South Side 1 — Income-Restricted Housing in Wilmington, NC 28401
718 S 9th St, Wilmington, NC 28401
1 unit
- Apply through Housing Authority of the City of Wilmington
- Several buildings — call for addresses
Housing authority: (910) 341-7700Directions
How to apply
- Apply through Housing Authority of the City of Wilmington. They run this development and take applications.
- Call the housing authority at (910) 341-7700.
- These records do not show openings — call to confirm vacancies and waiting lists.
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Nearby income-restricted buildings
Hillcrest Annex
2 Hillcrest Anx Apt A, Wilmington, NC 28401
0 mi away
40 units
- Apply through Housing Authority of the City of Wilmington
Dawson Lofts
883 Virgie Rhodes Ln, Wilmington, NC 28401
0.2 mi away
24 units · 1–2 BR
- Apply through Housing Authority of the City of Wilmington
- Residents waited about 94 months to move in (HUD, Oct 2026)
HOPE VI Phase II - Covil
1048 Thomas C Jervay Loop Unit 101, Wilmington, NC 28401
0.2 mi away
102 units · 71 income-restricted · 1–3 BR
- Apply through Housing Authority of the City of Wilmington
- Residents waited about 95 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Hillcrest
905 S 13th St, Wilmington, NC 28401
0.3 mi away
214 units · 1–3 BR
- Apply through Housing Authority of the City of Wilmington
- Residents waited about 54 months to move in (HUD, Oct 2026)
Scattered Sites
1037 S 8th St, Wilmington, NC 28401
0.3 mi away
7 units
- Apply through Housing Authority of the City of Wilmington
Hopewood Apts
1302 1318 Martin Street, Wilmington, NC 28401
0.4 mi away
17 units · 16 income-restricted · 1–2 BR
Kent Street Apts
2026 2028 Kent St, Wilmington, NC 28401
0.4 mi away
12 units · 2 BR
- Affordability period may have ended — call to confirm
Rents and income limits in 28401
- Fair market rent, 2 bedrooms
- $1,500/mo
- Income needed to pay it at 30% of income
- $60,000/yr
- Renters in 28401 paying 30% or more of income on rent
- 57%
Income limits (2026)
Wilmington, NC area · median family income $109,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,950 | $38,250 | $61,150 |
| 2 | $26,200 | $43,700 | $69,900 |
| 3 | $29,500 | $49,150 | $78,650 |
| 4 | $33,000 | $54,600 | $87,350 |
| 5 | $38,680 | $59,000 | $94,350 |
| 6 | $44,360 | $63,350 | $101,350 |
| 7 | $50,040 | $67,750 | $108,350 |
| 8 | $55,720 | $72,100 | $115,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28401 | Wider area |
|---|---|---|
| Studio | $1,040 | $1,187 |
| 1 bedroom | $1,380 | $1,566 |
| 2 bedrooms | $1,500 | $1,705 |
| 3 bedrooms | $1,970 | $2,238 |
| 4 bedrooms | $2,090 | $2,241 |
Wider area = Wilmington, NC. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,500 (28429) to $1,790 (28451).
Census figures for 28401 (2020–2024 average): median rent $1,274. Median household income $57,968. 59% of homes are rented. 57% of renters pay 30% or more of their income on rent, and 28% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28401's fair market rent.
Estimate your Section 8 rent share for 28401Frequently Asked Questions
How do I apply to South Side 1?
Apply through Housing Authority of the City of Wilmington, which runs South Side 1. Call (910) 341-7700. Do not treat a walk-up at the building as the application. These records do not show openings.
Is South Side 1 Section 8 housing?
South Side 1 is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at South Side 1?
Public records list 1 unit at South Side 1 in Wilmington, NC 28401. That is a building size, not a count of open apartments.
Are there other affordable apartments near South Side 1?
Yes — this page lists other income-restricted buildings in 28401 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into South Side 1?
Call the number on this page and ask about the waiting list or how to apply at South Side 1 in Wilmington, NC 28401. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Wilmington, NC 28401?
Most income-restricted buildings in Wilmington, NC 28401 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $38,250, and $54,600 for a 4-person household. Public housing can go up to 80% ($61,150 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Wilmington, NC 28401?
For many programs in Wilmington, NC 28401, the 2026 HUD very low-income (50%) limit is $38,250 a year for 1 person and $54,600 for 4 people. The low-income (80%) limit is $61,150 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Wilmington, NC 28401?
In public housing and most Section 8 in Wilmington, NC 28401, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Wilmington, NC 28401 is $1,500 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does South Side 1 take Section 8 vouchers?
This file does not say that South Side 1 has a project-based Section 8 contract. Some landlords in Wilmington, NC 28401 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call South Side 1.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.