton Terrace in Cincinnati, OH 45232. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Cincinnati, OH 45232?
Most income-restricted buildings in Cincinnati, OH 45232 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $38,500, and $54,950 for a 4-person household. Public housing can go up to 80% ($61,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cincinnati, OH 45232?
For many programs in Cincinnati, OH 45232, the 2026 HUD very low-income (50%) limit is $38,500 a year for 1 person and $54,950 for 4 people. The low-income (80%) limit is $61,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Cincinnati, OH 45232?
In public housing and most Section 8 in Cincinnati, OH 45232, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cincinnati, OH 45232 is $1,040 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Winton Terrace take Section 8 vouchers?
This file does not say that Winton Terrace has a project-based Section 8 contract. Some landlords in Cincinnati, OH 45232 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Winton Terrace.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.