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Woodward Terrace — Income-Restricted Housing in Jersey City, NJ 07304

3771 Van Horne St, Jersey City, NJ 07304

Public housing

45 units · 1–3 BR

Housing authority: (201) 706-4638Directions

How to apply

  1. Apply through Housing Authority City of Jersey City. They run this development and take applications.
  2. Call the housing authority at (201) 706-4638.
  3. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Bedrooms (estimated)
2 1 bedroom · 17 2 bedrooms · 26 3 bedrooms
Average tenant rent
$766/mo

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This buildingNearby

Nearby income-restricted buildings

Rents and income limits in 07304

Fair market rent, 2 bedrooms
$2,520/mo
Income needed to pay it at 30% of income
$100,800/yr
Renters in 07304 paying 30% or more of income on rent
52%

Income limits (2026)

Jersey City, NJ area · median family income $110,100. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$30,950$51,550$82,550
2$35,400$58,950$94,350
3$39,800$66,300$106,150
4$44,200$73,700$117,900
5$47,750$79,600$127,350
6$51,300$85,500$136,800
7$54,850$91,400$146,200
8$58,350$97,250$155,650

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size07304Wider area
Studio$2,220$2,462
1 bedroom$2,270$2,514
2 bedrooms$2,520$2,792
3 bedrooms$3,060$3,392
4 bedrooms$3,590$3,976

Wider area = Jersey City, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,020 (07105) to $4,190 (07030).

Census figures for 07304 (2020–2024 average): median rent $1,661. Median household income $70,986. 76% of homes are rented. 52% of renters pay 30% or more of their income on rent, and 23% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 07304's fair market rent.

Estimate your Section 8 rent share for 07304

Frequently Asked Questions

How do I apply to Woodward Terrace?

Apply through Housing Authority City of Jersey City, which runs Woodward Terrace. Call (201) 706-4638. Do not treat a walk-up at the building as the application. These records do not show openings.

Is Woodward Terrace Section 8 housing?

Woodward Terrace is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.

How many units are at Woodward Terrace?

Public records list 45 units at Woodward Terrace in Jersey City, NJ 07304. That is a building size, not a count of open apartments.

Are there other affordable apartments near Woodward Terrace?

Yes — this page lists other income-restricted buildings in 07304 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Woodward Terrace?

Call the number on this page and ask about the waiting list or how to apply at Woodward Terrace in Jersey City, NJ 07304. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Jersey City, NJ 07304?

Most income-restricted buildings in Jersey City, NJ 07304 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $51,550, and $73,700 for a 4-person household. Public housing can go up to 80% ($82,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Jersey City, NJ 07304?

For many programs in Jersey City, NJ 07304, the 2026 HUD very low-income (50%) limit is $51,550 a year for 1 person and $73,700 for 4 people. The low-income (80%) limit is $82,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Jersey City, NJ 07304?

In public housing and most Section 8 in Jersey City, NJ 07304, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Jersey City, NJ 07304 is $2,520 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Woodward Terrace take Section 8 vouchers?

This file does not say that Woodward Terrace has a project-based Section 8 contract. Some landlords in Jersey City, NJ 07304 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Woodward Terrace.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.