Site E — Income-Restricted Housing in Gallup, NM 87301
500 Gomez Dr, Gallup, NM 87301
46 units · 3 BR
- Apply through Housing Authority of the City of Gallup
- Residents waited about 10 months to move in (HUD, Oct 2026)
Housing authority: (505) 722-4388Directions
How to apply
- Apply through Housing Authority of the City of Gallup. They run this development and take applications.
- Call the housing authority at (505) 722-4388.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 46 3 bedrooms
- Average tenant rent
- $766/mo
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Nearby income-restricted buildings
Nm Mfh Partnership 2012, LLLP
201 Montoya Blvd., Gallup, NM 87301
0.7 mi away
208 units · 1–3 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Gallup Group Home
209 West Adams, Gallup, NM 87301
0.9 mi away
11 units · 10 income-restricted · People with disabilities
Site D-4
1019 E Morgan Ave, Gallup, NM 87301
0.9 mi away
29 units · 1 BR
- Apply through Housing Authority of the City of Gallup
- Residents waited about 21 months to move in (HUD, Oct 2026)
- Most residents are 62 or older
Site a-3
400A Arnold St, Gallup, NM 87301
2.1 mi away
188 units · 1–3 BR
- Apply through Housing Authority of the City of Gallup
- Residents waited about 11 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Gallup Sunset Hills Apts. LP, LLLP
204 Rudy Lane, Gallup, NM 87301
2.2 mi away
61 units · 1 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Rents and income limits in 87301
- Fair market rent, 2 bedrooms
- $1,180/mo
- Income needed to pay it at 30% of income
- $47,200/yr
- Renters in 87301 paying 30% or more of income on rent
- 49%
Income limits (2026)
McKinley County, NM area · median family income $56,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $15,960 | $25,550 | $40,850 |
| 2 | $21,640 | $29,200 | $46,650 |
| 3 | $27,320 | $32,850 | $52,500 |
| 4 | $33,000 | $36,450 | $58,300 |
| 5 | $38,680 | $39,400 | $63,000 |
| 6 | $42,300 | $42,300 | $67,650 |
| 7 | $45,200 | $45,200 | $72,300 |
| 8 | $48,150 | $48,150 | $77,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 87301 | Wider area |
|---|---|---|
| Studio | $820 | $794 |
| 1 bedroom | $940 | $911 |
| 2 bedrooms | $1,180 | $1,140 |
| 3 bedrooms | $1,410 | $1,358 |
| 4 bedrooms | $1,550 | $1,498 |
Wider area = McKinley County, NM. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,140 (87305) to $1,480 (87375).
Census figures for 87301 (2020–2024 average): median rent $930. Median household income $58,772. 47% of homes are rented. 49% of renters pay 30% or more of their income on rent, and 25% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 87301's fair market rent.
Estimate your Section 8 rent share for 87301Frequently Asked Questions
How do I apply to Site E?
Apply through Housing Authority of the City of Gallup, which runs Site E. Call (505) 722-4388. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Site E Section 8 housing?
Site E is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Site E?
Public records list 46 units at Site E in Gallup, NM 87301. That is a building size, not a count of open apartments.
Are there other affordable apartments near Site E?
Yes — this page lists other income-restricted buildings in 87301 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Site E?
Call the number on this page and ask about the waiting list or how to apply at Site E in Gallup, NM 87301. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Gallup, NM 87301?
Most income-restricted buildings in Gallup, NM 87301 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,550, and $36,450 for a 4-person household. Public housing can go up to 80% ($40,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Gallup, NM 87301?
For many programs in Gallup, NM 87301, the 2026 HUD very low-income (50%) limit is $25,550 a year for 1 person and $36,450 for 4 people. The low-income (80%) limit is $40,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Gallup, NM 87301?
In public housing and most Section 8 in Gallup, NM 87301, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Gallup, NM 87301 is $1,180 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Site E take Section 8 vouchers?
This file does not say that Site E has a project-based Section 8 contract. Some landlords in Gallup, NM 87301 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Site E.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.