Guilderland Senior Housing — Income-Restricted Housing in Schenectady, NY 12303
3485 Carman Rd, Schenectady, NY 12303
48 units · 1–2 BR
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2000
- Bedrooms
- 32 1 bedroom · 16 2 bedrooms
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Nearby income-restricted buildings
Omni Sen Living Comm of Guilderland II
3489 Carman Rd, Schenectady, NY 12303
0 mi away
48 units · 1–2 BR
Father Leo OBrien Senior Housing
3151 Marra Ln, Rotterdam, NY 12303
1.2 mi away
50 units · 49 income-restricted · 1 BR
Mont Pleasant Commons
1502 Chrisler Ave, Schenectady, NY 12303
3.4 mi away
50 units · 49 income-restricted · 1 BR
Lawrence Commons
2660 Albany St, Schenectady, NY 12304
3.1 mi away
12 units · 1 BR · People with disabilities
Eastside
133 Steinmetz Homes, Schenectady, NY 12304
3.2 mi away
302 units · 1–3 BR
- Apply through Schenectady Municipal Housing Authority
- Residents waited about 54 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Southgate Apts
185-199 Frank St, Schenectady, NY 12304
3.4 mi away
292 units · 269 income-restricted · 1–3 BR
Bishop Broderick Apartments
50 Prescott ST, Albany, NY 12205
3.8 mi away
101 units · 100 income-restricted · 1 BR · People with disabilities
Rents and income limits in 12303
- Fair market rent, 2 bedrooms
- $1,540/mo
- Income needed to pay it at 30% of income
- $61,600/yr
- Renters in 12303 paying 30% or more of income on rent
- 65%
Income limits (2026)
Albany-Schenectady-Troy, NY area · median family income $123,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $25,900 | $43,100 | $68,950 |
| 2 | $29,600 | $49,250 | $78,800 |
| 3 | $33,300 | $55,400 | $88,650 |
| 4 | $36,950 | $61,550 | $98,500 |
| 5 | $39,950 | $66,500 | $106,400 |
| 6 | $44,360 | $71,400 | $114,300 |
| 7 | $50,040 | $76,350 | $122,150 |
| 8 | $55,720 | $81,250 | $130,050 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 12303 | Wider area |
|---|---|---|
| Studio | $1,110 | $1,238 |
| 1 bedroom | $1,280 | $1,425 |
| 2 bedrooms | $1,540 | $1,711 |
| 3 bedrooms | $1,840 | $2,039 |
| 4 bedrooms | $2,030 | $2,249 |
Wider area = Albany-Schenectady-Troy, NY. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,540 (12304) to $2,570 (12222).
Census figures for 12303 (2020–2024 average): median rent $1,140. Median household income $84,375. 26% of homes are rented. 65% of renters pay 30% or more of their income on rent, and 45% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 12303's fair market rent.
Estimate your Section 8 rent share for 12303Frequently Asked Questions
How do I apply to Guilderland Senior Housing?
No phone is listed for Guilderland Senior Housing. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Guilderland Senior Housing Section 8 housing?
Guilderland Senior Housing is listed as income-restricted housing in Schenectady, NY 12303 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Guilderland Senior Housing?
Public records list 48 units at Guilderland Senior Housing in Schenectady, NY 12303. That is a building size, not a count of open apartments.
Are there other affordable apartments near Guilderland Senior Housing?
Yes — this page lists other income-restricted buildings in 12303 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Guilderland Senior Housing?
Call the number on this page and ask about the waiting list or how to apply at Guilderland Senior Housing in Schenectady, NY 12303. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Schenectady, NY 12303?
Most income-restricted buildings in Schenectady, NY 12303 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $43,100, and $61,550 for a 4-person household. Public housing can go up to 80% ($68,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Schenectady, NY 12303?
For many programs in Schenectady, NY 12303, the 2026 HUD very low-income (50%) limit is $43,100 a year for 1 person and $61,550 for 4 people. The low-income (80%) limit is $68,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Schenectady, NY 12303?
In public housing and most Section 8 in Schenectady, NY 12303, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Schenectady, NY 12303 is $1,540 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Guilderland Senior Housing take Section 8 vouchers?
This file does not say that Guilderland Senior Housing has a project-based Section 8 contract. Some landlords in Schenectady, NY 12303 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Guilderland Senior Housing.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.