Operation Life — Income-Restricted Housing in Long Branch, NJ 07740
384 2nd Ave, Long Branch, NJ 07740
24 units · Studio–2 BR · People with disabilities
Management office: (732) 493-5900Directions
How to apply
- Call the management office at (732) 493-5900 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1983
- Bedrooms
- 4 Studio · 16 1 bedroom · 4 2 bedrooms
- HUD inspection
- HUD inspection score: 98/100 (Sep 2026) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Oceanpointe Towers
Ten Pavilion Ave, Long Branch, NJ 07740
0.4 mi away
151 units · 150 income-restricted · 1 BR
Woodrow Wilson Homes II
520 High Street, Long Branch, NJ 07740
0.7 mi away
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- Apply through Long Branch Housing Authority
- Residents waited about 13 months to move in (HUD, Oct 2026)
Woodrow Wilson Homes III
11 Wardell Place, Long Branch, NJ 07740
0.8 mi away
12 units · 1–3 BR
- Apply through Long Branch Housing Authority
LITC#07907 Garfield Court - Phase I
PO Box 337 P O Box 337, Long Branch, NJ 07740
0.9 mi away
67 units
- Affordability period may have ended — call to confirm
Kennedy Tws
36 Rockwell Ave, Long Branch, NJ 07740
1 mi away
160 units · 1–2 BR
- Apply through Long Branch Housing Authority
- Residents waited about 7 months to move in (HUD, Oct 2026)
Monmouth Ucp Housing
465 Dewey St, Long Branch, NJ 07740
1 mi away
6 units · Studio · People with disabilities
Rents and income limits in 07740
- Fair market rent, 2 bedrooms
- $2,410/mo
- Income needed to pay it at 30% of income
- $96,400/yr
- Renters in 07740 paying 30% or more of income on rent
- 53%
Income limits (2026)
Monmouth-Ocean, NJ area · median family income $140,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $29,550 | $49,250 | $76,000 |
| 2 | $33,800 | $56,250 | $86,850 |
| 3 | $38,000 | $63,300 | $97,700 |
| 4 | $42,200 | $70,300 | $108,550 |
| 5 | $45,600 | $75,950 | $117,250 |
| 6 | $49,000 | $81,550 | $125,950 |
| 7 | $52,350 | $87,200 | $134,650 |
| 8 | $55,750 | $92,800 | $143,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 07740 | Wider area |
|---|---|---|
| Studio | $1,760 | $1,671 |
| 1 bedroom | $1,950 | $1,847 |
| 2 bedrooms | $2,410 | $2,283 |
| 3 bedrooms | $3,090 | $2,927 |
| 4 bedrooms | $3,420 | $3,241 |
Wider area = Monmouth-Ocean, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,070 (07723) to $3,420 (07704).
Census figures for 07740 (2020–2024 average): median rent $1,882. Median household income $79,870. 57% of homes are rented. 53% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07740's fair market rent.
Estimate your Section 8 rent share for 07740Frequently Asked Questions
How do I apply to Operation Life?
Call (732) 493-5900 and ask about applying, vacancies, and waiting lists at Operation Life in Long Branch, NJ 07740. These records do not show openings.
Is Operation Life Section 8 housing?
Operation Life is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Operation Life?
Public records list 24 units at Operation Life in Long Branch, NJ 07740. That is a building size, not a count of open apartments.
Are there other affordable apartments near Operation Life?
Yes — this page lists other income-restricted buildings in 07740 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Operation Life?
Call the number on this page and ask about the waiting list or how to apply at Operation Life in Long Branch, NJ 07740. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Long Branch, NJ 07740?
Most income-restricted buildings in Long Branch, NJ 07740 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $49,250, and $70,300 for a 4-person household. Public housing can go up to 80% ($76,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Long Branch, NJ 07740?
For many programs in Long Branch, NJ 07740, the 2026 HUD very low-income (50%) limit is $49,250 a year for 1 person and $70,300 for 4 people. The low-income (80%) limit is $76,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Long Branch, NJ 07740?
In public housing and most Section 8 in Long Branch, NJ 07740, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Long Branch, NJ 07740 is $2,410 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Operation Life take Section 8 vouchers?
Operation Life is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.