Affordable & Low-Income Housing in Sugar Loaf, NY
No income-restricted buildings are listed in Sugar Loaf.
No income-restricted buildings are listed in Sugar Loaf, NY. These lists don't show openings — call to ask about vacancies and waiting lists.
ZIP codes in Sugar Loaf
Nearby cities
Rents and income limits in 10981
- Fair market rent, 2 bedrooms
- $2,170/mo
- Income needed to pay it at 30% of income
- $86,800/yr
Income limits (2026)
Kiryas Joel-Poughkeepsie-Newburgh, NY area · median family income $125,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $26,450 | $44,100 | $70,500 |
| 2 | $30,200 | $50,400 | $80,600 |
| 3 | $34,000 | $56,700 | $90,650 |
| 4 | $37,750 | $62,950 | $100,700 |
| 5 | $40,800 | $68,000 | $108,800 |
| 6 | $44,360 | $73,050 | $116,850 |
| 7 | $50,040 | $78,100 | $124,900 |
| 8 | $55,720 | $83,100 | $132,950 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 10981 | Wider area |
|---|---|---|
| Studio | $1,510 | $1,484 |
| 1 bedroom | $1,690 | $1,659 |
| 2 bedrooms | $2,170 | $2,131 |
| 3 bedrooms | $2,730 | $2,685 |
| 4 bedrooms | $2,880 | $2,824 |
Wider area = Kiryas Joel-Poughkeepsie-Newburgh, NY. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,870 (10990) to $2,890 (10958).
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures). Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 10981's fair market rent.
Estimate your Section 8 rent share for 10981Frequently Asked Questions
Is there Section 8 housing in Sugar Loaf, NY?
Yes — this directory lists income-restricted buildings in Sugar Loaf, NY, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Sugar Loaf, NY have openings?
These lists for Sugar Loaf, NY don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Sugar Loaf, NY?
Use the phone number on each building card in Sugar Loaf, NY. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Sugar Loaf, NY?
In Sugar Loaf, NY, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in Sugar Loaf, NY?
No income-restricted buildings are listed in Sugar Loaf, NY right now. Nearby ZIP codes on this page may still have buildings you can call.
People Also Ask
How do I qualify for affordable housing in Sugar Loaf, NY?
Most income-restricted buildings in Sugar Loaf, NY serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $44,100, and $62,950 for a 4-person household. Public housing can go up to 80% ($70,500 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Sugar Loaf, NY?
For many programs in Sugar Loaf, NY, the 2026 HUD very low-income (50%) limit is $44,100 a year for 1 person and $62,950 for 4 people. The low-income (80%) limit is $70,500 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Sugar Loaf, NY?
There is no single waiting list for Sugar Loaf, NY. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Sugar Loaf, NY?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Sugar Loaf, NY?
In public housing and most Section 8 in Sugar Loaf, NY, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Sugar Loaf, NY is $2,170 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Sugar Loaf, NY?
A Housing Choice Voucher is not automatically accepted at every building in Sugar Loaf, NY. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Sugar Loaf, NY?
This page may still list buildings in Sugar Loaf, NY that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.