Altman Terrace — Income-Restricted Housing in Atlantic City, NJ 08401
1000 Arctic Ave, Atlantic City, NJ 08401
190 units · 1 BR
- Apply through Housing Authority and Urban Redevelopment Age
- Residents waited about 5 months to move in (HUD, Oct 2026)
Housing authority: (609) 344-1107Directions
How to apply
- Apply through Housing Authority and Urban Redevelopment Age. They run this development and take applications.
- Call the housing authority at (609) 344-1107.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 190 1 bedroom
- Average tenant rent
- $367/mo
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Nearby income-restricted buildings
Virginia Arms
31 North Virginia Avenue, Atlantic City, NJ 08401
0 mi away
38 units
- Affordability period may have ended — call to confirm
Atlantic City HOPE VI/Final Phase I
102 N Presbyterian Ave, Atlantic City, NJ 08401
0.1 mi away
3 units
- Apply through Housing Authority and Urban Redevelopment Age
- Several buildings — call for addresses
The Meadows
201 N Virginia Ave, Atlantic City, NJ 08401
0.1 mi away
90 units · 32 income-restricted
- Apply through Housing Authority and Urban Redevelopment Age
- Several buildings — call for addresses
Charles Drew Apartments
1108 City Avenue, Atlantic City, NJ 08401
0.2 mi away
38 units
- Affordability period may have ended — call to confirm
Community Haven / AKA Community Haven Senior Citiz
35 So. Virginia Avenue, Atlantic City, NJ 08401
0.2 mi away
267 units · 251 income-restricted · Studio–1 BR
Shore Park
225 N Virginia Ave, Atlantic City, NJ 08401
0.2 mi away
158 units · 1–2 BR
- Apply through Housing Authority and Urban Redevelopment Age
- Residents waited about 18 months to move in (HUD, Oct 2026)
Victorian Court Townhomes
142 Delaware Avenue, Atlantic City, NJ 08401
0.2 mi away
15 units
- Affordability period may have ended — call to confirm
Rents and income limits in 08401
- Fair market rent, 2 bedrooms
- $1,690/mo
- Income needed to pay it at 30% of income
- $67,600/yr
- Renters in 08401 paying 30% or more of income on rent
- 59%
Income limits (2026)
Atlantic City-Hammonton, NJ area · median family income $97,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,900 | $38,100 | $60,950 |
| 2 | $26,150 | $43,550 | $69,650 |
| 3 | $29,400 | $49,000 | $78,350 |
| 4 | $33,000 | $54,400 | $87,050 |
| 5 | $38,680 | $58,800 | $94,050 |
| 6 | $44,360 | $63,150 | $101,000 |
| 7 | $50,040 | $67,500 | $107,950 |
| 8 | $55,720 | $71,850 | $114,950 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 08401 | Wider area |
|---|---|---|
| Studio | $1,220 | $1,378 |
| 1 bedroom | $1,390 | $1,567 |
| 2 bedrooms | $1,690 | $1,899 |
| 3 bedrooms | $2,330 | $2,578 |
| 4 bedrooms | $2,570 | $2,849 |
Wider area = Atlantic City-Hammonton, NJ. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,700 (08232) to $2,850 (08403).
Census figures for 08401 (2020–2024 average): median rent $1,138. Median household income $41,126. 70% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 31% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 08401's fair market rent.
Estimate your Section 8 rent share for 08401Frequently Asked Questions
How do I apply to Altman Terrace?
Apply through Housing Authority and Urban Redevelopment Age, which runs Altman Terrace. Call (609) 344-1107. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Altman Terrace Section 8 housing?
Altman Terrace is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Altman Terrace?
Public records list 190 units at Altman Terrace in Atlantic City, NJ 08401. That is a building size, not a count of open apartments.
Are there other affordable apartments near Altman Terrace?
Yes — this page lists other income-restricted buildings in 08401 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Altman Terrace?
Call the number on this page and ask about the waiting list or how to apply at Altman Terrace in Atlantic City, NJ 08401. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Atlantic City, NJ 08401?
Most income-restricted buildings in Atlantic City, NJ 08401 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $38,100, and $54,400 for a 4-person household. Public housing can go up to 80% ($60,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Atlantic City, NJ 08401?
For many programs in Atlantic City, NJ 08401, the 2026 HUD very low-income (50%) limit is $38,100 a year for 1 person and $54,400 for 4 people. The low-income (80%) limit is $60,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Atlantic City, NJ 08401?
In public housing and most Section 8 in Atlantic City, NJ 08401, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Atlantic City, NJ 08401 is $1,690 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Altman Terrace take Section 8 vouchers?
This file does not say that Altman Terrace has a project-based Section 8 contract. Some landlords in Atlantic City, NJ 08401 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Altman Terrace.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.